New CIBIL reporting frequencies of various banks from Jan 2025

[SSV]

Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)

1. HDFC
   • 7th
   • 15th
   • 22nd
   • 30/31st ( ie month end)

Fortnightly ( Two times, a month )

1. Amex
   • statement date
   • statement date +15 days
2. Axis
   • 15th
   • 30/31st (month end)
3. BOB Cards
   • 15th
   • 30/31st ( month end)
4. YES Bank
   • 15th
   • 30/31st (month end)
5. SBM Bank
   • 15th
   • 30/31st (month end)

 

[Credit_Cards]

Indusind reported in 16th ... Last reporting was 31st/dec ... Bill generation on 3rd but strange is it's only showing in alert not under report while report still shows as 31\12 .... And even billed or outstanding is of dec 31st

alert comes for new account or enquiries not for balance updates, do they ? @SSV please help

 

[SSV]

alert comes for new account or enquiries not for balance updates, do they ? @SSV please help

Yes, there won't be alerts for change in utilization

 

[asm07]

Off topic, sbi card app and website has CIBIL score check option. Does it work for anyone now?

 

[aniketkr.sharma]

Off topic, sbi card app and website has CIBIL score check option. Does it work for anyone now?

It's yearly autorefresh

 

[ankushaa]

Yes, there won't be alerts for change in utilization

I have subscription and receive notification every time utilization changes and this is the case for more than 5 months now...
And there may not be change in score but even if utilization changes by as little as 1% I get notifications

 

[SSV]

I have subscription and receive notification every time utilization changes and this is the case for more than 5 months now...
And there may not be change in score but even if utilization changes by as little as 1% I get notifications

Where do you get notifications? There may be some settings to effect these

 

[aniketkr.sharma]

Where do you get notifications? There may be some settings to effect these

Yeah i too have cibil subscription but in alerts I never saw these type of notification

 

[ankushaa]

Where do you get notifications? There may be some settings to effect these

View attachment VID_20250122_002350.mp4

 

[ankushaa]

Yeah i too have cibil subscription but in alerts I never saw these type of notification

 

[ankushaa]

View attachment 81242

I haven't done any settings change if I remember correctly.... It comes every time there is a change in utilization..... @SSV

 

[aniketkr.sharma]

View attachment 81241

Strange never saw & its not available for me

 

[ankushaa]

Strange never saw & its not available for me

This the case across my family and friends.... Nothing out of blue in my case always seen this utilization notifications

 

[Pradumya]

@SSV please raise voice against this discrimination.
Aap bhukh hadtaal kariye.. hum aapke sath hai

I also want this utilisation notification.

@ankushaa how much have you paid to cibil? Which plan 1M, 6M or 12M?

 

[SSV]

I haven't done any settings change if I remember correctly.... It comes every time there is a change in utilization..... @SSV

Some peculiar thing happening here, let me see in detail tomorrow

 

[ankushaa]

Strange never saw & its not available for me

This the case across my family and friends.... Nothing out of blue in my case always seen this utilization notif

@SSV please raise voice against this discrimination.
Aap bhukh hadtaal kariye.. hum aapke sath hai

I also want this utilisation notification.

@ankushaa how much have you paid to cibil? Which plan 1M, 6M or 12M?

One year subscription always and this isn't anything I wish for but it was always.... Even though I never took subscription for experian they also send notifications on utilization changes but sadly can't refresh but still get to know it . And this is what I thought was perfectly common until today

 

[ankushaa]

This the case across my family and friends.... Nothing out of blue in my case always seen this utilization notif

One year subscription always and this isn't anything I wish for but it was always.... Even though I never took subscription for experian they also send notifications on utilization changes but sadly can't refresh but still get to know it . And this is what I thought was perfectly common until today

My plan was at 50% discount this year always got more than 25% coupom atleast from some banking source or friends and have took subscription from last few years only but not continuously have periods where there wasn't any subscription for months

 

[asm07]

It's yearly autorefresh

I have never checked through sbi card, even for first time it's showing error.

 

[aniketkr.sharma]

I have never checked through sbi card, even for first time it's showing error.

For me it's refreshing every year in July automatically from past 5 years

Also it shows only score no more details so don't be panic

 

[SSV]

BOB cards now reported as on 15/01/2025..
The last one was as on 31/12/2025..
Most likely BOB chose fortnightly ie 15th and month end..
Let's.wait for some.more responses

 

[aniketkr.sharma]

Icici, idfc, kotak still sleeping