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New HDFC Swiggy Credit Card Details Leaked!!!

knight

TF Legend
HDFC Swiggy Credit Card has been discussed for a few days on TFC as well as other communities and articles.

So far, there was no confirmation on the exact features of the card except a few screenshots and rumors.

Finally, the details are out!

The card is an invite-only card as of now available only through Swiggy app - my account section.
It will be available through HDFC bank after some time.

Welcome Benefits:
- Complimentary 3 months Swiggy One Membership.
If the cardholder is already a Swiggy One member, the benefit can be availed by add-on card holder.

Features:
- 10% cashback on spends on the Swiggy app, including food, dineout, genie etc.
Capped at 1500/cycle.

- 5% cashback on listed categories.
(Categories - apparel, dept store, electronics, personal care, local cabs, home decor, pet store & supplies, pharmacy, entertainment)
Capped at 1500/cycle.

- 1% cashback on all other spends.
Excluding wallet, fuel, rent, emi, jewelry, govt. payments.
Capped at 500/cycle.

- Cashback will be credited as Swiggy Money.
- Minimum spend of 100 to avail cashback.


Joining Fee: INR 500 + gst.

Renewal Fee: INR 500 + gst.

Waiver Criteria: Spend 2 lakhs in a year

Lounge Access:
Based on the information shared by HDFC employee and in internal document, there is NO lounge benefit on this card.


Update:
The card details are live on Swiggy App and HDFC Bank website.

 
Last edited:
Ess se Zomato Edition acha ta lekin ab nahi hai RIP.
Ab Zomato Edition to Swiggy HDFC. Waiting for Swiggy HDFC CC to Zomato [Waiting konsa bank layaga]
 
It would nullify the use of 5% cashback offer. Why would someone shop elsewhere and bound to buy food from that cashback. Card is good only for Swiggy orders. Nothing else.
That too barely useful for Swiggy orders also....
I am fairly certain that we could get ~10% of discount and/or CB in total if we shop around for the swiggy gift vouchers soon..
The competetion is giving straight 8% off Gift vouchers + on top of it CB for this transarion...

The main killer for this card is: CB in the form of Swiggy Money...
 
Loaded up another 10K swiggy vouchers at an effective price of 13% off...

View attachment 23954



View attachment 23953


@VISHESH_BANSAL

We were discussing how long these vouchers are valid sometime back . The answer is:


Today I bought these vouchers.

1) I have time upto Jan 2024 to add these into Swiggy Money i.e. 180 days +
2) Swiggy money expiry : 365 days from adding the voucher

Total : 18 months time t
o use these vouchers..
Please see the relevant T&Cs screen shots below:


1690383066960.png


1690382756553.png
 
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