New HDFC Swiggy Credit Card Details Leaked!!!

[knight]

HDFC Swiggy Credit Card has been discussed for a few days on TFC as well as other communities and articles.

So far, there was no confirmation on the exact features of the card except a few screenshots and rumors.

Finally, the details are out!

The card is an invite-only card as of now available only through Swiggy app - my account section.
It will be available through HDFC bank after some time.

Welcome Benefits:
- Complimentary 3 months Swiggy One Membership.
If the cardholder is already a Swiggy One member, the benefit can be availed by add-on card holder.

Features:
- 10% cashback on spends on the Swiggy app, including food, dineout, genie etc.
Capped at 1500/cycle.

- 5% cashback on listed categories.
(Categories - apparel, dept store, electronics, personal care, local cabs, home decor, pet store & supplies, pharmacy, entertainment)
Capped at 1500/cycle.

- 1% cashback on all other spends.
Excluding wallet, fuel, rent, emi, jewelry, govt. payments.
Capped at 500/cycle.

- Cashback will be credited as Swiggy Money.
- Minimum spend of 100 to avail cashback.


Joining Fee: INR 500 + gst.

Renewal Fee: INR 500 + gst.

Waiver Criteria: Spend 2 lakhs in a year

Lounge Access:
Based on the information shared by HDFC employee and in internal document, there is NO lounge benefit on this card.


Update:
The card details are live on Swiggy App and HDFC Bank website.

Swiggy Credit Card - Get Cashbacks on Swiggy App | HDFC Bank

Apply for Swiggy Credit Card by HDFC Bank and get exclusive 10% cashback on Swiggy App. Save upto 6.8% annually on spends & enjoy complimentary Swiggy One Membership.

www.hdfcbank.com

Swiggy HDFC Bank Credit Card with 10% Cashback on spends

With the new Swiggy HDFC Bank Credit Card, enjoy upto 10% cashback on Swiggy spends, 5% cashback on online spends and 1% cashback on other spends. Also, get Welcome Benefit of 3 months of Swiggy One Membership. Apply today.

www.swiggy.com

 

[Strange]

If www Olacabs com merchant name appears then we will get 5% cashback on OLA wallet load using this Swiggy card ?

Bas card launch se pahele devalue karwane ki planning kar raha hu.

Local Cabs is in 5% list but ola cabs mcc is travel right?


No mention about multiple or two cards.

 

[SSV]

View attachment 23963

Local Cabs is in 5% list but ola cabs mcc is travel right?

View attachment 23964
No mention about multiple or two cards.

If you go by purely English GRAMMAR.. it is referring to previously owned card in singular ( means the first card + this card)...

 

[Strange]

WWW OLACABS COM GURGAON IN is showing as car rental in SBI Card app. @VISHESH_BANSAL what is it's mcc?

If www Olacabs com merchant name appears then we will get 5% cashback on OLA wallet load using this Swiggy card ?

Bas card launch se pahele devalue karwane ki planning kar raha hu.

 

[VISHESH_BANSAL]

View attachment 23963

Local Cabs is in 5% list but ola cabs mcc is travel right?

View attachment 23964
No mention about multiple or two cards.

No It is Taxi Cabs MCC only.

 

[Strange]

Loaded up another 10K swiggy vouchers at an effective price of 13% off...

View attachment 23954



View attachment 23953

Which website?

 

[SSV]

Which website?

Grabdeals using any Axis card

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

ignore.

 

[VISHESH_BANSAL]

WWW OLACABS COM GURGAON IN is showing as car rental in SBI Card app. @VISHESH_BANSAL what is it's mcc?

M comment karne wala thha, itne m tag bhi kar diya.

 

[SSV]

Which website?

I use Previlige card:
Grabdeal instant discount 7%
CB ( campaign running now) 5%
Normal rewards on the card 1%
Total = 13%

 

[Strange]

M comment karne wala thha, itne m tag bhi kar diya.

Mai Sbi card app me check kar raha tha.

 

[helloworld]

* HDFC

What it means?

Let's say, you did 1500 on Ola cabs thinking that its under 'local cabs mcc' and hoping that 5% cashback because the mcc available in HDFC published list.

As usual, statement doesn't credit the cashback and upon checking the customer care, they politely reject (after multiple weeks) with the reason as

"transacted merchant Ola cabs not under selected merchants mapped under the above list of MCCs"

Assuring you of their best services.

 

[SSV]

Which website?

Sometimes you get 10% CB on using AXIS Debit card , then total effective price would be @17% off..

 

[SSV]

View attachment 23970
* HDFC

Now we can consider this Swiggy HDFC CC as DOA...

 

[VISHESH_BANSAL]

View attachment 23970
* HDFC

Can you share that PDF of 5% eligble MCCs ?

 

[Harry1]

View attachment 23963

Local Cabs is in 5% list but ola cabs mcc is travel right?

View attachment 23964
No mention about multiple or two cards.

Anyone analysed the mcc list for 5% category? Is there any mcc, which doesn't give 5% on sbi cb card?

 

[Strange]

Can you share that PDF of 5% eligble MCCs ?

5% - https://www.hdfcbank.com/content/ap...e57c87f/763f32fe-e68c-4738-88dd-e785d57db5ec?


1% - https://www.hdfcbank.com/content/ap...e57c87f/a88238c3-f646-4430-9798-0cba493a1d22?

10% - https://www.hdfcbank.com/content/ap...e57c87f/7f43849c-4010-46f2-b41f-5dd184269526?

 

[Strange]

Anyone analysed the mcc list for 5% category? Is there any mcc, which doesn't give 5% on sbi cb card?

@VISHESH_BANSAL and @Abhishek012 Know.

 

[helloworld]

Can you share that PDF of 5% eligble MCCs ?

list is available only with MCC not with selected merchants, that is the mysterious part. Click the TnCs link in below URL (attached same in above post HDFC word)

Swiggy Credit Card - Get Cashbacks on Swiggy App | HDFC Bank

Apply for Swiggy Credit Card by HDFC Bank and get exclusive 10% cashback on Swiggy App. Save upto 6.8% annually on spends & enjoy complimentary Swiggy One Membership.

www.hdfcbank.com

- First they comeup with brilliant idea of making every card as Life time free* by hiding * as based on spends

- Now, they comeup with another excellent idea of making every purchase as 5% cashback* by hiding * as based on eligible merchants on provided mcc

HDFC showing their experience and behaving like new bank.

P.S. If this card active, you will get more requests here 'did this merchant eligible for 5% or not?' along with MCC..

 

[Chaitanya-a]

Sometimes you get 10% CB on using AXIS Debit card , then total effective price would be @17% off..

Someone must be daring to choose Axis as their banking partner though

 

[SSV]

Someone must be daring to choose Axis as their banking partner though

You are right... I don't have any account with AXIS , only CC holder as of now...

Just disbursing the known info to the fellow comrade if he wants to leverage( if applicable to him)...