pointhacker
TF Buzz
Bro you can able to use fi coin to buy gift card. I am using that route only. Even if they remove cb but keep this way open it is okay for me
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New Variant of Fi Money Account- Fi MONEY PRIME
- Thread starter Jatin Kumar
- Start date
- Status
I normally redeem it for upi spend. For 149 n 249 coins we will get minimum 2 and 3 rs cashback for paying cc bill of 1500 via cred. If amt is higher then cashback is also higher
I think may be buying gv is best one or sometimes we get flat 15*2 when we spend via debit card offer for 999 coins if Amount is greater than 1000 I think
pennypincher
TF Buzz
Bro what are you saying? Card offers only showing some Ferns and Petals offer. I am not going back to my Ex just to redeem this offer.
pointhacker
TF Buzz
Atleast you have ex bro 😒 but ssly..click on globe icon on first screen and you will see 90% store. All GCs will be there itself. Next time I will take SS after getting 5th bonus 😉
Screenshot please ...
Jay285
TF Buzz
Here it is
Attachments
SnowLucifer
TF Select
Today i upadated the app Got the offer to upgrade to prime. So now i upgraded from fi infinity to prime.
Monthly 1000 cashback is good but only 2× fi coins we will get. So my advice complete the debit card and fi upi transaction for coins and cashback in infinity first . Then upgrade to fi prime
I upgraded from Infinity to Prime. I had already finished Rs 500 and 10000 coins quota, but post upgrading they reset the cashback and coins in the current month to 0. I am able to earn more points and getting cashback for new transactions. Not sure if at the end of the month they'll give me 500 or 1000 cashback
i also upgraded to prime today from infinity already completed 500 Cashack limit for infinity but after upgrading it showing 500 in a reset form so i guess they will provide 1000 altho if they don't will talk to customer care on March 5
Same for me wonder how they upgraded to prime
It’s not dependent on salary anymore. Just need to update balance to 1L and activate it. I am using iOS maybe it’s on iOS only for now.
Oh where is it mentioned
Like for infinite 50k prime is 1L?
Yeah I saw in app. We need to maintain 1L
SnowLucifer
TF Select
i asked customer care about that. They said both infinite and prime cashback will be credited on 5th march. So 1000 rs cashback in total
SnowLucifer
TF Select
i am using Android got the upgrade so no problem there.
anonymuos
TF Legend
Well 1L in savings account of Federal Bank Fi @ 3% interest=₹3000 for 365 days so ₹8.21 per day, or ₹246.3 monthly interest (assuming 30 day month) + ₹1000 in cashback every month = 1246.3 for parking 1L. I dunno if Fi Prime is going to get Fi coins, is it and can they be encashed to Amazon Pay vouchers?
At FD interest rate of say, for example, 7.99% which is highest for non-senior citizen in some private bank e.g. IndusInd or IDFC=₹7990 annual interest income, ₹21.89 per day or ₹656.7 per month, higher if compounding interest FD
So the ₹1000 cashback+246 savings interest is still higher than creating a compounding interest FD of ₹1L.
I think even with compounding interest FD in some Small Finance Bank offering 8.5% or 9% FD, it will still be lower than ₹1246.
So still worth it, what do others think? Now if you invest in equity mutual funds or directly in stock market, that's an altogether different level of profit.
I wish Fi's debit card had its own cashback separate from Fi UPI/CRED combination for people who park 1L in savings
Then it could've competed with the likes of HDFC Platinum/Millennia DC, RBL Signature+, IndusInd Exclusive, IDFC Wealth etc. But still it's better than any ICICI Bank account/debit card which has like the 0 rewards
At FD interest rate of say, for example, 7.99% which is highest for non-senior citizen in some private bank e.g. IndusInd or IDFC=₹7990 annual interest income, ₹21.89 per day or ₹656.7 per month, higher if compounding interest FD
So the ₹1000 cashback+246 savings interest is still higher than creating a compounding interest FD of ₹1L.
I think even with compounding interest FD in some Small Finance Bank offering 8.5% or 9% FD, it will still be lower than ₹1246.
So still worth it, what do others think? Now if you invest in equity mutual funds or directly in stock market, that's an altogether different level of profit.
I wish Fi's debit card had its own cashback separate from Fi UPI/CRED combination for people who park 1L in savings
Then it could've competed with the likes of HDFC Platinum/Millennia DC, RBL Signature+, IndusInd Exclusive, IDFC Wealth etc. But still it's better than any ICICI Bank account/debit card which has like the 0 rewards
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