No more double dip on HDFC Credit Cards

[Walter White]

HDFC Bank taking lessons from SBI Card

 

[shrewdoc]

Already discussed here:

No more double dip on HDFC Credit Cards

HDFC Bank taking lessons from SBI Card

www.technofino.in

 

[Harry1]

I saw someone mentioned it on twitter few weeks back as well. As per that, it is applicable since January this year. Although, I don't remember hdfc announcing it officially.

 

[D₹V]

But no announcement in January .

Same like Axis added exclusion for Wallet, Govt spends not considered for annual waiver without letting know the customers.

 

[RishiKiDev]

But no announcement me January .

Same like Axis added exclusion for Wallet, Govt spends not considered for annual waiver without letting know the customers.

HDFC blinded by their ego of the largest issuer of credit cards.
No shit you're the largest issuer if you give Pre-approved credit cards to 18yr old students.

 

[D₹V]

HDFC blinded by their ego of the largest issuer of credit cards.
No shit you're the largest issuer if you give Pre-approved credit cards to 18yr old students.

S o ?

 

[NShah]

But no announcement in January .

Same like Axis added exclusion for Wallet, Govt spends not considered for annual waiver without letting know the customers.

Mentioned in Hdfc Credit card MITC
W.e.f Jan’23 Reward Points earned through
transaction having Instant Discount / Cashback
offered by HDFC Bank will be invalid & debited in
120 days of posting.

 

[D₹V]

Mentioned in Hdfc Credit card MITC
W.e.f Jan’23 Reward Points earned through
transaction having Instant Discount / Cashback
offered by HDFC Bank will be invalid & debited in
120 days of posting.

Page no. ?

 

[NShah]

Page no. ?

Page no 18 or you can search instant discount

 

[RishiKiDev]

S o ?

Explains the actions of not notifying via email or sms to customers because they don't care about the QoS.

 

[theglobalinvestor]

I guess UPI will really take off now!

 

[D₹V]

Page no 18 or you can search instant discount

Mentioned in Hdfc Credit card MITC
W.e.f Jan’23 Reward Points earned through
transaction having Instant Discount / Cashback
offered by HDFC Bank will be invalid & debited in
120 days of posting.

Yes. Found it on Page no. 19.

This term is misleading & can be beneficial in both ways (Customer/Bank).

They'll debit in 120 days, right? I'll redeem before that .

Fu*k HDFC .

 

[AlgoTrader]

Yes. Found it on Page no. 19.

This term is misleading & can be beneficial in both ways (Customer/Bank).

They'll debit in 120 days, right? I'll redeem before that .

Fu*k HDFC .
View attachment 33290

In HDFC, points can go in negative, so you can do that only once

 

[NShah]

Yes. Found it on Page no. 19.

This term is misleading & can be beneficial in both ways (Customer/Bank).

They'll debit in 120 days, right? I'll redeem before that .

Fu*k HDFC .
View attachment 33290

Your searching in physical MITC booklet
Aagar wo sbi ki tarah credit limit se debit kare to

 

[D₹V]

In HDFC, points can go in negative, so you can do that only once

Even if they deduct. It'll be 1:1 ratio for millennia.

Not like SBI who took 1:4 from statement balance.

 

[D₹V]

Your searching in physical MITC booklet
Aagar wo sbi ki tarah credit limit se debit kare to

Physical MITC padhna chahiye

Still
Post in thread 'No more double dip on HDFC Credit Cards' https://www.technofino.in/community...le-dip-on-hdfc-credit-cards.18562/post-403401

 

[NShah]

Yes. Found it on Page no. 19.

This term is misleading & can be beneficial in both ways (Customer/Bank).

They'll debit in 120 days, right? I'll redeem before that .

Fu*k HDFC .
View attachment 33290

Ye dekh kar lag raha hai tum pahle hi Sara homework karke baithe ho

 

[D₹V]

Ye dekh kar lag raha hai tum pahle hi Sara homework karke baithe ho

Shayad haan

 

[thanix]

This is for DCB.
In the recent statement, there were some points adjusted/lapsed. (Not because of unused RP after 24 months)
I inquired with support and found this out:
I did a transaction on Ease my trip in April 2023, using HDFC discount (HDFCEMT). They had awarded the RPs then but have now reversed those.

EMT offer T&C: https://www.easemytrip.com/offers/hdfc-bank.html
Was visible on Smartbuy as well: https://offers.smartbuy.hdfcbank.com/diners/offer_details/easemytrip/19253/ZmylmGY=
but 404 now
No mention of "RP will not be credited in case discount is availed"
Their transaction description said: RP Rev EaseMyTrip Apr 23 Discount Txn

1. Not sure if it is just me or happening with others as well.
2. Not sure if these transactions will accrue RPs in future.
3. This also puts these transactions in question for monthly milestone (or I may be overthinking)
If anyone else has observed this, please add.

I also saw the same in my statement, some 250 points are under adjusted category. I need to check what it is about? It should be a old one as I didn't used DCB much since May onwards.

Hope this no points rule not applicable for gyftr instant vouchers which gives some instant discount sometimes.

 

[LordPSN]

Can anyone explain in simple English about what is double dip and why its an issue? Thanks

 

[4uziaul]

Can anyone explain in simple English about what is double dip and why its an issue? Thanks

You won't receive reward points when you are eligible for an instant discount.