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NO REWARD POINTS ON HDFC BILLPAY DIRECTLY- RENTALBBPSNO

I looked at it otherwise.


Ohh. that means it was just a general statement and not based on facts. Ok.
----
Earlier HDFC used to follow conversion ratio kind of reward structure in their DC cashback as well. But now, I can't find anything of such.

Hence hopeful. Based on my understanding it could be either 1:1 (hopeful) or 2:1 (i.e., 1 reward every 200 txn.) or 4:1 (earlier conversion ratio).

Tagging a few others who have good knowledge on these @desiviru @6ix9ine
Sorry, I have no idea about this DC. Desiviru uses Millennia, and I use Platinum.
 
Sorry, I have no idea about this DC. Desiviru uses Millennia, and I use Platinum.
Right but I know of this card as well.

@2025, This provides 2000 pts max per month with reward conversion rate of Rs.1 = 1 Point.

Giving you an example: You swiped at BPCL Petrol Pumnp having HDFC POS machine for Rs.2000, you get 100 pts = Rs.100.

Same way others like Grocery, IRCTC, Payzapp etc. provide 5%.

So don't read too much. This card is the best too. For 2000 every month spend Rs.40000.

I don't know whether CC BillPay via Payzapp will fetch you anything as I am not aware of it. Someone holding this card have to confirm.
  • 5% savings on your everyday spends on partner merchants. Enjoy up to 2000 Reward points per month Click here to Know More. On clicking the below.
  • Shop with big brands across categories like Grocery, Fuel, Railways, Online & Pharmacy to earn your monthly reward points
    - Online - Smart Buy- One Stop Shop for all your needs https://offers.smartbuy.hdfcbank.com/v1/foryou
    - Pharmacy - Apollo Pharmacy
    - Railway – IRCTC (www.irctc.co.in)
    - PayZapp – All Payments, One App, One Click. (Transactions other than Wallet Load)
    - Online Shopping – Snapdeal
    - Fuel - BPCL (on HDFC Bank terminals)
    - Grocery - Smart Bazaar
  • Reward Points are eligible only for the above-mentioned merchant partners
  • Reward Points are calculated basis the Terminal IDs (TIDs) shared by the respective merchant partners. If in case the TID is not available in the set-up, such transactions will not qualify for the benefit. This shall be at the discretion of the bank.
  • To receive Reward Points, the minimum transaction amount should be greater than Rs. 100
  • Cashback points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.
Reward points will be credited within 90 Days from the end of the transaction month. Redemption in multiples of 250 only.

@6ix9ine Bro, Switching to this card if someone confirms Payzapp cc bill pay cashback. But 90 days like Millennia is a killer. They haven't mentioned exclusion list besides wallet load. My brother had this card on HDFC savings account before I switched his to Milllennia. After it was closed only then I came to know he had Rewards Debit Card. So I felt bad for closing it down because I read the benefits which were better than Millennia.
 
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Right but I know of this card as well.

@2025, This provides 2000 pts max per month with reward conversion rate of Rs.1 = 1 Point.

Giving you an example: You swiped at HPCL Petrol Pumnp having HDFC POS machine for Rs.2000, you get 100 pts = Rs.100.

Same way others like Grocery, IRCTC, Payzapp etc. provide 5%.

So don't read too much. This card is the best too. For 2000 every month spend Rs.40000.

I don't know whether CC BillPay via Payzapp will fetch you anything as I am not aware of it. Someone holding this card have to confirm.
  • 5% savings on your everyday spends on partner merchants. Enjoy up to 2000 Reward points per month Click here to Know More. On clicking the below.
  • Shop with big brands across categories like Grocery, Fuel, Railways, Online & Pharmacy to earn your monthly reward points
    - Online - Smart Buy- One Stop Shop for all your needs https://offers.smartbuy.hdfcbank.com/v1/foryou
    - Pharmacy - Apollo Pharmacy
    - Railway – IRCTC (www.irctc.co.in)
    - PayZapp – All Payments, One App, One Click. (Transactions other than Wallet Load)
    - Online Shopping – Snapdeal
    - Fuel - BPCL (on HDFC Bank terminals)
    - Grocery - Smart Bazaar
  • Reward Points are eligible only for the above-mentioned merchant partners
  • Reward Points are calculated basis the Terminal IDs (TIDs) shared by the respective merchant partners. If in case the TID is not available in the set-up, such transactions will not qualify for the benefit. This shall be at the discretion of the bank.
  • To receive Reward Points, the minimum transaction amount should be greater than Rs. 100
  • Cashback points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.
Reward points will be credited within 90 Days from the end of the transaction month. Redemption in multiples of 250 only.

@6ix9ine Bro, Switching to this card if someone confirms Payzapp cc bill pay cashback. But 90 days like Millennia is a killer. They haven't mentioned exclusion list besides wallet load.
Fuel for BPCL not HPCL
 
Right but I know of this card as well.

@2025, This provides 2000 pts max per month with reward conversion rate of Rs.1 = 1 Point.

Giving you an example: You swiped at BPCL Petrol Pumnp having HDFC POS machine for Rs.2000, you get 100 pts = Rs.100.

Same way others like Grocery, IRCTC, Payzapp etc. provide 5%.

So don't read too much. This card is the best too. For 2000 every month spend Rs.40000.

I don't know whether CC BillPay via Payzapp will fetch you anything as I am not aware of it. Someone holding this card have to confirm.
  • 5% savings on your everyday spends on partner merchants. Enjoy up to 2000 Reward points per month Click here to Know More. On clicking the below.
  • Shop with big brands across categories like Grocery, Fuel, Railways, Online & Pharmacy to earn your monthly reward points
    - Online - Smart Buy- One Stop Shop for all your needs https://offers.smartbuy.hdfcbank.com/v1/foryou
    - Pharmacy - Apollo Pharmacy
    - Railway – IRCTC (www.irctc.co.in)
    - PayZapp – All Payments, One App, One Click. (Transactions other than Wallet Load)
    - Online Shopping – Snapdeal
    - Fuel - BPCL (on HDFC Bank terminals)
    - Grocery - Smart Bazaar
  • Reward Points are eligible only for the above-mentioned merchant partners
  • Reward Points are calculated basis the Terminal IDs (TIDs) shared by the respective merchant partners. If in case the TID is not available in the set-up, such transactions will not qualify for the benefit. This shall be at the discretion of the bank.
  • To receive Reward Points, the minimum transaction amount should be greater than Rs. 100
  • Cashback points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.
Reward points will be credited within 90 Days from the end of the transaction month. Redemption in multiples of 250 only.

@6ix9ine Bro, Switching to this card if someone confirms Payzapp cc bill pay cashback. But 90 days like Millennia is a killer. They haven't mentioned exclusion list besides wallet load. My brother had this card on HDFC savings account before I switched his to Milllennia. After it was closed only then I came to know he had Rewards Debit Card. So I felt bad for closing it down because I read the benefits which were better than Millennia.
I'll switch to this as well, if things look decent.
 
Its 1Rp= 1 Rs. cash received and converted in cash last in december earned 250 reward points that time attaching that screenshot below and it can be redeemed in the multiples of 250
@Zeel
We are waiting for your detailed write up bro. @kuchbhi have already created a thread and giving you credit for updating us about this.

Just let us know that cc bill payment at payzapp yield cashback or not. Because for verification we have to wait few weeks or months. You can check your old bank statement for this. Don't wait for their clarification on mcc. As no mcc specified for exclusion for this card when used for preferred merchant (excl. wallet load in payzapp). Hope to hear from u soon.
 
arrey yaar fir naraz ho jatein ho aap
dil se bura lagta hai aisa mat bola kro bhaiya
mai kitne pyaar se samjha raha hun aur aap aise baat karte ho
You got it wrong. I used the word above P.S for last time to you. Iske baad you can mind my language anytime you want. I won't say that word again in a reply. Yeh likha hai. 🤣

The only thing I learned in my teenage is never respect a teenagers. Don't disrespect but never respect.
 
Yup true.
But these guys are talking about reward point to cashback conversion ratio. Thats y i asked them to clarify. maybe only @Zeel can confirm.
I looked at it otherwise.


Ohh. that means it was just a general statement and not based on facts. Ok.
----
Earlier HDFC used to follow conversion ratio kind of reward structure in their DC cashback as well (excl. Plat and millennia). But now, I can't find anything as such.

Hence hopeful. Based on my understanding it could be either 1:1 (hopeful) or 2:1 (i.e., 1 reward every 200 txn.) or 4:1 (earlier conversion ratio).

Tagging a few others who have good knowledge on these @desiviru @6ix9ine

Where did you see that its 4:1 or 5:1?

It is clearly mentioned 5% in the webpage.
I also checked in net banking redemption page it was not clear there. Per month cap also not there.
Only mentioned that we can redeem in every 250 points. (1 point = 1 Rupees).

Pls. enlighten us if you have additional info.
No no Its clearly mentioned on the website as we see that you get flat 5% as reward points and its conversion ratio is also 1:1 as i have attached one more proof of the cashback i have redeemd in the month of october you can see the same @2025 @kuchbhi
 
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