Right but I know of this card as well.
@2025, This provides 2000 pts max per month with reward conversion rate of Rs.1 = 1 Point.
Giving you an example: You swiped at BPCL Petrol Pumnp having HDFC POS machine for Rs.2000, you get 100 pts = Rs.100.
Same way others like Grocery, IRCTC, Payzapp etc. provide 5%.
So don't read too much. This card is the best too. For 2000 every month spend Rs.40000.
I don't know whether CC BillPay via Payzapp will fetch you anything as I am not aware of it. Someone holding this card have to confirm.
- 5% savings on your everyday spends on partner merchants. Enjoy up to 2000 Reward points per month Click here to Know More. On clicking the below.
- Shop with big brands across categories like Grocery, Fuel, Railways, Online & Pharmacy to earn your monthly reward points
- Online - Smart Buy- One Stop Shop for all your needs https://offers.smartbuy.hdfcbank.com/v1/foryou
- Pharmacy - Apollo Pharmacy
- Railway – IRCTC (www.irctc.co.in)
- PayZapp – All Payments, One App, One Click. (Transactions other than Wallet Load)
- Online Shopping – Snapdeal
- Fuel - BPCL (on HDFC Bank terminals)
- Grocery - Smart Bazaar
- Reward Points are eligible only for the above-mentioned merchant partners
- Reward Points are calculated basis the Terminal IDs (TIDs) shared by the respective merchant partners. If in case the TID is not available in the set-up, such transactions will not qualify for the benefit. This shall be at the discretion of the bank.
- To receive Reward Points, the minimum transaction amount should be greater than Rs. 100
- Cashback points earned will be valid for redemption within the next 12 months after which your Cashback points will lapse.
Reward points will be credited within 90 Days from the end of the transaction month. Redemption in multiples of 250 only.
@6ix9ine Bro, Switching to this card if someone confirms Payzapp cc bill pay cashback. But 90 days like Millennia is a killer. They haven't mentioned exclusion list besides wallet load. My brother had this card on HDFC savings account before I switched his to Milllennia. After it was closed only then I came to know he had Rewards Debit Card. So I felt bad for closing it down because I read the benefits which were better than Millennia.