Not getting Bob Credit Card , anyone wlse faced same issue?

[noob69]

Bob has declined my cc application twice in last 6 months. When enquired, I was told that since I hold OneCard powered by BoB, I am not eligible.

is there any way to get bob card without closing OneCard.

 

[emadiqbalali]

Bob has declined my cc application twice in last 6 months. When enquired, I was told that since I hold OneCard powered by BoB, I am not eligible.

is there any way to get bob card without closing OneCard.

Really? When did they tell you this reason?

I was declined twice and I thought it might be due to financial information or APay C2C. I applied yesterday again and got 2 hard enquiries and this time I gave Amex for C2C.

I did VKYC today and status still didn't changed to inProcess.

 

[noob69]

Really? When did they tell you this reason?

I was declined twice and I thought it might be due to financial information or APay C2C. I applied yesterday again and got 2 hard enquiries and this time I gave Amex for C2C.

I did VKYC today and status still didn't changed to inProcess.

Got to know when I enquired after second attempt. Both the time it got rejected after completing kyc and everything.

 

[src223]

Really? When did they tell you this reason?

I was declined twice and I thought it might be due to financial information or APay C2C. I applied yesterday again and got 2 hard enquiries and this time I gave Amex for C2C.

I did VKYC today and status still didn't changed to inProcess.

So the chance of approval decreases for Amazon card C2C?

 

[emadiqbalali]

So the chance of approval decreases for Amazon card C2C?

Yes. Although it depends on their mood. The verification agent visited my office while I wasn't on my shift and tells that they are not letting him enter. He said he will come at the time of my shift and then I never heard back. This is how usually BOB is.

 

[Patil007]

Yes. Although it depends on their mood. The verification agent visited my office while I wasn't on my shift and tells that they are not letting him enter. He said he will come at the time of my shift and then I never heard back. This is how usually BOB is.

He might have put negative review there.

 

[emadiqbalali]

He might have put negative review there.

Yes, because its rejected again. I checked today.

 

[MOhit __]

Yes. Although it depends on their mood. The verification agent visited my office while I wasn't on my shift and tells that they are not letting him enter. He said he will come at the time of my shift and then I never heard back. This is how usually BOB is.

You should have said you are working from home.

 

[Chaitanya-a]

Its been 7 months of last application. Still BoB is not allowing me to reapply.

 

[Patil007]

Its been 7 months of last application. Still BoB is not allowing me to reapply.

My 6 Months completed on 9 March and I reapplied on 13th march.

 

[emadiqbalali]

They confirmed the reason for rejection is that I am already a card holder. I've been the card holder everytime I applied BOB in the past i.e, three times now with six months gap.

If someone has BOB issued OneCard, please stay away from applying to other BOB cards.

 

[pprakash11]

I am an Add-On Card holder of BOB under my mother's primary card BOB select.

I applied BOB Premier on 17th Feb, home +office all verification done smoothly, but the status changed to rejected on 4th March.

I mailed to reconsider my application, they replied this. Same as posted above.

I do not hold "ONE CARD" powered by any of those Federal/SBM/IDFC/BOB/SIB,

but since I hold an add-on card BOB Select (that Add-on is reflecting in my CIBIL), they declined.

I have again mailed that to approve the card, I will cancel the add-on card.
Waiting for their reply.

 

[Dhaval parihar]

They confirmed the reason for rejection is that I am already a card holder. I've been the card holder everytime I applied BOB in the past i.e, three times now with six months gap.

If someone has BOB issued OneCard, please stay away from applying to other BOB cards.

View attachment 12491

What happened next

 

[db24]

They confirmed the reason for rejection is that I am already a card holder. I've been the card holder everytime I applied BOB in the past i.e, three times now with six months gap.

If someone has BOB issued OneCard, please stay away from applying to other BOB cards.

View attachment 12491

when they applied this condition? this is new then. I have Bob Eterna and Bob one card, both holding for more than 2 years, Eterna was upgraded from select.

 

[db24]

I am an Add-On Card holder of BOB under my mother's primary card BOB select.

I applied BOB Premier on 17th Feb, home +office all verification done smoothly, but the status changed to rejected on 4th March.

I mailed to reconsider my application, they replied this. Same as posted above.

I do not hold "ONE CARD" powered by any of those Federal/SBM/IDFC/BOB/SIB,

but since I hold an add-on card BOB Select (that Add-on is reflecting in my CIBIL), they declined.

I have again mailed that to approve the card, I will cancel the add-on card.
Waiting for their reply.

never take an add-on card just for collection unless it is really required.

 

[emadiqbalali]

What happened next

Nothing. The application was declined as usual. As long as I have OneCard, I can't apply for BOB.

 

[kgaurav00]

Nothing. The application was declined as usual. As long as I have OneCard, I can't apply for BOB.

Major benifit for one card(issued by BOB)

 

[CARDiologist]

Open a bank account with them.
I am a bob account holder from last 1year.Last month I applied for bob irctc & they approved my application without any physical verification.They only just call me for verification of dob & email.Though I got only 10k limit