Now Virtual Debit Card issued by SBI

[talktoaloke]

New features added in YONO app. "My Debit Cards" TAB newly added in YONO where we can generate Virtual Debit card at free of cost (time between 8am to 8pm). Also initiated request for new physical debit card from there.

 

[CosmicCat]

Bro which card is good visa or rupay virtual i already have sbi rupay debit card??

Get Mastercard if you prefer to see shorter transaction numbers in your account statement. Visa and RuPay transaction numbers are 12-digit long, while Mastercard transaction numbers are 6-digit long. Both Mastercard and Visa are widely accepted in India and abroad.

 

[CosmicCat]

plus it's supported on all banks billdesk credit call bill payment portals.

Not really. HDFC Bank supports only UPI and Netbanking in their BillDesk credit card portal. And ICICI supports the same as well.

Only a few banks support RuPay debit cards in the respective banks' BillDesk CC payment portal. For e.g., IDFC FIRST Bank.

 

[AritraSaha]

Get Mastercard if you prefer to see shorter transaction numbers in your account statement. Visa and RuPay transaction numbers are 12-digit long, while Mastercard transaction numbers are 6-digit long. Both Mastercard and Visa are widely accepted in India and abroad.

Lol, Its saying my account its not eligible.
(Facility not available for this account)

 

[varun__goel_]

In my father's acc its displaying an error that CIF number not available

 

[CosmicCat]

Lol, Its saying my account its not eligible.
(Facility not available for this account)

Are you applying for the virtual card network you already have or another one? I have a SBI Global Mastercard debit card, and today I generated the SBI Global RuPay virtual card without any troubles.

Also, how many debit cards do you have? If you have two debit cards already, you might not be eligible to get a third one. Ensure that if your second card (if any) is blocked, it should be marked as "Closed" in Netbanking instead of "Blocked." Then try re-applying for the virtual card.

 

[AritraSaha]

Are you applying for the virtual card network you already have or another one? I have a SBI Global Mastercard debit card, and today I generated the SBI Global RuPay virtual card without any troubles.

Also, how many debit cards do you have? If you have two debit cards already, you might not be eligible to get a third one. Ensure that if your second card (if any) is blocked, it should be marked as "Closed" in Netbanking instead of "Blocked." Then try re-applying for the virtual card.

I don't have any debit card in my account.. never applied one.

 

[CosmicCat]

In my father's acc its displaying an error that CIF number not available

Sounds like a temporary problem, since without CIF, you can't have any account. I believe your app is already updated since you're getting the option to generate a new virtual debit card, so try again later. If it doesn't work, then don't bother — since contacting SBI customer support would be equivalent to losing 20 kg body weight in one day.

 

[CosmicCat]

I don't have any debit card in my account.. never applied one.

Perhaps this is why you're not eligible. Apparently, it requires the customer to have a single physical card at least.

 

[CosmicCat]

New features added in YONO app. "My Debit Cards" TAB newly added in YONO where we can generate Virtual Debit card at free of cost (time between 8am to 8pm). Also initiated request for new physical debit card from there.

View attachment 31223

Thanks for the info, OP!

I already have one SBI Global Mastercard debit card, so I requested for a new Global RuPay virtual debit card for RuPay-specific offers, and it was generated instantly!

It's reflecting in netbanking too now under "Linked ATM/Debit cards" section.

However, when I tried to pay advanced bill of my IDFC FIRST Bank credit card in their BillDesk portal, it failed without even redirecting to the payment gateway page. No particular failure message was shown. But it worked successfully when I used it to add balance in my Amazon Pay Wallet account.

Also, I noticed that its daily limit is maximum ₹50,000. And it can also be used for International transactions and contactless transactions via NFC of phone. (But please note RuPay doesn't support NFC payments yet through apps.)

Hope this new virtual SBI debit card continues to be lifetime free.

 

[bhaveshS]

Bro which card is good visa or rupay virtual i already have sbi rupay debit card??

Go for Rupay variant

 

[CosmicCat]

Go for Rupay variant

Bhai, woh 2 RuPay cards leke kya karega? Let him take either Visa or Mastercard as a secondary one as I said before:

Get Mastercard if you prefer to see shorter transaction numbers in your account statement. Visa and RuPay transaction numbers are 12-digit long, while Mastercard transaction numbers are 6-digit long. Both Mastercard and Visa are widely accepted in India and abroad.

 

[bhaveshS]

Bhai, woh 2 RuPay cards leke kya karega? Let him take either Visa or Mastercard as a secondary one as I said before:

Deshbhakti ^^

 

[shivakrishna987]

Deshbhakti ^^

Bro can one confirm they are offering rupay platinum varient??

 

[shivakrishna987]

Bro can any one confirm they are offering rupay platinum varient or normal rupay varient??

 

[CosmicCat]

Bro can any one confirm they are offering rupay platinum varient or normal rupay varient??

Nope, only the regular one.

 

[Ashmit]

Bhai, woh 2 RuPay cards leke kya karega? Let him take either Visa or Mastercard as a secondary one as I said before:

Can Virtual Debit Cards Earn Reward Points?

 

[shivakrishna987]

Nope, only the regular one.

Anyone got rupay platinum??

 

[CosmicCat]

Can Virtual Debit Cards Earn Reward Points?

Good question. If anyone can check and confirm, please get back.

 

[bhaveshS]

Anyone got rupay platinum??

Sbi only issue virtual rupay global regular

 

[shivakrishna987]

Sbi only issue virtual rupay global regular

Okkk bro tq