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NRV for LTF infinia?

Thank you! I will tell them, I will not go for this savings plan. Also, for Renewal fees waiver, 10L spends is required. Does this 10L take into account total transaction or there is any exclusion like rent, insurance, wallet load, cash withdraw etc...will not be considered ?
It consists of all spends. However targeting Infinia fee reversal based on spends is not a good idea. You anyways pay 2.5K in gst net as rest is returned in points.
 
No there are no exclusions. All spends are counted for 8L
@SSV
It consists of all spends. However targeting Infinia fee reversal based on spends is not a good idea. You anyways pay 2.5K in gst net as rest is returned in points.

One quick question, Let's say I transfer my CC balance from other cards to my current HDFC (DCP) , will that amount counts towards the 8L spends required for Infinia. Asking because some spends are happening on other bank cards as well.
 
@SSV


One quick question, Let's say I transfer my CC balance from other cards to my current HDFC (DCP) , will that amount counts towards the 8L spends required for Infinia. Asking because some spends are happening on other bank cards as well.
To my knowledge, no exclusions like education fee etc
However, balance transfers may not count. Talk to bank
 
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