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NRV for LTF infinia?

I applied for swiggy card but the customer care called me and asked that I am not eligible for swiggy cc but I am eligible for freedom card so I said yes to the agent he just told me the card name not the fee or varient. And next day my card got approved.
Is limit will be 14k or it's just for time till the physical card delivered to me. If it's 14k limit than I won't activate it.

And I am planning to maintain 50k from next month onwards in my hdfc a/c for a better card in next 6 months.

Is it correct approach or should I activate my cc?
I applied via pop up which comes in hdfc app of swiggy cc am I eligible for voucher worth 1500?
Any suggestions for me?
 
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No..
I dropped this Idea for this year .
This year markets are going crazily high.. so no point in making any detailed post. Everyone will say markets are going good that's why ulip is good. .
So I will consider it after 2 more years only.
 
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@SSV I called my BM for Infinia last week, I currently hold DCP LTF. He was saying Infinia is offered to stars, celebrities, big businessmans etc…..😅😂

Now, he is asking me to do 3L savings plan for 5 years to get Infinia FYF. I asked him for LTF for which he is saying after usage it will be given LTF based on spends reversal will happen. Is it good to take this ?
 
@SSV I called my BM for Infinia last week, I currently hold DCP LTF. He was saying Infinia is offered to stars, celebrities, big businessmans etc…..😅😂

Now, he is asking me to do 3L savings plan to get Infinia FYF. I asked him for LTF for which he is saying after usage it will be given LTF based on spends reversal will happen. Is it good to take this ?
This sounds like ULIP and 3L for FYF is way high. People get LTF for 2L ULIP
 
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Reactions: SSV
@SSV I called my BM for Infinia last week, I currently hold DCP LTF. He was saying Infinia is offered to stars, celebrities, big businessmans etc…..😅😂

Now, he is asking me to do 3L savings plan for 5 years to get Infinia FYF. I asked him for LTF for which he is saying after usage it will be given LTF based on spends reversal will happen. Is it good to take this ?
What is this 3L savings plan ?
 
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