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One Card offers upgrade from FD to unsecured card
gabzvee
TF Select
Update: Received my card in 3 days after the old one was shut...
Limit as mentioned has been upgraded, FDs have been closed and sent to my bank account, and reward points are just as many as there were before...
Super happy, only thing I feel is Cibil score may drop due to closure since this was my 1st card, and next card was 6 months later
Limit as mentioned has been upgraded, FDs have been closed and sent to my bank account, and reward points are just as many as there were before...
Super happy, only thing I feel is Cibil score may drop due to closure since this was my 1st card, and next card was 6 months later
AnungUnRama
TF Select
But the drop in CIBIL will be temporary. Really happy for you man. Fruit of real patience.
gabzvee
TF Select
Can't comment since I have good cibil (780+) as well as high transactions... the month that they startd rolling out the upgrades, coincidentally happens to be the month where my utilization was the highest (99% literally)
My usage on this card is extremely high too, never took an emi on the card either and 0 late or minimum payments
its_karan
TF Legend
Waiting for Season 2On this Basis : 🤔
👇
gabzvee
TF Select
Hi, sorry if I confused, I got the upgrade... the second time
Had mentioned the updates in this post, first had an offer from SIB then that disappeared and in about 2 weeks after I got the same offer from BoB
No I don't think so
I m also waiting for the offer
Welcome to TF community..
the.avhishek
TF Select
Hello 👋
Today i got 10k secured onecard sbm to 20k unsecured onecard bob, but I’m already holding 2 bob cc from past 2 years so any issue if i avail onecard bob??
In march onecard give me same offer with indian bank but I’m not able to process due to technical issue from onecard.
is there any limit that a customer only hold X numbers of bob card??
Today i got 10k secured onecard sbm to 20k unsecured onecard bob, but I’m already holding 2 bob cc from past 2 years so any issue if i avail onecard bob??
In march onecard give me same offer with indian bank but I’m not able to process due to technical issue from onecard.
is there any limit that a customer only hold X numbers of bob card??
Yes, but in most of the cases one card has FD card of 5k, 10k. And in this range use of one card is very much limited to offers and minimal recharges or some other spends. Increased limit may open door for good spending which ultimately can generate good revenue for them.
Got One Card unsecured credit card upgrade offer in the App yesterday. Complete KYC, virtual card activated after couple of hours and today the physical card has been mailed. The FD was closed and think money should get credited in a day or two.
Had got the offer in Feb as well but due to some technical issue at their end, the KYC was not completed. Tried getting in touch with customer care but it sucks.
Had got the offer in Feb as well but due to some technical issue at their end, the KYC was not completed. Tried getting in touch with customer care but it sucks.
This is issued by BoB but won’t get counted as a BoB card.
BoB. I think the first offer was from SIB in Feb 2024 but the due to technical reasons the KYC wasn’t completed.
Raised concern on the App and Customer Care rep spoke to me after a week. Customer Care of One card sucks. They only call back after a concern we cannot speak to them directly. There is no customer care number.
I had a secured card with minimum transactions on this card as I only got it for offers. But had the card for almost two and half years. The transactions in one FY would have been more than 10K as I said the card was only for offers.
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