One Card offers upgrade from FD to unsecured card

[Dexter]

I have got an offer in the OneCard app to upgrade to unsecured card. I had FD of 10k. Now they are giving limit of 3.6L and processing refund of FD.



Earlier, I had SBM bank Visa card. Now it is offered in Mastercard CSB bank. I had to complete KYC again.

 

[hackymanoj]

Finally received offer & limit is really good for me.
New banking partner is Indian Bank 🏦

View attachment 45581

What was your fd amount?

 

[ravijaswani]

Maybe possible, I have not checked thoroughly and clicked on the address as it was showing there. Let me wait for 1-2 days then.

Yes again you will get 2 options select the 2nd one don't select 1st one

 

[tushu5121]

The one card is most stupid and joke i ever seen.
My father using onecard my friend who ls also my neibour.. using same card without any FD
And they shows me that they are offering only FD based card in my city..what a joke this is..🤣

 

[the.avhishek]

What was your fd amount?

10k FD & 2yr old

 

[ray8285]

Is there any other way??

Were you a previous One Card customer & had closed your card or trying to apply with your secondary number than the one already registered with one card ?

 

[knockoffaxis101]

Finally received offer & limit is really good for me.
New banking partner is Indian Bank 🏦

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Bro.. what was max limit in your CIBIL ?

 

[ray8285]

The one card is most stupid and joke i ever seen.
My father using onecard my friend who ls also my neibour.. using same card without any FD
And they shows me that they are offering only FD based card in my city..what a joke this is..🤣

Are able to create the FD in One card app ? I tried for my family members & for everyone they are saying “offer expired” .. I guess as was quoted by TF member @Strange their partnership might be coming to an end with SBM !

 

[the.avhishek]

Bro.. what was max limit in your CIBIL ?

4.2 lac Apay ICICI

 

[raghu.rokda]

Are able to create the FD in One card app ? I tried for my family members & for everyone they are saying “offer expired” .. I guess as was quoted by TF member @Strange their partnership might be coming to an end with SBM !

Mai to soch raha tha…..mai akela hun jiske saath esa ho raha hai 😂

 

[ray8285]

Mai to soch raha tha…..mai akela hun jiske saath esa ho raha hai 😂

IDFC ki tarah SBM walo ne alvida bol diya hoga.. 😅

 

[Baka]

Yes again you will get 2 options select the 2nd one don't select 1st one

If I remember correctly maybe i had selected the 2nd one. I was in a hurry so have not matched the address.

 

[Akashn]

Maybe possible, I have not checked thoroughly and clicked on the address as it was showing there. Let me wait for 1-2 days then.

Do we need same address as before? Can we change communication address?

 

[ashwinkashwink is verified member.]

4.2 lac Apay ICICI

DP Mast Hai tumhara 😈😂

 

[Cc_creditguy]

Were you a previous One Card customer & had closed your card or trying to apply with your secondary number than the one already registered with one card ?

Not a previous customer but already registered with them

 

[Baka]

Do we need same address as before? Can we change communication address?

Yes you can change your address, Someone previously mentioned that they have changed address. You will need to provide proof of the new address.

 

[varun__goel_]

Are able to create the FD in One card app ? I tried for my family members & for everyone they are saying “offer expired” .. I guess as was quoted by TF member @Strange their partnership might be coming to an end with SBM !

Now they are offering FD card with federal bank.

 

[ray8285]

Not a previous customer but already registered with them

Hence you're seeing this. You have to use the number you've used during the initial registration.
They don't allow any application with a second number for the same pan.

 

[ray8285]

Now they are offering FD card with federal bank.

Aha, finally the cat is out of the bag! Hence not everyone holding their fd card will be converted to an unsecure card.

 

[ray8285]

This means that the sole remaining SBM credit card in India would be the UNI NX WAVE.

 

[AnungUnRama]

Aha, finally the cat is out of the bag! Hence not everyone holding their fd card will be converted to a unsecure card.

But federal bank was earlier offering unsecured cc with OneCard. Are they going to continue that, or is it a direct replacement of SBM bank as secured cc partner?