• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

One More Devaluation: This time HSBC Cashback Card

Apply For Lifetime Free IDFC First Credit Card
shutapdiya

shutapdiya

TF Legend
Here are some of the key highlights of our revised HSBC Cashback Credit Card offering:​
​
•​
Earn More Cashback: Enjoy a 10% cashback (up to ₹1,000) on categories such as dining, grocery, and food delivery. Also, earn unlimited 1.5% cashback on all other spends. Cashback not eligible on select categories such as Fuel, Rental, Govt. Transactions, E-wallets, Insurance, Education, B2B Goods and Services, Jewelry, Charity, Toll fees, Cash Advances, Payment of outstanding balances, payment of card fees and other card charges​
​
​
•​
Elevated Airport Lounge Experience: 4 complimentary airport lounge access, one per quarter​
​
​
•​
Joining and Renewal Fee: There will be a joining fee of only ₹999 (not applicable to existing customers). There will also be a renewal fee of ₹999, which will be waived upon reaching a spend milestone of ₹200,000 in a year​
​
Please note that these changes will come into effect for your existing credit card from 26-Aug-2023.​
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
Do we get cashback on Utilities? I did a bill payment and on the same day ordered something from Swiggy. I only got cashback for Swiggy and not bill payment. I cannot see in devaluation form that utility is excluded from earning cashback.
 
Upvote 0 Downvote
Hisoka said:
Do we get cashback on Utilities? I did a bill payment and on the same day ordered something from Swiggy. I only got cashback for Swiggy and not bill payment. I cannot see in devaluation form that utility is excluded from earning cashback.
Click to expand...
where did you make utility payment?

Hope your txn is not marked under any of below MCC

No cashback on following categories: Fuel related (MCC 5541, 5983, 5172, 5542, 5552), e-wallets (MCC 6540), payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349, Business to Business txns made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791, education and government related txns carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351), Insurance (MCC 6300, 5960), Jewelry & Antique items (MCC 5944, 5094, 5932, 5937), Gambling (MCC 7995), Tolls and Bridge Fees (MCC 4784), Financial and Non-Financial Institutions (MCC 6011, 6010, 6012, 6051), Security Broker Services (MCC 6211), Collection Agencies (MCC 7322), Charity (MCC 8398, 8641), Money Transfers (MCC 4829) and Wholesale Clubs (MCC5300)


Source: https://www.hsbc.co.in/content/dam/hsbc/in/documents/credit-cards/visa-cashback/services-guide.pdf
 
Upvote 0 Downvote
shutapdiya said:
where did you make utility payment?

Hope your txn is not marked under any of below MCC

No Cashback on following categories: Fuel related (MCC 5541, 5983, 5172, 5542, 5552), e-wallets (MCC 6540), payment of property management fees, rental commissions, rental payments or any such payments made through MCCs 6513, 7012, 7349, Business to Business txns made through MCCs 7399, 7311, 7372, 5045, 5047, 5065, 5072, 5111, 5013, 2741, 5137, 5192, 5193, 5131, 7361, 5085, 7333, 5039, 7379, 5021, 5199, 5122, 5099, 5198, 5139, 7829, 7395, 5051, 5046, 5169, 7375, 5074, 8734, 5044, 2842, 2791, education and government related txns carried out through MCCs 9399, 8299, 8220, 8211, 8241, 9311, 8244, 8249, 9222, 9402, 9211, 9405, 9950, 9223, 8351), Insurance (MCC 6300, 5960), Jewelry & Antique items (MCC 5944, 5094, 5932, 5937), Gambling (MCC 7995), Tolls and Bridge Fees (MCC 4784), Financial and Non-Financial Institutions (MCC 6011, 6010, 6012, 6051), Security Broker Services (MCC 6211), Collection Agencies (MCC 7322), Charity (MCC 8398, 8641), Money Transfers (MCC 4829) and Wholesale Clubs (MCC5300)


Source: https://www.hsbc.co.in/content/dam/hsbc/in/documents/credit-cards/visa-cashback/services-guide.pdf
Click to expand...
How can I check the MCC? I made payment directly from DHBVN website
 
Upvote 0 Downvote
plastikman said:
I have the HSBC visa Plat but they declined my 2nd application for cashback saying only 1 card is allowed.
Click to expand...
I saw issue while they giving 2nd card. I did too many follow ups & their customer care agents itself won't have any info.

Finally I did complaint with RBI & tada!!! Next day morning I got call from HSBC head office & cibil enquiry was created just after the call & in evening saw card in HSBC app too.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

I
  • Question Question
Axis Magnus Axis Magnus one more devaluation
2
Replies
23
Views
1K
Rags
R
Hisoka
  • Question Question
Applied HSBC Cashback card before 1st September, still got new voucher
2
Replies
27
Views
2K
pprakash11
P
kumar71111
Which credit card more beneficial for offline Grocery buy AU LIT or HSBC Cashback card ?
Replies
5
Views
572
ujjwal2024
U
TechnoFino
  • Article Article
HSBC Live+ Credit Card Review | HSBC Cashback Credit Card Rebranded
37 38 39
Replies
765
Views
43K
pprakash11
P
Back
Top