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Online Gold Purchase Plan

Does malabar gold plans available in Bangalore location ? Anybody from Bangalore location using amazon pay or amex cards for malabar plans.
How is the experience and which store in bangalore ?
 
Does malabar gold plans available in Bangalore location ? Anybody from Bangalore location using amazon pay or amex cards for malabar plans.
How is the experience and which store in bangalore ?
It is available in all Malabar Gold showrooms.

Amazon Pay is accepted while paying in app so start the plan by paying first payment in shop there either cash/card then after linking the plan to app which takes around 2-3 days then next month onwards you can pay in app which makes use of Amazon Pay Balance
 
No . If you read TnC they have a cut off for 15th of the month and nn advance amount can be paid. Moreover their website won't even show the link to pay.
couldn't understand your reply. Whether we can pay the advance instalment for Jan 2025 in the app. If it's possible whether there is specific option? Can you please elaborate?
 
We can pay. And i did 4 months payment in advance. No issues for me so far
Tanishq does have the restriction in place. Only 1 payment can be made in advance.

I also checked Kalyan, they did not restrict but the plan does not have any incentive, so no need to prepay.
 
we can pay all installments in advance.. I paid the Jan installment today.
We can pay. And i did 4 months payment in advance. No issues for me so far
Thanks for the confirmation.

Not familiar with the application enough, can you let me know if we pay the advance instalment through the make payment option appearing under the Gold Purchase Plans option in My Account or the Advance Payment option in My Account ?
 
how about Tanishq bro ? Can we pay via Tanishq GVs for gold plan installments?
Tanishq according to previous user resticts to 1 payment method

Thread 'Payment Methods for Gold schemes across various Jewellers'

Refer this for various jewellers and payment methods
 
Adding some of the Main Jewelry schemes list here : Please recheck with sales agent before enrolling.

Malabar : 11 months. precisely 333 days Link
Golden Glow (Weight based) : Gold units will be given as per installment amount for each monthly payment. At the end of 11 months, we can buy gold ornaments with the accumulated gold units. No making charges upto 14% for accumulated gold
Golden Bliss : (Amount based ) At the end of 11 months, all installment money can be used to buy ornament. No making charges upto 18% for accumulated amount.

Tanishq : Link
RGA plan : gold harvest
Weight based : Gold units will be given as per installment amount for each monthly payment. At the end of 10 months, we can buy gold ornaments with the accumulated gold units. 50% discount on making charges for accumulated gold.
Amount based : At the end of 12 months, all installment money can be used to buy ornament. They will add 75% of one installment to our money at the end. Means if we buy 10k*12 = 120000. They will add 7500 so it will be 127500. No discount on making charges.

Joy alukkas :
No weight based plan here.
Amount based : At the end of 10 months, all installment money can be used to buy ornament. No making charges upto 18% for accumulated amount.

GRT : Link
we can choose money or weight at the end of the plan. If we pick weight then 50% discount on making charges upto 18%. If we pick money , then no making charges upto 18%. (As per their website. Did not visit personally)

Kalyan Jewels : Link
Plan does not makes sence as they have membership fee for scheme plan. (As per their website. Did not visit personally)

Lalitha Jewels : Link
We can choose money or weight at the end of the plan. Looks like for both options, they are providing 100% waiver on making charges. Also 50% waiver on making charges. (As per their website. Did not visit personally)

RS Jewellers : As per website. Not verified personally.
golden-tree-scheme
golden-flexi-scheme
golden-eleven-scheme


Out of all, Lalitha scheme looks good. As it is having limited stores in HYD, could not visit it. I enrolled for Malabar Glow scheme.

Other useful threads :
Links : https://www.technofino.in/community/threads/malabar-gold-and-diamonds-investment-schemes.33060
https://www.technofino.in/community...r-gold-schemes-across-various-jewellers.36056
 
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