Opened acc with Hdfc

[divyam]

I opened acc in hdfc with initial 5l amount and I m new to credit card world and I only have Amazon ICICI cc with 50k cl . I want premium cc what can I do for that ?

 

[Tejo]

I opened acc in hdfc with initial 5l amount and I m new to credit card world and I only have Amazon ICICI cc with 50k cl . I want premium cc what can I do for that ?

Just use hdfc debit regularly at amazon, flipkart, bookmyshow, ola, swiggy etc.

You will pre-approved cards like money back etc.

Skip that again after 3 months you will get upgraded pre-approved card like millenia, diners etc.

 

[D₹V]

I opened acc in hdfc with initial 5l amount and I m new to credit card world and I only have Amazon ICICI cc with 50k cl . I want premium cc what can I do for that ?

Welcome to the HDFC world Divyam.

Things to note for better cards.

1. Select 'Salaried' in profile settings of net banking, otherwise if you select self employed you'll get business cards offer which is useless mostly.

2. Keep using your Debit Card/UPI at different different merchants widely i.e. scan & pay to merchants, pay at POS i.e. in Grocery Stores, Shopping Stores etc nearby. That way it'll trigger that you're eligible for credit card spends.

3. As mentioned above by @Tejo , skip entry level cards & wait for Millennia/Dinners etc card which will be better to start with, this way you can go to INFINIA. IF you fall for moneyback etc cards, it'll take you more time to take premium card.

4. And lastly, Patience is the Key 🗝️. Be patient, they'll try to lure you for entry level cards but don't fall for it.

Hope you liked my suggestions, you can give me a follow 🙂❤️ & mark it as solution by using tick ✅ button if you wish.

 

[Dr-green69]

I opened acc in hdfc with initial 5l amount and I m new to credit card world and I only have Amazon ICICI cc with 50k cl . I want premium cc what can I do for that ?

 

[divyam]

Welcome to the HDFC world Divyam.

Things to note for better cards.

1. Select 'Salaried' in profile settings of net banking, otherwise if you select self employed you'll get business cards offer which is useless mostly.

2. Keep using your Debit Card/UPI at different different merchants widely i.e. scan & pay to merchants, pay at POS i.e. in Grocery Stores, Shopping Stores etc nearby. That way it'll trigger that you're eligible for credit card spends.

3. As mentioned above by @Tejo , skip entry level cards & wait for Millennia/Dinners etc card which will be better to start with, this way you can go to INFINIA. IF you fall for moneyback etc cards, it'll take you more time to take premium card.

4. And lastly, Patience is the Key 🗝️. Be patient, they'll try to lure you for entry level cards but don't fall for it.

Hope you liked my suggestions, you can give me a follow 🙂❤️ & mark it as solution by using tick ✅ button if you wish.

I can maintain more than that In my bank account does it increase the chances of getting pre approved credit card ?

 

[D₹V]

I can maintain more than that In my bank account does it increase the chances of getting pre approved credit card ?

Yes.