Optimal usage guide for Amex

[maynigam]

Hello Guys
Is there an optimal usage guide for reward multiplier, wallet loads and QR code payments and Amazon pay vouchers?
I have read the Trifecta optimum usage guide but looking for details on reward multiplier gyftr etc.

1. Can we pay merchants which have amazon and paytm QR codes using wallet load? What are the extra charges?
2. Can we buy amazon pay vouchers to load apay and pay merchants who have amazon QR codes?
3. Optimal reward multiplier use
4. Is it better to use Gold charge on reward multiplier as compared to platinum travel?

Thanks in advance

 

[AlgoTrader]

So if I buy 1000INR apay voucher from AMEX Gyftr, will I be charged 1000 or some other tax is there? Also any cashback as well ? (Like 1,2% discount on voucher value).

no other charges, you have to pay 1000 only, and you will get 4 MR points worth 2-4%

 

[shutapdiya]

So if I buy 1000INR apay voucher from AMEX Gyftr, will I be charged 1000 or some other tax is there? Also any cashback as well ? (Like 1,2% discount on voucher value).

No Charges, No Discount

Only multipler RPs based on which Amex Card you are using

 

[drsel]

So if I buy 1000INR apay voucher from AMEX Gyftr, will I be charged 1000 or some other tax is there? Also any cashback as well ? (Like 1,2% discount on voucher value).

On Amex Gyftr there is no extra charge, you have to pay the same price.
But you will get --
2x points for MRCC-- spend 1500 x 4/calendar month
3x points for Platinum travel--4 lacs target/card membership year
5x points for Gold charge-- spend 1000 x 6/calendar month

 

[ALOAK]

So if I buy 1000INR apay voucher from AMEX Gyftr, will I be charged 1000 or some other tax is there? Also any cashback as well ? (Like 1,2% discount on voucher value).

If you r offered discount on gyftr you are lucky normally it will be 1k only

 

[xTheMaskx]

is there any new update on how to better use amex 1.5k transaction without spending much on charges

 

[drsel]

is there any new update on how to better use amex 1.5k transaction without spending much on charges

Amex MRCC card
Buy 1500 x 4 Amazon pay on the Amex rewards portal.
You can also buy 1500 Indian Oil fuel vouchers with 2% cashback on Park Plus

Amex Gold charge card
Buy 1000 x 6 Amazon pay on the Amex rewards portal.
You can also buy 1000 Indian Oil fuel vouchers with 2% cashback on Park Plus.

 

[LordSpymaster]

These Amazon Pay vouchers cannot be used for UPI payments from the Amazon app right? Only for shopping on Amazon itself?

 

[suhas.gopal]

These Amazon Pay vouchers cannot be used for UPI payments from the Amazon app right? Only for shopping on Amazon itself?

Not on UPI but can be used when scanning amazon pay QR in shops which are hard to find . Amazon pay can also be used on merchant sites too who accept Amazon pay.

 

[Zacobite]

These Amazon Pay vouchers cannot be used for UPI payments from the Amazon app right? Only for shopping on Amazon itself?

pay your basic bills using this.. phone / lpg / piped gas, electricity broand band and even insurance

 

[arjun697]

These Amazon Pay vouchers cannot be used for UPI payments from the Amazon app right? Only for shopping on Amazon itself?

Nah! Very few shops have this direct pay with Amazon Pay scanner. Wow China/Eat Street by Punjabi Grill. I usually just link this Apay everywhere and use for Swiggy and Instamart.

 

[LordSpymaster]

Does the Gold Charge card give points if I pay insurance on LIC's portal online? Unable to find a clear answer 🤐

 

[aceventura]

Does the Gold Charge card give points if I pay insurance on LIC's portal online? Unable to find a clear answer 🤐

Gold charge -> Apay Vouchers -> LIC (via Apay) would give better rewards, no?

 

[drsel]

Does the Gold Charge card give points if I pay insurance on LIC's portal online? Unable to find a clear answer 🤐

It's very simple you just need to buy 1000 x 6 Amazon pay vouchers from the Amex rewards portal and then use them for utility bills insurance and everything else

 

[LordSpymaster]

Gold charge -> Apay Vouchers -> LIC (via Apay) would give better rewards, no?

Ah, never struck me. Which one of the multiple amazon voucher options should I buy to pay for LIC? And can I pay half through the apay voucher I buy and rest via card in the same transaction?

It's very simple you just need to buy 1000 x 6 Amazon pay vouchers from the Amex rewards portal and then use them for utility bills insurance and everything else

Got it. I just paid my DHBVN bill via Amazon Pay using my Amex Gold, not sure if points would be credited....

 

[drsel]

Ah, never struck me. Which one of the multiple amazon voucher options should I buy to pay for LIC? And can I pay half through the apay voucher I buy and rest via card in the same transaction?



Got it. I just paid my DHBVN bill via Amazon Pay using my Amex Gold, not sure if points would be credited....

No no go to the Amex reward multiplier site.
Buy 6 Amazon pay vouchers of 1000 each.

Add these to your Amazon pay balance and then make insurance payment from Amazon pay

 

[LordSpymaster]

No no go to the Amex reward multiplier site.
Buy 6 Amazon pay vouchers of 1000 each.

Add these to your Amazon pay balance and then make insurance payment from Amazon pay

Yeah, but which actual voucher do I take under the multiple amazon vouchers listed there?

Also, does LIC allow part payment via card and rest via apay voucher? My insurance amount is 95K, so trying to choose the best path.

 

[Digitalguy]

Amazon wallet load & Snapay considered for bonus points?

 

[drsel]

Yeah, but which actual voucher do I take under the multiple amazon vouchers listed there?

Also, does LIC allow part payment via card and rest via apay voucher? My insurance amount is 95K, so trying to choose the best path.

You need to choose Amazon pay vouchers, not Amazon shopping, not Amazon prime.

Accumulate 6000 Amazon pay every month into your Amazon pay balance on the Amazon app.
Then use this to pay 95000 insurance premium

 

[drsel]

You can apply for MRCC card to buy another 4 x 1500= 6000 Amazon pay from the American Express reward multiplier portal every month.

So you can buy 12000 Amazon pay every month

 

[simplewarrior]

Amazon wallet load & Snapay considered for bonus points?

Amex not supported on Snapay