Own HDFC Bank Swiggy CC and Want Core Card.

[Lord]

My HDFC history is like this

Jan - Got HDFC Swiggy (20k limit) as first card.
March - Mailed for LE but got declined.
March end - Opened Savings Max
May (Now) - been maintaining 1.5L in Bank Account since 2 months and will maintain further too.

Also, been spending Around 25k from CC every month. (Never exceeded 30% criteria)
DC spends are around 5k.

Q1) When can I expect pre-approved offer for a core CC? And which card it will be?
Q2) When can I expect LE offer on Swiggy CC?
Q3) Will it be better if don’t wait for pre approved and directly go to branch and apply for c2c after like 1 month in June/July (provided I will have SBI Elite by that time) with much better Limit than I have on my any other card rn?
Q4) When can I expect to be promoted to Classic Criteria? And will it anyhow increase my chance to get a core credit card after cobranded one?

 

[sreekanth]

Yes. I applied and got HDFC Freedom card as a floater card.

 

[Deepak_9155]

Yes. I applied and got HDFC Freedom card as a floater card.

Any verification done ?

 

[zomatoo]

Yes. I applied and got HDFC Freedom card as a floater card.

Hello, I am new to this forum and I recently got the hdfc swiggy as my first hdfc card on jan 18 2025, and I got to know that It won't work for most hdfc instant discount and I can't get any core cards after taking this. So I wanted this know that how long after should i apply for freedon card from paytm?

Thanks

 

[drvirag]

Hello, I am new to this forum and I recently got the hdfc swiggy as my first hdfc card on jan 18 2025, and I got to know that It won't work for most hdfc instant discount and I can't get any core cards after taking this. So I wanted this know that how long after should i apply for freedon card from paytm?

Thanks

Check payzapp if u hav option for upi card or pixel card. Mostly they work on sale.

 

[zomatoo]

Check payzapp if u hav option for upi card or pixel card. Mostly they work on sale.

yes I do see an option for applying the pixel card, For rupay I am not eligible

 

[drvirag]

yes I do see an option for applying the pixel card, For rupay I am not eligible

Apply if u r getting lifetime free. In pixel u ll get 3 option visa, rupay n both. Apply both

 

[zomatoo]

Apply if u r getting lifetime free. In pixel u ll get 3 option visa, rupay n both. Apply both

Can I get pixel card upgraded into millenia later? If not which is better in terms of upgradability, Freedom or Pixel ( freedom is paid btw and idk about pixel)

 

[Deepak_9155]

Already answered

Hello, I am new to this forum and I recently got the hdfc swiggy as my first hdfc card on jan 18 2025, and I got to know that It won't work for most hdfc instant discount and I can't get any core cards after taking this. So I wanted this know that how long after should i apply for freedon card from paytm?

Thanks

Already answered

 

[drvirag]

Can I get pixel card upgraded into millenia later? If not which is better in terms of upgradability, Freedom or Pixel ( freedom is paid btw and idk about pixel)

U can upgrade any card to millenia by sending mail. Only condition is limit shud b more than 1 lakh. Usually hdfc do it on mail. Ppl here upgraded neu plus to millenia

 

[drvirag]

Pixel is currently life time free

Credit Card - Apply for Credit Card & Get Instant Approval | HDFC Bank

Credit Card Apply: Explore HDFC Bank Credit Cards & apply online for instant approval. Get exclusive benefits like free airport lounge access, welcome bonus, 10X cashback, etc.

www.hdfcbank.com

 

[zomatoo]

Pixel is currently life time free

Credit Card - Apply for Credit Card & Get Instant Approval | HDFC Bank

Credit Card Apply: Explore HDFC Bank Credit Cards & apply online for instant approval. Get exclusive benefits like free airport lounge access, welcome bonus, 10X cashback, etc.

www.hdfcbank.com

SO I can get it right now? Because I just got swiggy card last month fyf and will applying for pixel generate a hard enquiry?

 

[drvirag]

SO I can get it right now? Because I just got swiggy card last month fyf and will applying for pixel generate a hard enquiry?

U can get. N yes it will cibil hit. Y u took swiigy FYf. Many times u get ltf offer on swiggy app

 

[Deepak_9155]

U can get. N yes it will cibil hit. Y u took swiigy FYf. Many times u get ltf offer on swiggy app

I'm not getting limit increase offer in hdfc
It's 50k from the last 2.5 years
Any trick to increase limit?
Without sending itr or salary slip?

 

[drvirag]

I'm not getting limit increase offer in hdfc
It's 50k from the last 2.5 years
Any trick to increase limit?
Without sending itr or salary slip?

U can try sending documents bt usually hdfc don't increase limit like dis. U hv to wait n keep using ur card

 

[sreekanth]

Any verification done ?

No verification done

 

[ShaktiWoman]

No verification done

Is it ltf?

 

[Larry2001]

If you currently hold an HDFC co-branded credit card and wish to apply for a core credit card, you’ll need to follow a process through Paytm, as the application cannot be completed directly on the HDFC website. Once approved, the new core card will share the same credit limit as your existing card, effectively functioning as a "floater" card.

Steps to Apply via Paytm:

1. Open the Paytm app and search for "Get Credit Card."


2. You will see various HDFC credit cards, such as MoneyBack+, Freedom, and Paytm HDFC.


3. Select the desired card and proceed to submit your details. Verification can be done using your HDFC Internet Banking credentials or by entering the last four digits of your existing HDFC card.


4. Ensure you are using the Paytm account linked to the phone number associated with your existing HDFC Credit card.




After submitting your application, you will see an interface displaying your existing card limit. Your application will likely be approved within a few days, and the card will be delivered.

I had shared this trick in this forum earlier, but my reply in that thread was deleted. I'm not sure why—maybe the moderator removed it. I hope this post clears up any confusion and helps others successfully apply for an HDFC core card through Paytm​

i have swiggy and tata neu both, can i still use this process? also when i checked it showing Freedom Rupay in paytm, will i be able to upgrade it to milenna or other card further or no ?

 

[Deepak_9155]

can i still use this process?

yes, u can !

will i be able to upgrade it to milenna or other card further or no ?

Yes, you can if your existing credit card limit is ≥ 1 lakh.
Just drop a mail after 1-2 months of receiving any core credit card!

 

[anshuman115]

U can upgrade any card to millenia by sending mail. Only condition is limit shud b more than 1 lakh. Usually hdfc do it on mail. Ppl here upgraded neu plus to millenia

do they even convert Rupay UPI card to Millenia ??

 

[drvirag]

do they even convert Rupay UPI card to Millenia ??

no i dont think so. i think its virtual card. try sending mail. is ur rupay card 1 yr old? ppl here converted neu swiggy