My HDFC history is like this
Jan - Got HDFC Swiggy (20k limit) as first card.
March - Mailed for LE but got declined.
March end - Opened Savings Max
May (Now) - been maintaining 1.5L in Bank Account since 2 months and will maintain further too.
Also, been spending Around 25k from CC every month. (Never exceeded 30% criteria)
DC spends are around 5k.
Q1) When can I expect pre-approved offer for a core CC? And which card it will be?
Q2) When can I expect LE offer on Swiggy CC?
Q3) Will it be better if don’t wait for pre approved and directly go to branch and apply for c2c after like 1 month in June/July (provided I will have SBI Elite by that time) with much better Limit than I have on my any other card rn?
Q4) When can I expect to be promoted to Classic Criteria? And will it anyhow increase my chance to get a core credit card after cobranded one?
Jan - Got HDFC Swiggy (20k limit) as first card.
March - Mailed for LE but got declined.
March end - Opened Savings Max
May (Now) - been maintaining 1.5L in Bank Account since 2 months and will maintain further too.
Also, been spending Around 25k from CC every month. (Never exceeded 30% criteria)
DC spends are around 5k.
Q1) When can I expect pre-approved offer for a core CC? And which card it will be?
Q2) When can I expect LE offer on Swiggy CC?
Q3) Will it be better if don’t wait for pre approved and directly go to branch and apply for c2c after like 1 month in June/July (provided I will have SBI Elite by that time) with much better Limit than I have on my any other card rn?
Q4) When can I expect to be promoted to Classic Criteria? And will it anyhow increase my chance to get a core credit card after cobranded one?
