pay credit card bill using credit card via amazon pay balance upi

[ltf4ever]

hi,

follow these steps to use ur amazon pay balance upi (not amazon upi) for paying credit card bills using credit card.

prerequisites:
load amazon wallet using credit card (thru uber or any other 3rd party app)
kyc for amazon pay account.

limitations: 5k txn in 1st 24 hours. 20k in a month.
giftcards and cashback, refunds in apay balance can't be used for this purpose.

in last step, put your amazon pay balance upi ind manually (usually it is phonenumber@amazonpay, confirm once).

approve request from your amazon app.

done.

i dont know how long this will be active, but works for now.

thanks to everyone who replied on this thread about how to do it : Thread 'hdfc dcb: amazon wallet load through uber' https://www.technofino.in/community/threads/hdfc-dcb-amazon-wallet-load-through-uber.3279/
i just made this thread with screenshots for easy reference.

it took 1 day for the payment to reflect in my credit card. check with a small amount first.

 

[Abhishek012]

Are you using Dhani

No.

 

[Abhishek012]

Oh that explains it. Thank you. I have started hating iOS.

Yeh pahele batana chahiye tha na, you are a poor guy.

Iphone is for poor people, kisi Metro city k local bus me char jao 50% se jada logo k hath me Iphone milega.

Use Android, you will feel rich. Also you will get all latest features like Amazon Wallet UPI, GPay card support features etc on Android phones.

 

[jack333]

30 k is the limit to transfer to bank account from Amazon wallet. But uber load trick has no limit. So credit card bill payment will also have no limit @Abhishek012

 

[jack333]

If this trick does not gets patched we can transfer credit of one card to another card, earn cashback on it, keep on circulating the credit forever earning cashback every month without actually paying the original sum ever

 

[BMR]

Just because of Amazon Pay UPI?

At times , yes. Wanted to use credit card with Google pay , couldn’t do it on ios.

 

[Mohur]

@Abhishek012 when I click on add balance in amazon pay, I only see following option. Amazon wallet UPI is no where mentioned in my android app interface.

I called customer care and he said he doesn't have any data about Amazon wallet UPI, so I am stuck with getting Amazon wallet UPI enabled.

 

[ltf4ever]

My bet this gets patched in 3 days from now because there wasn't any video out there mentioning this but now we have this thread here it will be patched soon.

Also I strongly feel this is not intended so do at your own risk as there are chances the account might get flagged

sorry pal, but i have gained so much from this community that i couldn't wait to share it within this closed group.... and good point mentioned: do it at your own risk. either credit card may get blocked or Amazon account. so better use this feature for intended purpose.

 

[Abhishek012]

@Abhishek012 when I click on add balance in amazon pay, I only see following option. Amazon wallet UPI is no where mentioned in my android app interface.

I called customer care and he said he doesn't have any data about Amazon wallet UPI, so I am stuck with getting Amazon wallet UPI enabled.

Your Amazon wallet kyc is expired bro.

See your screenshot, showing "Add gifts and credits to your Amazonpay balance"

Also read in your screenshot, bottom line mentioned - "Note - you are Adding gifts and credits to your Amazonpay balance as your Amazon pay balance: Money account has turned inactive. To reactivate, contact customer service."

Check here difference between kyc wallet and non-kyc wallet –

If add money page “Amazonpay balance” showing means kyc wallet and non-kyc wallet showing “Add gifts & credits to your amazon pay balance” -

 

[Infiniti]

30 k is the limit to transfer to bank account from Amazon wallet. But uber load trick has no limit. So credit card bill payment will also have no limit @Abhishek012

Credit card bill payment would get counted as P2M i think. so will have the 20k cap

 

[Abhishek012]

Credit card bill payment would get counted as P2M i think. so will have the 20k cap

I heard more than 30k also work in selected Amazon account.

After 30k limit used, wait few days (atleast 3-4 days) and then load small amount and try.

some people already used more than 40k and 50k.

 

[Tosh]

sorry pal, but i have gained so much from this community that i couldn't wait to share it within this closed group.... and good point mentioned: do it at your own risk. either credit card may get blocked or Amazon account. so better use this feature for intended purposes

I am all for sharing, this community is awesome and I would have created it myself had i figured it out.

I didn't mean to sound like I am against sharing of such loopholes just wanted to point out that this may have consequences.

 

[TheMentalist]

I didn't mean to sound like I am against sharing of such loopholes just wanted to point out that this may have consequences.

They have already patched it by putting monthly limits, earlier it was unlimited so ppl were abusing it like hell by doing 1L+, 5L+ tnxs also

 

[Shashank2210]

Limit of 20k is on the amazon account or for particular card?

 

[Abhishek012]

Limit of 20k is on the amazon account or for particular card?

Total monthly limit is 30k (10k for bank transfer & 20k for merchant UPI).

Some people also told me, they will use more than 40k or 50k (after spend 30k, wait few days and then try more amount, try at your own risk after 30k limit used)

limit is on Amazon Wallet UPI.

 

[rp0703]

Total monthly limit is 30k (10k for bank transfer & 20k for merchant UPI).

Some people also told me, they will use more than 40k or 50k (after spend 30k, wait few days and then try more amount, try at your own risk after 30k limit used)

limit is on Amazon Wallet UPI.

is there any single transaction limit?

 

[Abhishek012]

is there any single transaction limit?

New UPI register 5k limit for next 24-48hrs.

 

[0b110]

Adding money to amazon pay wallet -Wouldn't this count as a wallet load though? Most of the premium cards Magnus, infinia don't give points for wallet load.

 

[ltf4ever]

Adding money to amazon pay wallet -Wouldn't this count as a wallet load though? Most of the premium cards Magnus, infinia don't give points for wallet load.

will let you know after statement gets generated
amazon doesn't let you load wallet via credit cards, so i am assuming that the txn shouldn't reflect as amazon wallet load on cc statement.

even if it gets counted as wallet load, at most they won't give you reward points, it's not like txn is declined or something.

 

[0b110]

will let you know after statement gets generated
amazon doesn't let you load wallet via credit cards, so i am assuming that the txn shouldn't reflect as amazon wallet load on cc statement.

even if it gets counted as wallet load, at most they won't give you reward points, it's not like txn is declined or something.

Yea, for axis Magnus though, wallet load does not accrue points but do they count toward the milestone benefit(100k = 25k edge rewards pts?)

 

[Abhishek012]

Adding money to amazon pay wallet -Wouldn't this count as a wallet load though? Most of the premium cards Magnus, infinia don't give points for wallet load.

If you load through Uber app then its comes under Amazon shopping category.