Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[mr_vasanth]

Yeah sure. Do bookmark this thread so that u post in this one onlye

Done

 

[Trust Me]

I've never used HDFC BillPay before. On registering my CC and a couple of other billers, it says 'Pending', and asks for 12 hours for activation. What does it say then? For one of the billers it has been 'Pending' for ages! How does one know that it's ready for making payments?

Also, does a CC, or a power bill qualify for 'ad hoc' payments, or do the bills need to be fetched first by HDFC? It says that will happen only from the next billing cycle after registration!

I'm all confused!

 

[Chaitanya-a]

I've never used HDFC BillPay before. On registering my CC and a couple of other billers, it says 'Pending', and asks for 12 hours for activation. What does it say then? For one of the billers it has been 'Pending' for ages! How does one know that it's ready for making payments?

Also, does a CC, or a power bill qualify for 'ad hoc' payments, or do the bills need to be fetched first by HDFC? It says that will happen only from the next billing cycle after registration!

I'm all confused!

Pending status doesn't matter. For 1st 24 hours after adding, you can do overall 10k payment for the biller. After that you can do unlimited payment. Even if it shows pending, the transaction gets successful and settled with the biller.

 

[SSV]

I've never used HDFC BillPay before. On registering my CC and a couple of other billers, it says 'Pending', and asks for 12 hours for activation. What does it say then? For one of the billers it has been 'Pending' for ages! How does one know that it's ready for making payments?

Also, does a CC, or a power bill qualify for 'ad hoc' payments, or do the bills need to be fetched first by HDFC? It says that will happen only from the next billing cycle after registration!

I'm all confused!

Even if it says , pending, you can still try for the payment ,if there is any issue it will immediately fail or else it will be successful.
I have paid so many times successfully when the status was showing pending..

Regarding ad-hoc payment, you can do for CCs for sure, I do it every time
Regarding power bills we can definitely pay after the bill was generated at that time it fetches it. before bill generated, not sure how it works, may be depends on the electricity board if it accepts payment before bill generation

Regarding automatic fetching and paying the bill , you have to enable 'smart pay ' for this.
If you enable smart pay for cc or power bills, it fetches bill after bill was generated and pays for it 4 days before the due date with an intimation about 1 day before payment.

There is nothing to confuse here..

Easy-Peasy... Haa...

 

[gamersgzb]

I've never used HDFC BillPay before. On registering my CC and a couple of other billers, it says 'Pending', and asks for 12 hours for activation. What does it say then? For one of the billers it has been 'Pending' for ages! How does one know that it's ready for making payments?

Also, does a CC, or a power bill qualify for 'ad hoc' payments, or do the bills need to be fetched first by HDFC? It says that will happen only from the next billing cycle after registration!

I'm all confused!

You can do ad-hoc payment for cc .. some cc like amex, SBI, indusind will reflect in your card instantly.. axis CC payment does take 3 days minimum.. but always try to do the payments 4-5 days before due date.. to be on safer side..

 

[RajBlr]

I have registered my CC in HDFC billpay. But it show Smartpay status is OFF. What is the meaning of Smartpay Status OFF ? If Smartpay is OFF will we earn 1% cashback on the credit card bill payment or no? Attaching the screenshot taken from HDFC billpay for reference.

Just to add to what @pprakash11 already said.

just ensure when you pay, you select the Debit Card number to Pay and not from the Bank Account, otherwise you won't get it.

1. How to verify, you will be prompted for the Card Expiry date if you selected the DC to pay
2. Also after TXN done, you can check in your account statement page, a POS TXN done, that means DC is used to pay

 

[Trust Me]

There is nothing to confuse here..

If 'Pending' doesn't really mean pending, won't it confuse someone unfamiliar with the strange terminology? 🙂.

 

[Chaitanya-a]

If 'Pending' doesn't really mean pending, won't it confuse someone unfamiliar with the strange terminology? 🙂.

HDFC works in strange ways itself😂 they have weak hand in terms of technology.

 

[SSV]

If 'Pending' doesn't really mean pending, won't it confuse someone unfamiliar with the strange terminology? 🙂.

True, it is what it is..

We need to work with the system..

There is something stopping the update process of the status.. some go thru as successful , soem stays at pending even though we can successfully do the transactions...if you really want it to be very clear, you could log the issue with HDFC and chase them up until it's fixed...

Choice is very obvious, isn't it??

 

[gamersgzb]

True, it is what it is..

We need to work with the system..

There is something stopping the update process of the status.. some go thru as successful , soem stays at pending even though we can successfully do the transactions...if you you really want it to be very clear, you could log the issue with HDFC and chase them up until it's fixed...

Choice is very obvious, isn't it??

HDFC banking app is worst of all apps.. really they are far behind in tech stack as compared to ICICI axis kotak idfc...

 

[SSV]

If 'Pending' doesn't really mean pending, won't it confuse someone unfamiliar with the strange terminology? 🙂.

BTW, I thought your confusion is regarding ad-hoc payment and smart pay... and not regarding pending status..

Oops, I was actually confused about your confusion...😉😉

 

[SSV]

HDFC banking app is worst of all apps.. really they are far behind in tech stack as compared to ICICI axis kotak idfc...

This was the exact reason why they were banned for something for sometime last time ...wasn't it?

 

[Chaitanya-a]

HDFC banking app is worst of all apps.. really they are far behind in tech stack as compared to ICICI axis kotak idfc...

Yeah true. But still better than Indus & BoB. Their apps are literally trash.

Also, I haven't seen low success rate error on HDFC UPI. Whereas ICICI, IDFC and likewise banks keep facing low success rate issue.

 

[Trust Me]

BTW, I thought your confusion is regarding ad-hoc payment and smart pay... and not regarding pending status..

Oops, I was actually confused about your confusion...😉😉

My confusion was compounded with everything put together! 🙂.

 

[gamersgzb]

This was the exact reason why they were banned for something for sometime last time ...wasn't it?

Right and they did came up with mycards but did not integrated that into app... whereas Axis when it came up with new cc portal.. it was immediately available inside app as well..
IDFC i feel is one step ahead as it let you do the RTGS txn as well from app...

 

[SSV]

My confusion was compounded with everything put together! 🙂.

Now I am not consufed confused about your confusion... I am very clear...🤣 🤣

 

[SSV]

Now I am not consufed about your confusion... I am very clear...🤣 🤣

Lastly, was your confusion gone or still confused?
I think I have given the most comprehensive response amongst all the responses... Are you as clear as water now with those aspects sir ??

 

[Trust Me]

Now I am not consufed about your confusion... I am very clear...🤣 🤣

But you are! You're confused enough to invent new words now! 🙂.

 

[SSV]

But you are! You're confused enough to invent new words now! 🙂.

Good one sir, 👍👍
not because I was confused, you could see many typos in my posts, because of a lot of multi-tasking...
Still good one sir... Some times I miss the entire words too.

 

[Trust Me]

Lastly, was your confusion gone or still confused?
I think I have given the most comprehensive response amongst all the responses... Are you as clear as water now with those aspects sir ??

I appreciate your response. You've managed to make me ready to face HDFC BillPay now! Thanks.