Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[Anil_SinghAnil_Singh is verified member.]

HDFC account statement shows "POS XXXX OneCard" when paid directly from OneCard app using easyshop platinum debit card. Will update if I get any cashback. Also I am getting cashback within 24 hours using HDFC Bill Pay + HDFC ES DC and Mobikwik + HDFC ES DC combos.

 

[akshayhs]

HDFC account statement shows "POS XXXX OneCard" when paid directly from OneCard app using easyshop platinum debit card. Will update if I get any cashback. Also I am getting cashback within 24 hours using HDFC Bill Pay + HDFC ES DC and Mobikwik + HDFC ES DC combos.

I received for OneCard payments all these months.

 

[Anil_SinghAnil_Singh is verified member.]

I received for OneCard payments all these months.

I have not got any cashback from Mobikwik even after applying 'FULLPAY' (gave access to email & sms) coupon code for OneCard credit card bill payment but got cashpoints for using HDFC easyshop DC. So, thought of paying directly from OneCard app and see if I get any cashpoints from here too. Thanks for the confirmation. Now I can pay from OneCard app using HDFC easyshop DC and get cashpoints along with instant settlements.

 

[Anil_SinghAnil_Singh is verified member.]

I think I did not get any cashback from Mobikwik because Mobikwik was not able to read my OneCard bill from my email. Or there is limit on monthly Mobikwik cashback just like HDFC easyshop debit card?

 

[amitamie]

Now we can get easyshop platinum 1% cashback for bill payments on new payzapp app. It's the quickest so far. Reward points get credited next day

I did payment of my credit card bill using NEW PAYZAPP APPLICATION on 28 March 2023 early morning at 11: 00 AM approx through HDFC PLATINUM DEBIT CARD. I CHECKED MY ACCOUNT cashback has not been received yet as on 29 Mar 2023 . I doubt transaction done on PAYZAPP works for 1% cashback.

I will wait for another 4 / 5 days accordingly I will update if I receive it.

 

[Copycat]

I did payment of my credit card bill using NEW PAYZAPP APPLICATION on 28 March 2023 early morning at 11: 00 AM approx through HDFC PLATINUM DEBIT CARD. I CHECKED MY ACCOUNT cashback has not been received yet as on 29 Mar 2023 . I doubt transaction done on PAYZAPP works for 1% cashback.

I will wait for another 4 / 5 days accordingly I will update if I receive it.

I'm not sure if you meant exactly the same thing, but just thought I'd mention it in case you weren't aware
You have to check points and not cashback. You have to manually convert points to cashback
Check for points (in Net Banking) under Cards/Debit Cards/Enquire

 

[amitamie]

I'm not sure if you meant exactly the same thing, but just thought I'd mention it in case you weren't aware
You have to check points and not cashback. You have to manually convert points to cashback
Check for points (in Net Banking) under Cards/Debit Cards/Enquire

Yes yes I check that cashback point . I made payment of Rs.5000 for Credit card bill payment thru new HDFC PAYZAPP app using HDFC debit card only cashback point has not been credited as on 30 Mar 2023.

With MOBIKWIK it's work fine.

Thru NETBANKING bill payment I have not tried yet I will try and update.

 

[Copycat]

Yes yes I check that cashback point . I made payment of Rs.5000 for Credit card bill payment thru new HDFC PAYZAPP app using HDFC debit card only cashback point has not been credited as on 30 Mar 2023.

With MOBIKWIK it's work fine.

Thru NETBANKING bill payment I have not tried yet I will try and update.

When you use Netbanking Bill Pay: No points when paid via a/c, points only when paid via DC

 

[Alex292929]

HDFC Plat DC
what is the validity of cashback points?
they can only be redeemed in multiple of 250?

 

[Copycat]

HDFC Plat DC
what is the validity of cashback points?
they can only be redeemed in multiple of 250?

2 years from the date of accumulation

Yes, only multiples of 250 allowed.

https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-platinum-debit-card

• Product feature CashBack points will be valid for redemption within the next 12 months after which your Cashback points will lapse.
• All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020.

 

[panu24]

https://www.hdfcbank.com/personal/pay/cards/debit-cards/easyshop-platinum-debit-card

• Product feature CashBack points will be valid for redemption within the next 12 months after which your Cashback points will lapse.
• All promotional CashBack points earned on your Debit Card will have a validity of 3 months, post which the accumulated points will expire effective February, 2020.

Thanks for correcting me. I think I wrote for Millennia CC points which was wrong in my reply.

 

[amitamie]

When you use Netbanking Bill Pay: No points when paid via a/c, points only when paid via DC

I used it through my debit card only and NO CASHPOINT has been issued to me for the transaction Rs. 5k on 28 March 2023 I made using NEW PAYZAPP APP + HDFC PLATINUM EASY SHOP DEBIT CARD

For reference I shared my bill payment details.

 

[sv004]

I used it through my debit card only and NO CASHPOINT has been issued to me for the transaction Rs. 5k on 28 March 2023 I made using NEW PAYZAPP APP + HDFC PLATINUM EASY SHOP DEBIT CARD

For reference I shared my bill payment details.View attachment 13013




View attachment 13015

Wait for a week

 

[pprakash11]

I used it through my debit card only and NO CASHPOINT has been issued to me for the transaction Rs. 5k on 28 March 2023 I made using NEW PAYZAPP APP + HDFC PLATINUM EASY SHOP DEBIT CARD

For reference I shared my bill payment details.View attachment 13013




View attachment 13015

No points on Payzapp. Use HDFC Net Banking

 

[amitamie]

No points on Payzapp. Use HDFC Net Banking

Queries

1. If I make Credit Card bill payment for Transaction amount Rs. 75000-/- on 31 March 2023 with my HDFC Debit card for 1% cash back points using HDFC BILLPAY Or MOBIKWIK Platform, so on 1st April 2023 will I be eligible for another 1% cashback for Rs. 750 cash points for April 2023 ?
2. Whenever we redeem cashback points, how long does it take for the cashback to be credited to our bank account.
3. How long does it take for our payment to settle in the Credit Card whose payment we do through the HDFC Bill Portal?

 

[pprakash11]

Queries

1. If I make Credit Card bill payment for Transaction amount Rs. 75000-/- on 31 March 2023 with my HDFC Debit card for 1% cash back points using HDFC BILLPAY Or MOBIKWIK Platform, so on 1st April 2023 will I be eligible for another 1% cashback for Rs. 750 cash points for April 2023 ?
2. Whenever we redeem cashback points, how long does it take for the cashback to be credited to our bank account.
3. How long does it take for our payment to settle in the Credit Card whose payment we do through the HDFC Bill Portal?

1. Yes
2. Generally 2 working days, but in rare cases some delay also occurs.
3. Depends on which bank CC bill you are paying, SBI, RBL, BOB, KOTAK settles immediately. Axis, ICICI takes 3-4 working days.

 

[amitamie]

1. Yes
2. Generally 2 working days, but in rare cases some delay also occurs.
3. Depends on which bank CC bill you are paying, SBI, RBL, BOB, KOTAK settles immediately. Axis, ICICI takes 3-4 working days.

Ohh now I understand ... I made payment for ICICI and Axis and they are taking time.

Thanks for quick reply.

 

[Rohith-2009]

I have paid hdfc credit card bill on PayZapp on 28th Mar. But still have not received the cash back points

 

[Rohith-2009]

I just tried for 100/- and the points was posted next day on my Easyshop platinum debit card.
But I'm still waiting for 100/- to get credited on my credit card.

Do you have easyshop Platinum rupay debit card?

 

[RajBlr]

I have paid hdfc credit card bill on PayZapp on 28th Mar. But still have not received the cash back points

How did you pay? that matters

If you used Netbanking, then no points. (only payment through DC you will get it)

Check your HDFC bank account summary whether the payment/txn done shows as POS, then you will get 1% On Platinum Debit Card.

Other Debit cards, depending upon it rewards CB is there, then only you will get.