Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[amitamie]

HDFC billpay for a safe option but it takes 3-4 working days to settle.
Mobikwik for quick settlement.

Thanks for your suggestion.

 

[Copycat]

Thank you for your response. Actually I tried to add money to paytm wallet using my debit card it was successful so the limits are perfect.

I'm able to pay from my bank account but from DC I can't

I have not turned on smart pay

So the biller is fine (because you can pay from your a/c)

Make sure both the limits are specified as per what I told you. HDFC Bill Pay definitely requires the Merchant one because it treats it as a POS transaction (check your Bank a/c statement after paying). I do not know which limit Paytm uses but is is probably the Online one. So, please set it as I specified and let us know

If you have already done it and it is still failing via BillPay, you can make the payment via Mobikwik using the DC. You will get the 1% cashback

 

[Copycat]

What date will be considered ? To avoid late fee or whatever consequences..

Date of payment done via hdfc bill pay
or
Date of credit in credit card account

I want to make BoB rupay card payment via hdfc bill portal.
BoB due date is 4th April.

I want to make payment on 1st April.

Because I paid full 75k this month via hdfc platinum debit card on billpay portal.

Specifically for BOB cards
BOB card payments made via Bill Pay using the DC (done through the web interface) are instantaneously credited. I always get the credit SMS from BOB even before I get the debit SMS from HDFC. I would say there is a 99% chance everything will be fine. The 1% chance of it not getting credited on time is specifically for April 1st, it being a bank holiday. I can't remember if I've ever made a BOB payment on a bank holiday, so hence the 1% uncertainty. If I were you, I'd take the risk. However, just in case it doesn't work out, be ready to pay the CC bill using the interface from the BOB website on 3rd April
Also, you can carry out a test payment of 10 rupees (or 1 rupee if it allows you) this month itself via Bill Pay using the DC (done through the web interface) for the BOB card to check the date of credit.

 

[ccdc]

i paid my axis card bill via mobikwik....it's not yet credited to account. when does it credit to account. alreeady 24 hrs gone since payment.

 

[Wealth is my birth right!]

i paid my axis card bill via mobikwik....it's not yet credited to account. when does it credit to account. alreeady 24 hrs gone since payment.

Sometimes 3 days
I got 2nd day fund’s return
So case to case differs

 

[akshayhs]

i paid my axis card bill via mobikwik....it's not yet credited to account. when does it credit to account. alreeady 24 hrs gone since payment.

Both Mobikwik and Paytm was instant in my case when I paid 5k (part of bill). Good to know it's not the case every time.

 

[ccdc]

Sometimes 3 days
I got 2nd day fund’s return
So case to case differs

funds return meaning payment was not credited and funds were returned back to your bank account?

 

[ccdc]

Sometimes 3 days
I got 2nd day fund’s return
So case to case differs

also did you pay via dc or upi?

 

[Wealth is my birth right!]

funds return meaning payment was not credited and funds were returned back to your bank account?

also did you pay via dc or upi?

Yes dc
They are not returning to source
I paid from hdfc dc but since I mapped icici in MobiKwik I got money there the 3rd day
Ur case not returned right

 

[ccdc]

Yes dc
They are not returning to source
I paid from hdfc dc but since I mapped icici in MobiKwik I got money there the 3rd day
Ur case not returned right

You mean ICICI upi?...not returned yet

 

[Wealth is my birth right!]

You mean ICICI upi?...not returned yet

Not sure they send by upi or neft
my rejected transaction says “Refund from Credit Card ICICI” will come to know in next two days

 

[Enthusiast]

I have to pay 75k bill to HDFC CC, mobikwik allowing only 20k from hdfc debit card, any other way to pay to get 1% cashback...

 

[Wealth is my birth right!]

I have to pay 75k bill to HDFC CC, mobikwik allowing only 20k from hdfc debit card, any other way to pay to get 1% cashback...

Replied on other thread 👍

 

[Rohith-2009]

So the biller is fine (because you can pay from your a/c)

Make sure both the limits are specified as per what I told you. HDFC Bill Pay definitely requires the Merchant one because it treats it as a POS transaction (check your Bank a/c statement after paying). I do not know which limit Paytm uses but is is probably the Online one. So, please set it as I specified and let us know

If you have already done it and it is still failing via BillPay, you can make the payment via Mobikwik using the DC. You will get the 1% cashback

Thank you for responding to me. But still failing Can I get 1% cash back from Mobikwik also. How?

 

[Copycat]

Thank you for responding to me. But still failing Can I get 1% cash back from Mobikwik also. How?

You will get 1% from HDFC
Go to Mobikwik, Choose credit card bill payment and select the card whose bill you want to pay
For mode of payment choose card payment and specify the details of the HDFC Platinum debit card
After 1-6 days you will get 1% points in HDFC which you can then convert to cashback
Note: If your bill is 12500 and above, use the code PAKKACB to get Rs 50 additional cashback in Mobikwik. This is real money and it will get added to your Mobikwik wallet within 1 day. It can then be used for any other payment via Mobikwik

 

[Copycat]

Thank you for responding to me. But still failing Can I get 1% cash back from Mobikwik also. How?

Please post a screenshot of the error message and also a screenshot of your limits for the debit card. Maybe, by looking at these 2 screenshots, someone on the forum will be able to help you find out what is wrong

 

[Rohith-2009]

Please post a screenshot of the error message and also a screenshot of your limits for the debit card. Maybe, by looking at these 2 screenshots, someone on the forum will be able to help you find out what is wrong

 

[Rohith-2009]

You will get 1% from HDFC
Go to Mobikwik, Choose credit card bill payment and select the card whose bill you want to pay
For mode of payment choose card payment and specify the details of the HDFC Platinum debit card
After 1-6 days you will get 1% points in HDFC which you can then convert to cashback
Note: If your bill is 12500 and above, use the code PAKKACB to get Rs 50 additional cashback in Mobikwik. This is real money and it will get added to your Mobikwik wallet within 1 day. It can then be used for any other payment via Mobikwik

Thanks. Is there any cap on 1% cb on Mobikwik

 

[Wealth is my birth right!]

Thanks. Is there any cap on 1% cb on Mobikwik

20k per bill so 200/- cb
As per card cb limit 750/- pm put together MobiKwik and hdfc portal

 

[amitamie]

This happened to me as well for a new transaction on any new platform like Paytm MOBIKWIK etc. To get rid of this contact HDFC customer they will unblock your card afterwards it will work fine. Just 24hr thing.

HDFC stated due to security reason this happen.