Paying Credit Card bill using Debit card without Convenience fee?

[R!ppEr]

Hi All,

Is there a way to pay Credit Card bill using Debit card without Convenience fee? thanks!

 

[luciferlucifer is verified member.]

1. mobikwik
2. paytm(visa card only)
3. aeron pay(not reliable)
4. Cred(above 50k)

 

[Akshay9512]

1. mobikwik
2. paytm(visa card only)
3. aeron pay(not reliable)
4. Cred(above 50k)

Hi All,

Is there a way to pay Credit Card bill using Debit card without Convenience fee? thanks!

But you dont earn any points for it

 

[R!ppEr]

Thanks!

 

[rp0703]

Hi All,

Is there a way to pay Credit Card bill using Debit card without Convenience fee? thanks!

If you have Jupiter account, then use freecharge to pay CC bill via Jupiter Debit card. You can get 1% CB upto Rs 150.

 

[Batmanbaba]

Use bajafinserv it gives points.... Also mobikwik give points...

 

[Arpit Kumar Wadhwa]

Use bajafinserv it gives points.... Also mobikwik give points...

How much cashback can I get from Bajaj Finserv?

 

[rp0703]

How much cashback can I get from Bajaj Finserv?

There's offer going till 30th Nov, Pay minimum 10000 CC bill and get Flat Rs. 150.

 

[Copycat]

Hi All,

Is there a way to pay Credit Card bill using Debit card without Convenience fee? thanks!

You know about the HDFC Platinum Easyshop offer, right? Pay your CC bill (a lot of banks are supported, IDFC isn't), upto 75000/- every month using your HDFC DC and get 1% cashback. No convenience fee. You get the DC free of charge if you have an account with a 25K MAB (Savings Max)

 

[Batmanbaba]

How much cashback can I get from Bajaj Finserv?

That depends on your card as it don't get counted in utility bills /cc bill payment and if any other offer going in bajafinserv.....

 

[ChurningNoob]

Where did you see convenience fee for credit card bill using debit card?

freecharge - 1%

 

[Lakshya Mahani]

If you have Jupiter account, then use freecharge to pay CC bill via Jupiter Debit card. You can get 1% CB upto Rs 150.

Will it work for hdfc credit card payment too?

 

[rp0703]

Will it work for hdfc credit card payment too?

Yes, Should work. But problem is if your debit card is saved in freecharge then they are charging 1% + GST as convenience fee. But if card is not saved then no convenience fee but max payment you can is Rs. 1000 per transaction.

 

[rp0703]

freecharge - 1%

1% + GST is if debit card is saved, if card is not saved the no fee but max per transaction amount is Rs. 1000.

 

[Strange]

1% + GST is if debit card is saved, if card is not saved the no fee but max per transaction amount is Rs. 1000.

I'm not being charged convenience fee on saved cards for transaction <= 1000.

 

[Lakshya Mahani]

Yes, Should work. But problem is if your debit card is saved in freecharge then they are charging 1% + GST as convenience fee. But if card is not saved then no convenience fee but max payment you can is Rs. 1000 per transaction.

Then using freecharge is waste.

 

[rp0703]

I'm not being charged convenience fee on saved cards for transaction <= 1000.

ok. may threshold is 1000. For unsaved cards it's not letting me pay more than 1000.

 

[rp0703]

Then using freecharge is waste.

it's atleast providing 1% CB on Jupiter DC. Even if have to do multiple transactions.

 

[Abhishek012]

1. mobikwik
2. paytm(visa card only)
3. aeron pay(not reliable)
4. Cred(above 50k)

Paytm also support RuPay debit cards for Credit Card bill repayment.

Last year, used 2 lakhs transactions using AU Bank RuPay Platinum debit card and got Rs3000 amount of Amazon gv (Offer over now but when we get any spend based AU bank RuPay debit card offers, used here and utilized the benenfit).

ICICI RuPay Platinum debit card, spend 5k and get 250 amazon gv offer also eligible here Patym Credit Card bill repayment.

 

[ChurningNoob]

Paytm also support RuPay debit cards for Credit Card bill repayment.

Last year, used 2 lakhs transactions using AU Bank RuPay Platinum debit card and got Rs3000 amount of Amazon gv (Offer over now but when we get any spend based AU bank RuPay debit card offers, used here and utilized the benenfit).

ICICI RuPay Platinum debit card, spend 5k and get 250 amazon gv offer also eligible here Patym Credit Card bill repayment.

Unfortunately they do not support Master card 🙁