Amazon started charging convenience fee on bill payments using credit cards - Verfied 08JULY2024

[Vineet_]

Now Amazon come with another restriction after gift card purchase via credit card including amazon wallet partial payments disabled .

On which bill payments categories is convenience fees applicable?	Convenience fees is applicable on the following categories - Electricity, Landline/Broadband, Postpaid, Water, Municipal Services, Municipal Tax, Cable TV, Education Fees, Piped Gas.
How do I know for which payment instruments convenience fees will be applicable?	For each payment instruments where convenience fee is applicable, you will find the information just below the payment instrument.
How much is the fees I am getting charged?	Amazon will be levying 1.18% convenience fee on all credit cards except Amazon Pay ICICI Bank Credit Card and 1% on all debit cards except Rupay Debit Card. This is inclusive of all applicable taxes. No charges applicable for all other payment instruments. https://www.google.com/url?sa=t&source=web&...

 

[flimz]

Can any one confirm this? Does Millenia CC gives 5% CB on utility bill payment via Amazon? OR even SBI Cashback CC for that matter?

no cashback on utility payments.

 

[Hemang]

Can any one confirm this? Does Millenia CC gives 5% CB on utility bill payment via Amazon? OR even SBI Cashback CC for that matter?

Ha bhai milta hai cashback 5% on utilites, but in july starting amazon has started charging convenience fees when we use any other credit card other than icici amazon. So we might have to pay using amazon gift card purchased through millenia credit card upto 20k per month and get Rs 1000 cashback. Accumulate till Rs 3000 and redeem them for the fees of Rs 50+ GST.
As there is a cap of maximum redemption of Rs 3000 in one go.

 

[JustMak]

Ha bhai milta hai cashback 5% on utilites, but in july starting amazon has started charging convenience fees when we use any other credit card other than icici amazon. So we might have to pay using amazon gift card purchased through millenia credit card upto 20k per month and get Rs 1000 cashback. Accumulate till Rs 3000 and redeem them for the fees of Rs 50+ GST.
As there is a cap of maximum redemption of Rs 3000 in one go.

But you have to pay commission for buying Apay GC as well - 2.5% + GST, and then again on redemption. This effectively nullify any benefit (if considering 5% CB n Millenia CC via this method).

So won't it make sense to directly pay via Millenia CC and pay conv. fee to Amazon. But only if it is confirmed that 5% CB is there for sure (obv. with limit of 1K). But AFAIK, no CB on utility bill payment on Amazon (as also confirmed in above comment). May need to check MCC.

 

[D₹V]

But you have to pay commission for buying Apay GC as well - 2.5% + GST, and then again on redemption. This effectively nullify any benefit (if considering 5% CB n Millenia CC via this method).

So won't it make sense to directly pay via Millenia CC and pay conv. fee to Amazon. But only if it is confirmed that 5% CB is there for sure (obv. with limit of 1K). But AFAIK, no CB on utility bill payment on Amazon (as also confirmed in above comment). May need to check MCC.

Are, buy Amazon gift card from Amazon directly via Millennia card (max 10k per txn) and you'll get 5% cashback.

Buy as per need of bill.

Also, redeem only when you accumulate 2-3k RP.

 

[JustMak]

OK, makes sense.

I don't have Millenia (used to), my dad does, so was trying to understand the game. I usually get gift cards via Smartbuy using my DCBM, so thought with Millenia also that will be the go to option.

Thanks for clarifying.

 

[Hemang]

But you have to pay commission for buying Apay GC as well - 2.5% + GST, and then again on redemption. This effectively nullify any benefit (if considering 5% CB n Millenia CC via this method).

So won't it make sense to directly pay via Millenia CC and pay conv. fee to Amazon. But only if it is confirmed that 5% CB is there for sure (obv. with limit of 1K). But AFAIK, no CB on utility bill payment on Amazon (as also confirmed in above comment). May need to check MCC.

bhai directly amazon gc buy krne pe amazon se millenia par commission nahi lagta hai. Only downside is Rs 15000 se upar ke bill ni bharne deta hai amazon gift card balance se.

 

[JustMak]

bhai directly amazon gc buy krne pe amazon se millenia par commission nahi lagta hai. Only downside is Rs 15000 se upar ke bill ni bharne deta hai amazon gift card balance se.

Haan samaj gaya ab 😳. I was thinking about via smartbuy, actually (which I sometimes follow for DCB).

 

[Hemang]

Haan samaj gaya ab 😳. I was thinking about via smartbuy, actually (which I sometimes follow for DCB).

koi na bhai, ab jeevan me itne card aur combinations ho gaye hain, me to likhta hu whatsapp pe apne aap ko message karta hun, ki kis platform pe konsa card most beneficial hai, otherwise jab vo transaction karne ki baari aati hai, tb kuch yaad ni aata samjh nahi aata hai.

 

[redcar69]

even amazon pay icici card is being charged convenience fee now :/

 

[HumorSimpson]

even amazon pay icici card is being charged convenience fee now :/

 

[Arkapal Sen]

evrything is temporary,..
the end is near is permanent

 

[amazonPay]

Politics politics khelna hai toh new thread bana k karo woha. Amazon dusre countries me bhi bahut bar 1.5% conv fee laga chuka hai card transactions par.

Anyway, this is a nice move. Akhir Amazon kab tak high MDR fee pay karega.

Bas umeed hai baki fintech players bhi Amazon se kuch sikhe.

Amazon bahut losses jhel raha hai.

https://www.livemint.com/companies/company-results/amazon-india-s-e-commerce-arm-narrows-fy19-loss-to-rs-5-685-cr-11572291190455.html

Thank you for understanding us.

 

[amazonPay]

no bro , only for credit and debit cards , charges are coming

So apart from mobile recharges , fees is applicable for all others.

For APay Credit card it's not showing charges for other Credit cards it is showing charges.

 

[Strange]

For APay Credit card it's not showing charges for other Credit cards it is showing charges.

Amazon Pay joined TFC itself to comment on this. 🤣🤣

 

[Dragon_slayer]

Thank you for understanding us.

Ye Jeff Bezos ne Tf pe account bna lia kya.

 

[harsh1387]

I paid electricity and gas bill today with Amex Mrcc and didn't see any convenience fee charged.

 

[Dragon_slayer]

Buy Apay voucher using CC, then pay using that voucher. No charges at all.

 

[subham23]

One more benefit to keep LTF AmazonPay Card, 5% cashback + 1% no txn charges (now) 🙂

 

[VISION]

Paid current bill via Amazon card today and there was no extra charges!

 

[Hemang]

Amazon icici credit card ke liye koi major change hue hain kya bhaiyo ?