Paytm Postpaid Offer???

[sudhirsiddhi]

Hello Guys

Today I closed my Paytm postpaid just because of low credit limit (6k) and convenience fee is 3% per month.

So I closed my Paytm postpaid today

After that I got 17k offer for Paytm Postpaid but their is not mentioned about Paytm postpaid version.
I atteched my Screen Shot
Please clear my doubt

 

[techhdate]

on the last page it'll show convenience fee..if its 0 then its postpaid deluxe else postpaid lite

 

[sudhirsiddhi]

on the last page it'll show convenience fee..if its 0 then its postpaid deluxe else postpaid lite

On last page
It's showing 2.0% charge on monthly used limit + applicable GST

Should I accept it or Not

If I don't accept then in future good offer is coming or not

 

[techhdate]

On last page
It's showing 2.0% charge on monthly used limit + applicable GST

Should I accept it or Not

If I don't accept then in future good offer is coming or not

depends if you are okay with 2 percent convenience fee..i have 60000 approved with 1 percent convenience fee but i dint accept.. i was hoping to accept if its 0 percent

 

[D₹V]

Don't take 😂.

Better switch to credit card 😅.

 

[RkrRkr is verified member.]

If you score is GOOD then stick with credit cards.Now a days RUPAY Credit cards are giving the same feature of scan and pay like your postpaid one with reward on payment also...Try to get Rupay cards.

 

[RkrRkr is verified member.]

Hello Guys

Today I closed my Paytm postpaid just because of low credit limit (6k) and convenience fee is 3% per month.

So I closed my Paytm postpaid today

After that I got 17k offer for Paytm Postpaid but their is not mentioned about Paytm postpaid version.
I atteched my Screen Shot
Please clear my doubt

Stop using BNPL like paytm postpaid..It is for people new to credit ecosystem ..If you have ITR then apply for PNB or BOB cards...You will get rupay cards easily.

 

[gauravbhati]

Stop using BNPL like paytm postpaid..It is for people new to credit ecosystem ..If you have ITR then apply for PNB or BOB cards...You will get rupay cards easily.

Is 3 lkh ITR enough to get approved for rupay credit cards ?

 

[RkrRkr is verified member.]

Is 3 lkh ITR enough to get approved for rupay credit cards ?

Yes you will get cards from PNB,BOB,ICICI with this ITR..

 

[gauravbhati]

O

Yes you willb cards from PNB,BOB,ICICI with this ITR..

Okay sir

 

[sahildca]

depends if you are okay with 2 percent convenience fee..i have 60000 approved with 1 percent convenience fee but i dint accept.. i was hoping to accept if its 0 percent

leave it don't proceed further. after 2-3 months may be app shows 0% convenience fee.
same case happened with me earlier it shows 1% convenience fee but i leave it for 3 months then yesterday it shows 0% but better check (Key Fact Statement, Sanction letter cum loan agreement --> link shown in last page of application where you can read agreement before final click, screenshot attached) for exact convenience fee and postpaid variant (lite or delight).

 

[sahildca]

Hello Guys

Today I closed my Paytm postpaid just because of low credit limit (6k) and convenience fee is 3% per month.

So I closed my Paytm postpaid today

After that I got 17k offer for Paytm Postpaid but their is not mentioned about Paytm postpaid version.
I atteched my Screen Shot
Please clear my doubt

check (Key Fact Statement, Sanction letter cum loan agreement --> link shown in last page of application where you can read agreement before final click, screenshot attached) for exact convenience fee and postpaid variant (lite or delight).

 

[sahildca]

On last page
It's showing 2.0% charge on monthly used limit + applicable GST

Should I accept it or Not

If I don't accept then in future good offer is coming or not

yes in future they may offer 0% convenience fee.
but you have to leave it without proceeding further for 2-3 months. but it depends upon your limit and credit score

 

[techhdate]

they are traping people into getting postpaid..my final page on paytm postpaid said zero convinience fee but the terms and conditions show 1% convinience fee

 

[sahildca]

same

they are traping people into getting postpaid..my final page on paytm postpaid said zero convinience fee but the terms and conditions show 1% convinience fee

same case happened with me .final offer page icon shows zero convenience fee but in loan document it mentioned 1%+gst. then i raise ticket in paytm support they will reset the postpaid application then apply after 24 hours.it shows 0% on both offer page and loan document

 

[D₹V]

Why do you guys need postpaid when we have RuPay UPI Credit Cards 😎🔥???

 

[Tejo]

depends if you are okay with 2 percent convenience fee..i have 60000 approved with 1 percent convenience fee but i dint accept.. i was hoping to accept if its 0 percent

Take and close it after 6months while closing report closing due high convenience fee.

Next time they will give you delite account.

** Use for bill payments in paytm and use for shopping.

*** close it after 6 months else it will effect cibil a lot.