SBI Card PhonePe SBI Card – CVP new SBI CC launching

[The_One]

its getting confusing now. Most of them in the thread mentioned as calendar month. did they change it recently?

yes, i used 2000 RP/ month limit of my card in September and again did a transaction on amazon on 1st October, its not settled yet. it will make it clear. my bill generates on 3rd of every month so all transaction till 2nd October will be accounted in it. i think in next 24 hr this mystery will be solved for me. i sent email to SBI customer care for clarification but all response in generic with reward point per month limit although i was clear in my request if the reward point limit is billing cycle based or calendar month based so thought to figure it out by myself. i may loose some points but at least it will be clear & help me use cards efficiently in future.

 

[HumorSimpson]

yes, i used 2000 RP/ month limit of my card in September and again did a transaction on amazon on 1st October, its not settled yet. it will make it clear. my bill generates on 3rd of every month so all transaction till 2nd October will be accounted in it. i think in next 24 hr this mystery will be solved for me. i sent email to SBI customer care for clarification but all response in generic with reward point per month limit although i was clear in my request if the reward point limit is billing cycle based or calendar month based so thought to figure it out by myself. i may loose some points but at least it will be clear & help me use cards efficiently in future.

Tag me once you come to conclusion. If needed I will update the table.

 

[The_One]

Tag me once you come to conclusion. If needed I will update the table.

Can you share the link of the table for my personal reference? Thanks for your effort & help.

 

[HumorSimpson]

Can you share the link of the table for my personal reference? Thanks for your effort & help.

Check this thread in reader mode. It's near the bottom page numbers

 

[Sree CC]

Statment generates on 24th, did a transaction on phonepe on 27th, did not get 10%. Did one today on 2nd oct, i am pretty sure i would get 10%>

Last two months, i did in calendar month, only this time i did a transaction just after statement date on the same month

Log into SBI Cards & have a look at 'Recent Transactions' & 'Reward points earned this Statement'. Do some rough calculation, It may help you if have got 10% or not...

 

[Maxsteel]

For 22k spends on UPI payments at vendors with phonepe sbi card, you get 220/- which is still less than Axis super money card. Moreover, Axis super money card is LTF card which is icing on the cake. So, there is no harm in having the card while phonpe card has 1.5K annual fees. I seriously expected more rewards for scan and pay UPI payments from this card given it comes from phonepe who has they own app for UPI payments. At least they could have gave us more rewards for UPI payments with the merchants using phonepe UPIs

The cashback I've earned till date. Got complimentary membership. Will be expiring next in 9-10 days.

 

[b4bhar]

The cashback I've earned till date. Got complimentary membership. Will be expiring next in 9-10 days.

this isnt phonpe SBI card, right? i was speaking about Phonepe SBI card and the disappointment about the cb on UPI spends. Kiwi card is good if you have high spends on UPI or else Super money is the way to go for UPI spends around 15k/ month, its unbeatable at that point!!

 

[The_One]

Tag me once you come to conclusion. If needed I will update the table.

I got 4000 Reward point within 30 days by shopping on flipkart & amazon. Amazon transaction was done on 1st October. I had 2000 rewards point till 30th september. Bill should generate today i.e. 3rd October & it will have both flipkart & amazon transaction so as per my experience, the reward point limit is calendar month based not billing cycle.

HENCE PROVED.

 

[HumorSimpson]

I got 4000 Reward point within 30 days by shopping on flipkart & amazon. Amazon transaction was done on 1st October. I had 2000 rewards point till 30th september. Bill should generate today i.e. 3rd October & it will have both flipkart & amazon transaction so as per my experience, the reward point limit is calendar month based not billing cycle.

HENCE PROVED.

Exactly as reported by many and as recorded in the table.

 

[ratnapakshi]

Will this Phonepe SBi card usefulf or instant Discounts from Amazon? usually amazonoffers instant discount with SBI cards

 

[BhaiyaJi]

Will this Phonepe SBi card usefulf or instant Discounts from Amazon? usually amazonoffers instant discount with SBI cards

Some reported this card is not giving the instant discount

 

[The_One]

Will this Phonepe SBi card usefulf or instant Discounts from Amazon? usually amazonoffers instant discount with SBI cards

i used it during Great India festival on amazon & i got bank discount as well as rewards points as of now. i do not know if bank will revert the rewards points later but it is what it is as of now.

 

[b4bhar]

Guys,

I have applied for SBI Phonepe Black card and it got rejected citing internal policies. I have dropped an email to the team asking for the reason. They have mentioned the reason as overleverage and asked to share the payslips for the past 2 months with account number mentioned on the payslips. I have did that and have not received any response from them after that.

So, now my question is - did anyone get the response from them after submitting the payslips or is this just waste of time? Is there any chance for the approval of the card from here?

 

[BhaiyaJi]

Guys,

I have applied for SBI Phonepe Black card and it got rejected citing internal policies. I have dropped an email to the team asking for the reason. They have mentioned the reason as overleverage and asked to share the payslips for the past 2 months with account number mentioned on the payslips. I have did that and have not received any response from them after that.

So, now my question is - did anyone get the response from them after submitting the payslips or is this just waste of time? Is there any chance for the approval of the card from here?

How many SBI cards do you have?

 

[b4bhar]

How many SBI cards do you have?

Only 1. Sbi CB card

 

[everything]

Guys,

I have applied for SBI Phonepe Black card and it got rejected citing internal policies. I have dropped an email to the team asking for the reason. They have mentioned the reason as overleverage and asked to share the payslips for the past 2 months with account number mentioned on the payslips. I have did that and have not received any response from them after that.

So, now my question is - did anyone get the response from them after submitting the payslips or is this just waste of time? Is there any chance for the approval of the card from here?

Can be approved hope for best...
One of my friend was asked for account statement of last 3 months after this

 

[whiteBenzene]

Does anyone possess the list of platforms that works for sbi phonepe black 5% category?
Also is tata cliq included in this?

 

[everything]

Does anyone possess the list of platforms that works for sbi phonepe black 5% category?
Also is tata cliq included in this?

Yes tata cliq is giving 5%

 

[Nikhilize]

Does anyone possess the list of platforms that works for sbi phonepe black 5% category?
Also is tata cliq included in this?

Almost everywhere except for a few mcc’s like utility/wallets

 

[b4bhar]

Can be approved hope for best...
One of my friend was asked for account statement of last 3 months after this

I got the below response

This is with reference to your communication regarding your SBI card application.

We tried to establish contact with you on registered mobile number on 03 October, 2025 at 10:54AM, however we are unable to establish the call.

We would like to inform you that we have taken a request for application reconsideration on your SBI card account vide reference number 1401229004303 (subject to approval).

We would be intimating you by 14/10/2025 for the status of the same.

While we try our level, best to resolve the concern at the earliest request your cooperation in the interim.