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Platforms to check Credit Score for free

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StanRoute66

StanRoute66

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If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - Experian (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. Kiwi - CIBIL (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Freo - CRIF (Once in 45 Days) Link
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
  30. Sri Ram Finance App - CRIF (Once a Month)
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
  7. KhataBook - Experian (Once a month)
 
Last edited by CardCraftsman.:
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007 said:
HDFC (Savings Max, 25K MAB) is offering all those without any extra charges. So, I guess they are doing charity!? 👀
That's not how it works, at least not in the Private sector. You can't blame the customer, he can/will switch to better option always. 🤷‍♂️
Click to expand...
In HDFC Savings Max account , the Personal accidental cover is 10L and not 35L which is offered by IDFC First .
+ There is capping of 25 cheque leaves a year for free whereas no such capping in IDFC First . All chequebook free
+PIN regeneration charge is 50 in HDFC , not in IDFC First .
+There is a limit of 5 free cash transactions in HDFC , no limit in IDFC First .
+DD charges are applicable in HDFC , not in IDFC First
 
StanRoute66 said:
In HDFC Savings Max account , the Personal accidental cover is 10L and not 35L which is offered by IDFC First .
+ There is capping of 25 cheque leaves a year for free whereas no such capping in IDFC First . All chequebook free
+PIN regeneration charge is 50 in HDFC , not in IDFC First .
+There is a limit of 5 free cash transactions in HDFC , no limit in IDFC First .
+DD charges are applicable in HDFC , not in IDFC First
Click to expand...
So, you are willing to pay ₹499 + GST for all this? TBH I ain't. These services most won't be using anyway. And if someone has too, they won't end up paying equal to the amount mentioned above!
 
StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Jab inka mood ho)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon - CIBIL (Moody , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Click to expand...
Are they trustworthy? I am very conscious about these, after foul play by Dhani
 
I also think that one should buy the CIBIL report (1k for 1 year) at least once in 3 years, if not every year.
 
007 said:
1, 2, 5, 6, 9, 10 are pretty trustworthy according to me. If you want to narrow down further stick with 1 (HDFC) & 6 (SBI).
Click to expand...
I wasn't talking about companies like HDFC or SBI, as they are totally trustworthy. Even OneScore, although I cannot use that. Because there were some verification error, and once that happens, I will never be able to use One Score again.
 
Apply For LTF HDFC Swiggy Credit Card
anirbanm said:
I currently have and it's the best
Click to expand...
Does it update the CIBIL report everytime there is an enquiry, or any other change, or do you get reports only once every month? I am planning to buy one year very soon (by next week), so I want to get some info.
 
StanRoute66 said:
If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Whenever you want) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Month)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon - CIBIL (Once a month, and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. MyMoney (App) by IIFL - CIBIL , Experian (Once a Month)
16. Indialends - CIBIL (Whenever You want) Link
17. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Click to expand...
Whenever you want means i can refresh score every few days?
And score gets changed?
 
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Chegg said:
Best application for FREE Credit Score & detailed Report (except OneScore). Please Suggest. Thank you
Click to expand...
www.technofino.in

Platforms to check Credit Score for free

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE : OneScore - CIBIL + Experian (Once a Month)...
www.technofino.in www.technofino.in

Request you don't create threads directly, firstly try to lookout for information from already present threads.
Cheers
 
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