I filled up the application form for the Platinum Upgrade offer. I am being asked to send Aadhar and PAN over email. Is it fine?
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Platinum Upgrade Offer
- Thread starter alphamagnus
- Start date
Should be fine as long as its to an amex email. I had sent all my stuff by email to bestbanker at the time.
Why? if it is an upgrade? they will have your details.. i got an upgrade.. no one asked for any docs.. just vkyc..they may take some pics during vkyc of ur docs
totaldragon
TF Buzz
Regarding Platinum reserve, I have heard a few people got their renewal fees cancelled on the basis of forfeiting lounge and golf access. Is anyone aware if this is still active or has done this in the recent past?
For first year, its no brainer. 115k MB points easily make up for the fees.
What’s 28k ?
The rule of thumb , never get reward points in statement credit , that’s the greatest devaluation , 115k MR points can be directly transferred to 115k Marriot Bonvoy which can be used for stays in Marriot properties and a value even greater than Rs 1 can
Be extracted
Also if you earn just 5k more Marriot bonvoy points you can get them transferred to airlines in 2 batches at 3:1 ratio and you can earn extra 5k miles On each transaction.
Only opt for Platinum charge if , you are into hotel redemptions , and want to enjoy those extra lifestyle benefits from the card , it’s not a rewarding card like Reserve rather it’s a lifestyle card which gives you access to invite only events , classy Amex lounges , Elite status with Luxury hotels , on spot discounts on luxury dining , spas and other luxury chains .
If you are planning for luxury trip this year whether domestic or international and estimating about 1 lakh spend in a luxurious Marriot resort , then opt for the card get the required MR , convert them and and by spending 72k(card fees) manage that 1 lakh hotel spend( using Marriot Bonvoy points ) which will give you a savings of roughly 30k plus you will get all the lifestyle benefits
Next year negotiate with Amex to either lower the charge or give equivalent reward points or simply close the card .
Dev90100
TF Buzz
@BestBanker I also got the upgrade offer and filled the application. What next?
I ve been offered 40k taj vouchers or 75k points as a renewal benefit. Which one do you think is better?
Neither is good
Atleast 115k MR is acceptable against that enormous fees
US renewals are getting 150k for only $695 AF.
@anirban.choudhury @theglobalinvestor ya that sounds about right.
Actually, they offered another option to go for 5900/- per month as fee instead of lump sum payment without any other benefits and I am thinking to go for that as I have around 48k vouchers + 10k bonus points expected by the end of month of May/June ‘23 for targeted spend based offers of January to March ‘23.
I ll close the card after that. So, ideally I ll be further spending 5900/- or 11800/- to just keep the card going till the previous offers are fulfilled.
Actually, they offered another option to go for 5900/- per month as fee instead of lump sum payment without any other benefits and I am thinking to go for that as I have around 48k vouchers + 10k bonus points expected by the end of month of May/June ‘23 for targeted spend based offers of January to March ‘23.
I ll close the card after that. So, ideally I ll be further spending 5900/- or 11800/- to just keep the card going till the previous offers are fulfilled.
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