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PNB card is issuing pre qualified credit card for existing PNB customers

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J

Jeba M

TF Buzz
PNB card is issuing pre qualified rupay credit card for their existing PNB savings account customers
The application process is very smooth and asked basic details only.
The virtual card was issued immediately and the same was shown in the PNB genie app and it can be linked with UPI apps immediately for doing merchant transaction.
They offered SELECT CC for Free. No need to do VKyc or any other documents to be submitted.
P.s. please note down your CC application number for tracking purpose.
 
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J

Jeba M

TF Buzz
prc1990 said:
PNB One app bh
Click to expand...

prc1990 said:
PNB One app bhai.
Click to expand...
May be you are not eligible for pre qualified card currently. For me, After getting a WhatsApp message from PNB regarding the pre qualified card, I had checked and applied through PNBONE app and got my LTF select card instantly. For my friend, he didn't receive any SMS or WhatsApp message for his pre qualified card. We just checked through PNBone app and luckily he also got the card instantly with 2L credit limit.
 
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Z

zaid_2913

TF Premier
Jeba M said:
May be you are not eligible for pre qualified card currently. For me, After getting a WhatsApp message from PNB regarding the pre qualified card, I had checked and applied through PNBONE app and got my LTF select card instantly. For my friend, he didn't receive any SMS or WhatsApp message for his pre qualified card. We just checked through PNBone app and luckily he also got the card instantly with 2L credit limit.
Click to expand...
Maybe you already have PNB credit card, That is the reason they didn’t ask for documents.
 
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P

prc1990

TF Ace
Jeba M said:
May be you are not eligible for pre qualified card currently. For me, After getting a WhatsApp message from PNB regarding the pre qualified card, I had checked and applied through PNBONE app and got my LTF select card instantly. For my friend, he didn't receive any SMS or WhatsApp message for his pre qualified card. We just checked through PNBone app and luckily he also got the card instantly with 2L credit limit.
Click to expand...
BTW what is your current rate of interest for your HL?
 
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J

Jeba M

TF Buzz
prc1990 said:
I took it at the rate 8.55 but in app it shows 7.1 now (shouldn't be the case).
Click to expand...
I think your account is opened recently. The bank is offering reduced interest rate to new customers only for short period. Now the interest for all the old customer is starting from 9.25%. For me and my friend the apps showing correct interest rate. You can confirm the interest through net banking.
 
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J

Jeba M

TF Buzz
federer.reddevil said:
Can you tell where to check in PNBone app I clicked on Credit Card it opened to pnbcard.in I dont think I am looking in the correct place
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Under the pre approved credit card section I had applied my card. It's redirected to pnb credit card website and after entering the account details it's shown me select credit card for LTF and after entering the OTP the card was generated instantly. For new card customers to know the card details we should note the application number for viewing the virtual card.
 
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F

federer.reddevil

TF Premier
Jeba M said:
Under the pre approved credit card section I had applied my card. It's redirected to pnb credit card website and after entering the account details it's shown me select credit card for LTF and after entering the OTP the card was generated instantly. For new card customers to know the card details we should note the application number for viewing the virtual card.
Click to expand...
Mine showing No offers available
 
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P

prc1990

TF Ace
Jeba M said:
I think your account is opened recently. The bank is offering reduced interest rate to new customers only for short period. Now the interest for all the old customer is starting from 9.25%. For me and my friend the apps showing correct interest rate. You can confirm the interest through net banking.
Click to expand...
My account was opened in 2019 with UBI and got migrated to PNB in 2020 after amalgamation.
 
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J

Jeba M

TF Buzz
prc1990 said:
I took it at the rate 8.55 but in app it shows 7.1 now (shouldn't be the case).
Click to expand...
Their website is showing 8.75 present interest for HL but they are changing 9.25 for me. I want to escalate the issue to customer care. So confirm your current interest rate on net banking. I don't know when it was reduced to 8.75. When I was checked lost time on 09.02.2023 it was 9.30. If you know the current reduced rate interest date inform me to register the complaint.
 
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P

prc1990

TF Ace
Jeba M said:
Their website is showing 8.75 present interest for HL but they are changing 9.25 for me. I want to escalate the issue to customer care. So confirm your current interest rate on net banking. I don't know when it was reduced to 8.75. When I was checked lost time on 09.02.2023 it was 9.30. If you know the current reduced rate interest date inform me to register the complaint.
Click to expand...
Are you on MCLR or RLLR?
 
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