PNB credit card application

[Shiblu]

I applied PNB credit card upload all documents and Completed VKYC now got a mail they asking Form 16 I don't have Form 16 . Can I send others bank credit card statement. PNB can approve on card to card basis.

 

[cardy]

Send ITR if you have

 

[panu24]

Go through this discussion
Thread 'Tips to apply PNB Credit Card and ways for quick approval..' https://www.technofino.in/community...redit-card-and-ways-for-quick-approval.10340/

 

[Boy 07]

I applied PNB credit card upload all documents and Completed VKYC now got a mail they asking Form 16 I don't have Form 16 . Can I send others bank credit card statement. PNB can approve on card to card basis.

What documents you have submited before vdky ? I have submited last three month salary slip along with last six month bank statement

 

[Boy 07]

I applied PNB credit card upload all documents and Completed VKYC now got a mail they asking Form 16 I don't have Form 16 . Can I send others bank credit card statement. PNB can approve on card to card basis.

Can you tell me whats document you have submitted??? I have submitted payslip and bank statement Annually income 3.72 lakh will they approved that or not ???

 

[cardy]

Can you tell me whats document you have submitted??? I have submitted payslip and bank statement Annually income 3.72 lakh will they approved that or not ???

Which card you have applied?
Select will not be available on that income range but platinum may be approved

 

[Boy 07]

Which card you have applied?
Select will not be available on that income range but platinum may be approved

yes i have applied black colour rupay platinum.How much time does it take to approved or declined

 

[cardy]

yes i have applied black colour rupay platinum.How much time does it take to approved or declined

It takes time.
It may take 15 to 30days don't worry

 

[Boy 07]

It takes time.
It may take 15 to 30days don't worry

realy ???

 

[cardy]

realy ???

Ya bro sometimes in the season they take more you know

 

[Boy 07]

i have submited last three month salary slip and last six month bank statement now they asked me ITR/form 16

 

[cardy]

i have submited last three month salary slip and last six month bank statement now they asked me ITR/form 16

Generally they ask for ITR for everyone

 

[panu24]

i have submited last three month salary slip and last six month bank statement now they asked me ITR/form 16

I only submitted ITR of last 2 years and it got processed immediately.

 

[Boy 07]

I only submitted ITR of last 2 years and it got processed immediately.

Generally they ask for ITR for everyone

OKEY so i should left the application there are many banks provides card on cibil based

 

[panu24]

OKEY so i should left the application there are many banks provides card on cibil based

Well if you still want to get this card there are some threads here check them

Thread 'PNB Credit card approved WITHOUT ITR or Form 16- by escalation to RBI'

Mar 20, 2023

PNB Application process for me goes like this :-

6 March 2023 - Applied for PNB card using 3 months payslip and 6 months bank statement, even though I didnt have ITR or Form 16.

7 March 2023 - Tried to complete VKYC, but no agent was connecting till 4.40 PM. Exactly at 4.45 PM, one agent got connected, and my VKYC was succesful.

9 March 2023 - VKYC approved. Yet in PNB Genie app, it showed that VKYC is "Not Applicable". Don't know why.

13 March 2023 - Got message that application is lying discrepant. Called customer care, and asked them what to do. Customer care...

• AsB
• Replies: 29
• Forum: PNB Card

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and

Thread 'Getting a PNB Credit Card without ITR (the hard way)'

May 4, 2023

Want to share my experience of getting a PNB credit card after months of delays, thanks to bank's incompetence and not accepting their fault. Also, want to show that banks cannot have everything their way if you can prove them wrong.

Before people jump to the conclusion that why can't I simply provide the ITR, I was in college for the past 2 years and therefore I did not file an ITR.

Dec-22: Filed for PNB Rupay Select online and completed VKYC after 2 days

Feb-23: VKYC approved and bank asked for ITR. I told bank that it is nowhere mentioned but they said it is mandatory as per...

• Walter White
• Replies: 46
• Forum: PNB Card

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