1st-Oct - applied and did the video KYC same day
17Oct - got first reply thru SMS get application in-principle approved please complete Vkyc..
sent 3-4 mail regarding that Vkyc aready done
31Oct- got second SMS that Video KYC has been approved
3Nov- got 3 SMS that my application lying discrepant. start sending last 2year ITR in gap of 2 days
11Nov - got delightful message that your PNB Card application has been approved