(post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

[supperman]

Sadly, after the first payment post saving the card and getting the desired gateway, any subsequent payment for any other card, on different accounts, and indeed with different TAP cards saved, is getting the dreaded "Unable.. Blah .contact customer...Blah" message.

 

[Abhishek012]

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

 

[6ix9ine]

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

pehle isko hide karo phir batao, log dekhte hi pelna start kar rhe hai

 

[Riva]

What is the MCC for the Axis link? Any failure or rejection rate? Ppl who have used this pls mention your experience.

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

@Abhishek012 Any idea on this one?
what is the mcc code / merchant name when paying via https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp. Also are there any additional charges?
Flipkart bill pay was working a few weeks ago, but now it says "Cannot validate plan".

For someone who does not have and IDFC or SBI DC, what are the platforms that can be used to pay hdfc/axis cc bills without extra charges.

 

[Abhishek012]

@Abhishek012 , Should I use IDFC Firstap for Credit Card Bill using PhonePe?

I'm a IDFC Select Customer.

This month credit card bill 2L. Shall I get 2.5% cashback?

@Anindya98 , I think you're IDFC customer. Are you using this way to get rewards?

Use Freecharge app or web for cc bill payment and only "FREECHUTIL" merchant name is eligible for rewards.

How to get FREECHUTIL merchant name ?

Ans - People having saved cards details in the freecharge app will get FREECHUTIL

IF YOU WILL TYPE MANUALLY AND DO GATEWAY WILL CHANGE MCC VERIFIED

so, just do Rs10 or Rs100 transaction and save your card on freecharge.

 

[Abhishek012]

@Abhishek012 Any idea on this one?
what is the mcc code / merchant name when paying via https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp. Also are there any additional charges?
Flipkart bill pay was working a few weeks ago, but now it says "Cannot validate plan".

For someone who does not have and IDFC or SBI DC, what are the platforms that can be used to pay hdfc/axis cc bills without extra charges.

Rs300 ka trxn karo and khud dekhlo. 🤣🤣

 

[kalyan324]

tried but rupay debit card details are not getting saved

Yes card details not getting saved
Tried from app and browser didn't work
Both the times got "freechargepaymenttechnmumbai"

 

[Rohakishan]

Yes card details not getting saved
Tried from app and browser didn't work
Both the times got "freechargepaymenttechnmumbai"

happening same with me

 

[dealminer]

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

pehle isko hide karo phir batao, log dekhte hi pelna start kar rhe hai

Naya thread banega naye month ke lie 🤣

 

[Abhishek012]

Yes card details not getting saved
Tried from app and browser didn't work
Both the times got "freechargepaymenttechnmumbai"

happening same with me

It will take sometime to save your card.

 

[RadTheCrab]

Nhi ara ye chutil ! 🤡

F R E E

 

[FinanceBaBa]

Use Freecharge app or web for cc bill payment and only "FREECHUTIL" merchant name is eligible for rewards.

How to get FREECHUTIL merchant name ?

Ans - People having saved cards details in the freecharge app will get FREECHUTIL

IF YOU WILL TYPE MANUALLY AND DO GATEWAY WILL CHANGE MCC VERIFIED

so, just do Rs10 or Rs100 transaction and save your card on freecharge.

It's not working since yesterday bro.. No matter you save the card or not now name is "Freecharge Payment Techn" and it's mcc is 6012.. Did a small transaction yester to confirm..
Any other working app with utility MCC.?

 

[iamgroot]

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

batao bhai....Rbl edc mujhe loot lega nahi to😐

 

[iamgroot]

Use Freecharge app or web for cc bill payment and only "FREECHUTIL" merchant name is eligible for rewards.

How to get FREECHUTIL merchant name ?

Ans - People having saved cards details in the freecharge app will get FREECHUTIL

IF YOU WILL TYPE MANUALLY AND DO GATEWAY WILL CHANGE MCC VERIFIED

so, just do Rs10 or Rs100 transaction and save your card on freecharge.

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

Garam karke thanda chod dia😁😂

 

[Sup]

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

Savesage on kotak 811?

 

[honey_jpr]

Chalo dusra app bata deta hu phir ? kya bolte ho tumlog ?

neki aur pooch pooch, bs yeh cashback ka daur kabhi khatm na hone paaye

 

[Abhishek012]

Yes card details not getting saved
Tried from app and browser didn't work
Both the times got "freechargepaymenttechnmumbai"

happening same with me

Another person told - Yes getting the right mcc "FREECHUTIL" for cc bill payment after I saved my idfc rupay dc by doing a mobile recharge for Rs. 10/-

 

[iamgroot]

Another person told - Yes getting the right mcc "FREECHUTIL" for cc bill payment after I saved my idfc rupay dc by doing a mobile recharge for Rs. 10/-

rbl edc ka batao bro.

 

[Slayer]

Another person told - Yes getting the right mcc "FREECHUTIL" for cc bill payment after I saved my idfc rupay dc by doing a mobile recharge for Rs. 10/-

Got FREECHUTIL for saved IDFC card right now

 

[kalyan324]

Another person told - Yes getting the right mcc "FREECHUTIL" for cc bill payment after I saved my idfc rupay dc by doing a mobile recharge for Rs. 10/-

Ok I paid cc bill of rs.200 may be that's the reason card not getting saved