Pre-approved and LTF ICICI RuPay Coral credit card

[iM23]

Just before a month, ICICI offered me first credit card which was pre-approved and LTF. It is HPCL coral credit card. And today I can see they are offering me Rupay Coral credit card pre-approved and LTF. I was surprised to see it. How can they offer another card within one month, that too pre-approved and LTF? Whatever, I want to get it. Should I go for it? And will my current limit will be shared?

 

[falcon007]

Virtual card is getting generated with shared limit of previous card instantly.

 

[Nishan11]

I have only 1 rupay CC tata neu. I was getting pre approved offer for LTF ICICI Coral rupay from many months, finally took it today through netbanking.
Already have ICICI AMAZON, SAPPHIRO (MC+AMEX) & PLATINUM.

Wanted 2nd Rupay CC & I have good limit in ICICI Cards,so took it.

 

[prab096]

i also have ICICi coral rupay credit card and I also completed the spending milestone (spend 2L and get 2000 reward points) last month and wanted to know when will the milestone benefit will get credited?

 

[djrocky]

Can someone point me to the benefits of this rupay credit card ?

 

[Manoj Pant]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee. However ICICI returned my annual fee just after card closure. Now Joining Fee- NIL , Annual Fee- Nil offer is reflecting for Coral Rupay cc in IMobile app & I applied again. Will this card LTF ? Will they hit CIBIL for pre approved offer? When will I get Physical credit card?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee.

was it paid when applied?

 

[Manoj Pant]

was it paid when applied?

No Branch agent told me that it will be LTF, he also filled LTF in his form, but annual fee was deducted.

 

[iM23]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee. However ICICI returned my annual fee just after card closure. Now Joining Fee- NIL , Annual Fee- Nil offer is reflecting for Coral Rupay cc in IMobile app & I applied again. Will this card LTF ? Will they hit CIBIL for pre approved offer? When will I get Physical credit card?

If iMobile is showing it as LTF, it will be LTF, don't worry.

And if you already have another ICICI card, then the limit will be shared and no CIBIL hit will happen (at least in my case it didn't happen).

 

[Abhishek012]

I closed my previous ICICI CORAL RUPAY credit card because they deducted 500+ GST as annual fee. However ICICI returned my annual fee just after card closure. Now Joining Fee- NIL , Annual Fee- Nil offer is reflecting for Coral Rupay cc in IMobile app & I applied again. Will this card LTF ? Will they hit CIBIL for pre approved offer? When will I get Physical credit card?

LTF card. No cibil hit.

 

[rrsji]

SBI credit card hit cibil two time, can we ask them to remove it. If yes how?

 

[Vishal@12]

SBI credit card hit cibil two time, can we ask them to remove it. If yes how?

Write email to there nodal officer regarding this.

 

[Fini7777]

I've ICICI Apay cc and I don't have any other cards or accounts with ICICI
Will they offer coral rupay LTF ?
Did anyone get the coral rupay LTF?

 

[Vishal@12]

I've ICICI Apay cc and I don't have any other cards or accounts with ICICI
Will they offer coral rupay LTF ?
Did anyone get the coral rupay LTF?

Yes they offer coral rupay Ltf on basis of Apay CC and to some people they don't depends on CC profile.

 

[SSV]

I've ICICI Apay cc and I don't have any other cards or accounts with ICICI
Will they offer coral rupay LTF ?
Did anyone get the coral rupay LTF?

Just check in Android imobile App.. you should see an offer under cards

 

[ubn]

Two days back I had applied for pre-approved coral rupay ltf, now they have issued two coral rupay cc, any solution for closing one of it as it's an issue from their side. Technically applying for pre-approved coral rupay is possible only once and if tried again it showed " i already have this varient card, kindly choose other varient".
Will it affect cibil score if I close one out of the two newly issued credit card?

 

[fin_avid]

Two days back I had applied for pre-approved coral rupay ltf, now they have issued two coral rupay cc, any solution for closing one of it as it's an issue from their side. Technically applying for pre-approved coral rupay is possible only once and if tried again it showed " i already have this varient card, kindly choose other varient".
Will it affect cibil score if I close one out of the two newly issued credit card?

the first question to ask is will it affect your cibil score, suddenly if 2 new credit cards are added into yr account.
But no, all gemstone cards ll be shown under a single account in cibil (provided u already have a gemstone card)..

also if its issued oly 2 days back it wouldnt have been reported to cibil yet..

 

[ubn]

the first question to ask is will it affect your cibil score, suddenly if 2 new credit cards are added into yr account.
But no, all gemstone cards ll be shown under a single account in cibil (provided u already have a gemstone card)..

also if its issued oly 2 days back it wouldnt have been reported to cibil yet..

My primary card is Amazon pay and based on that pre-approved coral rupay was offered.

 

[fin_avid]

My primary card is Amazon pay and based on that pre-approved coral rupay was offered.

then it ll be a new cibil account for tat limit. but most probably it ll be one account for both the coral cards.

 

[SSV]

Two days back I had applied for pre-approved coral rupay ltf, now they have issued two coral rupay cc, any solution for closing one of it as it's an issue from their side. Technically applying for pre-approved coral rupay is possible only once and if tried again it showed " i already have this varient card, kindly choose other varient".
Will it affect cibil score if I close one out of the two newly issued credit card?

No it won’t effect your CIBIL if you close the recently opened card

 

[SSV]

My primary card is Amazon pay and based on that pre-approved coral rupay was offered.

Don’t worry. Nothing happens..
Let the dust settle.. update here how many cards you got after a week or two. We will sort out the problem, if any..
You will have two accounts on CIBIL
One for Apay and another for coral card(s)