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Prior to Amazon ICICI application help/suggestions needed

  • Thread starter Thread starter zenchill
  • Start date Start date
  • Replies Replies 44
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zenchill

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I had a savings bank account which I hardly used with a bank which was taken over by ICICI Bank. Over the years they increased the MAB to regular account and so I withdrew funds but didn’t close the account. The account is now dormant and may be they may have added some MAB non maintenance charges.
I have been thinking of applying ICICI Amazon CC. Now as per my understanding if you are already an ICICI customer it helps with approval (considering they are rejecting quite a lot recently)
Also some threads say go for regular ICICI CC first and then Amazon variant.
Please suggest what’s the better option.
Option 1: Apply for Amazon ICICI straight away
Option 2: make my dormant account active, pay non MAB charges etc and then apply
Or
Option 3: Reactivate dormant account, wait for a regular CC offering and once I get that which I don’t know when it may be then look at amazon pay ICICI.

Experts comments welcome. Thanks in advance.
 
Hey, I am getting this banner in my maa amazon account. It says, "Get Amazon Pay ICICI credit card approved in 30 mins & enjoy 3% back (Rs.X,XXX). Apply now" on every product page. Also, same banner on card page. In the meantime, I got at least 2-3 calls from icici people to apply it as LTF. My maa has Secured OneCard (15k limit) for 1.6yrs & recently approved Airtel Axis (40k limit) from this Aug. She also Amazon PayLater of 30k limit. Cibil-774, experian-794 & equifax-820+. & Self employed.

Should I apply? or wait for 3-4 months as recently approved Axis card?
You should apply . .
 
What does this tell about? I am getting an option to "get card in 30 mins" instead of usual "apply now" button.

I am planning to apply for this card this month btw.
This tells that you will get the card now easily. I was also getting this option so I applied last month and I get this card approved not in 30 minutes but in few hours. So if you are planning to get this card go for it.
 
This tells that you will get the card now easily. I was also getting this option so I applied last month and I get this card approved not in 30 minutes but in few hours. So if you are planning to get this card go for it.
bro my adhaar phone number and Amazon phone number is different, is it a problem?
and Have you done video kyc ? or it was directly approved.

btw thanks for the info 👍
 
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