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Pro Tips to make a SBI card life time free

RkrRkr is verified member.

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Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
I never expected this to work but after seeing this thread I was tempted to try. I have 2 SBI cards (Ola and BPCL). As soon as I raised the request for Ola they agreed to convert it to LTF. But they were not able to do it for BPCL. My ola card is 3+ years old whipe BPCL card is just 6 months old. Maybe that was the reason. But they said I can raise a request again after few months and then they may be able to make it LTF. Thanks @Rkr for this. I am still surprised that "is it really SBI?" 🤣
 

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I never expected this to work but after seeing this thread I was tempted to try. I have 2 SBI cards (Ola and BPCL). As soon as I raised the request for Ola they agreed to convert it to LTF. But they were not able to do it for BPCL. My ola card is 3+ years old whipe BPCL card is just 6 months old. Maybe that was the reason. But they said I can raise a request again after few months and then they may be able to make it LTF. Thanks @Rkr for this. I am still surprised that "is it really SBI?" 🤣
Haha.....enjoy Happiness of LTF one that too from SBI card is imaginable....After all TF Community aim is to share and learn. @TechnoFino
 
Try on your BPCL one Just after Anniversay month....
I never expected this to work but after seeing this thread I was tempted to try. I have 2 SBI cards (Ola and BPCL). As soon as I raised the request for Ola they agreed to convert it to LTF. But they were not able to do it for BPCL. My ola card is 3+ years old whipe BPCL card is just 6 months old. Maybe that was the reason. But they said I can raise a request again after few months and then they may be able to make it LTF. Thanks @Rkr for this. I am still surprised that "is it really SBI?" 🤣
 
Try on your BPCL one Just after Anniversay month....
Yes will do that. I am also thinking. What if I upgrade to BPCL Octane and then get that converted to LTF. I dint see anyone mentioning a card converted to LTF that has more than 1000 fee. But let me know if that is possible.
 
Yes will do that. I am also thinking. What if I upgrade to BPCL Octane and then get that converted to LTF. I dint see anyone mentioning a card converted to LTF that has more than 1000 fee. But let me know if that is possible.
Yes, For higher variant SBI Card and SBI cashback card , its little bit difficult....but they will reverse your A/fee or will provide you somewhere equal Miles/reward points instead of making them LTF...

If Anyone reaching milestone of fee waivers then its ok otherwise ask for reversal of A/fee or equivalent benifits on higher variant sbi cards.
 
Yes will do that. I am also thinking. What if I upgrade to BPCL Octane and then get that converted to LTF. I dint see anyone mentioning a card converted to LTF that has more than 1000 fee. But let me know if that is possible.

Octane converted into LTF + 1000 RP bonus
 
Yes, For higher variant SBI Card and SBI cashback card , its little bit difficult....but they will reverse your A/fee or will provide you somewhere equal Miles/reward points instead of making them LTF...

If Anyone reaching milestone of fee waivers then its ok otherwise ask for reversal of A/fee or equivalent benifits on higher variant sbi cards.
I have got my joining fees reversed in March for mis-selling of card in the name of LTF. So they won't entertain the request to make the card LTF right?
 
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