Pro Tips to make a SBI card life time free

[RkrRkr is verified member.]

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.

 

[Tarun239]

Some generic response like how good the card is compared to the nominal annual fee and finally expressing apology for not providing LTF

How old is the card and usage?

 

[binno]

Some generic response like how good the card is compared to the nominal annual fee and finally expressing apology for not providing LTF

Do they say that ltf offer is not available for you rn ?

 

[souvikr]

every time you gave card closure request via app?

No I never raised closure request, just sent them chatgpt generated mails in every months.

 

[kushhh]

No I never raised closure request, just sent them chatgpt generated mails in every months.

How much did you spent till now?

They again rejected my ltf request

 

[souvikr]

Do they say that ltf offer is not available for you rn ?

No, didn't mention anything about offer.

 

[souvikr]

How much did you spent till now?

They again rejected my ltf request

Approx 3L till now

 

[souvikr]

How old is the card and usage?

14 months. Approx 3L till now.

 

[kushhh]

Approx 3L till now

You e-mailed nodal officer?

 

[souvikr]

You e-mailed nodal officer?

No, sent to normal customer services mail.

 

[Das.N]

Which email did you contact? Please share, I will start mailing them from today until they make my simplyclick ltf.

 

[vega]

No, sent to normal customer services mail.

This is what I suggest to anyone, just be nice and be direct. You don't need to threaten them with closure. If you fit into their category (of ltf conversion), they will happily do it.

Meanwhile, people take such a pain of first clearing all dues even the EMI, then initiating closure from the App. On the other hand, the ltf can be requested just by shooting a simple mail.

 

[Das.N]

This is what I suggest to anyone, just be nice and be direct. You don't need to threaten them with closure. If you fit into their category (of ltf conversion), they will happily do it.

Meanwhile, people take such a pain of first clearing all dues even the EMI, then initiating closure from the App. On the other hand, the ltf can be requested just by shooting a simple mail.

Let's see, what they reply in my case.
I tried the card closure request process few months back and they didn't make my card ltf. But reversed the annual fee.
Now I will send one email every month to make my card ltf.

 

[Rohith-2009]

Let's see, what they reply in my case.
I tried the card closure request process few months back and they didn't make my card ltf. But reversed the annual fee.
Now I will send one email every month to make my card ltf.

Yes i tried closure request twice but they did not make it LTF

 

[vaibhav111vaibhav111 is verified member.]

SBI CB Fees charged! Now let c tomorrow I can connect with them and get it reversed cause through app it ask to clear the due first.

 

[raghu.rokda]

SBI CB Fees charged! Now let c tomorrow I can connect with them and get it reversed cause through app it ask to clear the due first.

Ye to khela ho gaya apke sath

 

[vaibhav111vaibhav111 is verified member.]

Ye to khela ho gaya apke sath

I did knew sbi would charged me first but they charged me a day before bill generation vs simplyclick charged fees in the first day of new calendar year so fees will be reversed I was told by sbi cs for sbi cb on recorded line. Let c if that really true or not.

 

[D₹V]

SBI CB Fees charged! Now let c tomorrow I can connect with them and get it reversed cause through app it ask to clear the due first.

Hopefully you'll get LTF.

 

[Das.N]

SBI customer care declined my request to make my simplyclick life time free again. Here's the reply from SBI via mail:

26/11/2023
Dear Mr. Das,

Thank you for writing to SBI Card.

This is with reference to your communication dated 24/11/2023.
We regret to inform you that we are unable to process your request due to internal policy.

Annual Fee Charged:

We wish to apprise you the annual fee billed to your card account is a basic product price which covers only a portion of the cost incurred by us in maintaining your card account.

We wish to inform you that annual fee of Rs.499 plus service tax (Applicable Taxes) is applicable for your card account.

We regret to inform you that we are unable to reverse any amount towards the annual membership fee on your SBI card account.

We wish to inform you that as per our records, a waiver of the annual fee on your SBI card account was applicable only in case there was a usage for more than Rs.100000 in an year on your SBI card account.

Service Tax Related:

 

[Rohith-2009]

SBI customer care declined my request to make

Sad. we will wait.

Do you have BOB cc?

 

[prashu]

SBI customer care declined my request to make my simplyclick life time free again. Here's the reply from SBI via mail:

26/11/2023
Dear Mr. Das,

Thank you for writing to SBI Card.

This is with reference to your communication dated 24/11/2023.
We regret to inform you that we are unable to process your request due to internal policy.

Annual Fee Charged:

We wish to apprise you the annual fee billed to your card account is a basic product price which covers only a portion of the cost incurred by us in maintaining your card account.

We wish to inform you that annual fee of Rs.499 plus service tax (Applicable Taxes) is applicable for your card account.

We regret to inform you that we are unable to reverse any amount towards the annual membership fee on your SBI card account.

We wish to inform you that as per our records, a waiver of the annual fee on your SBI card account was applicable only in case there was a usage for more than Rs.100000 in an year on your SBI card account.

Service Tax Related:

My sbi bpcl card is 6months old and used 1.2L. Can i ask them for LTF conversion ?