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Pro Tips to Make a SBI Card Life Time Free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
Called up the customer care today they said for LTF conversation you have to be a heavy spender and on time payments

Simple Click card is hardly used in a year so they waived off the annual fees

For CB card they said it can be done as LTF but in the card renewal year as my card is just 8 months old they asked me contact before the renewal for LTF
On the CB card, what are you spending for the first 8 months when you requested this?
 
Can you please explain?

Rotated earlier using this trick, this is no longer working
Also, what's the total spends until 8 months before you requested for LTF?
5-6L
 

Rotated earlier using this trick, this is no longer working

5-6L
5-6L within 8 months🙄. What's ur limit then
 
Does calling customer care and talking with retention to close credit card trick works really ??

Because first they raise the closure request then only they can able to transfer call to the retention team. So is it a risky way?
 
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