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Problem with checking Experian credit score

Haven’t even installed one card app or applied. Got the below sms from onecard

1. Limit shows Rs.135000/-, Is it pre approved & LTF?
2. Should I apply for it?
3. Will there be a hard enquiry in CIBIL?

@ashwink @SunnyM @Subhankar

View attachment 3735
1. Yes, pre-approved limit. OneCard is LTF for all.
2. Depends on your usage. IMO no harm in getting a LTF card. And that too a metal one! 😁
3. Yes, most probably there will be an enquiry.
 
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