Question: IDFC Card Select to Wealth

[parth]

Does anyone Know how to upgrade the card to wealth.

 

[ujjawal]

I really don't know, since they approved for me without any documents, I thought having 800 in cibil is good enough to get wealth card.

What is the highest limit you have on your existing credit card? If it is more than 5L then that could be the reason for Wealth card.

 

[BigdeBigde is verified member.]

What is the highest limit you have on your existing credit card? If it is more than 5L then that could be the reason for Wealth card.

The max limit is 8L and I have it on at least 3 different cards.

 

[hariselio]

What is the highest limit you have on your existing credit card? If it is more than 5L then that could be the reason for Wealth card.

5L in regalia, but hdfc doesn't report max limit right? My maximum usage in regalia in a month was 3.4L and that limit only i could see in cibil.

 

[ujjawal]

5L in regalia, but hdfc doesn't report max limit right? My maximum usage in regalia in a month was 3.4L and that limit only i could see in cibil.

Good to know this I thought 4L is floor limit for Wealth card.

 

[ujjawal]

The max limit is 8L and I have it on at least 3 different cards.

Did you apply on C2C basis? With this kind of limit they should not have rejected your request.

 

[BigdeBigde is verified member.]

Did you apply on C2C basis? With this kind of limit they should not have rejected your request.

I got Select initially via there website, at that time wealth was also offered by I didn't take. Requested them for an upgrade last week and also shared relevant documents.

 

[hariselio]

Good to know this I thought 4L is floor limit for Wealth card.

Possibility... I've citi with 4.56L, APay 4.6L and axis 4L limit. But I've not applied using C2C.

 

[ujjawal]

I got Select initially via there website, at that time wealth was also offered by I didn't take. Requested them for an upgrade last week and also shared relevant documents.

Some stupid peeple are handling their upgrade department, very difficult to get upgrade.
I had also asked for upgrade from Millenia and shared other bank statement with 4.5L limit but they refused to upgrade so I have closed the card, no point in wasting time.

 

[TechnoFinoTechnoFino is verified member.]

If you have limit more than 3L on your existing credit card, then email and request for upgrade.

 

[rahulmr]

I had select but a few months back I just applied for a new card again and the wealth was available for me and it got delivered but then I had issues with add-on card. They said as I had add-on card for the select I have to.close the select and then apply for wealth add-on. Also they said it's a technical glitch that I got the wealth when I was having select and they said during audit one of the cards might be closed . I didn't think twice and closed the select and got the wealth add-on as well. Thank GOD it looks like a decent card with movie ticket offers(buy 1 get 1) upto 500Rs and LTF and Road side assistance as well ☺️

 

[V360V360 is verified member.]

If you have limit more than 3L on your existing credit card, then email and request for upgrade.

@TechnoFino - Sumanta, it's not working. Shared income docs (30+ LPA) and CC statements with 5 Lacs limit, they denied without any explanation

 

[Pramtesh]

.

Is it mandatory to use this card every quarter? Never came across such condition, do they deactivate this card if one does not use it or do they have any penalty associated for non usage?

Usually now the condition are changing. Some card has 6 month. Some bank can close the card too

 

[BigdeBigde is verified member.]

@TechnoFino - Sumanta, it's not working. Shared income docs (30+ LPA) and CC statements with 5 Lacs limit, they denied without any explanation

Try reaching out to head.customerservice@idfcfirstbank.com with all the supporting documents.

 

[V360V360 is verified member.]

Try reaching out to head.customerservice@idfcfirstbank.com with all the supporting documents.

Done and dusted, this team also had the same response for me.

 

[ltf4ever]

Tried my luck by requesting an upgrade for my Select to Wealth, shared the necessary documents on banker@idfcfirst.com, it looks like IDFC customer care have come more complacent now, despite showing a healthy income in form of my salary slips and bank statements they refused to offer me an upgrade and asked me to wait for offers from their side. I asked them to bug off and keep their so called offers to their privileged customers.

These are the same guys who presented an option to choose IDFC wealth when I was applying for their credit cards, that time I choose select as I was not interested in their so called golf lessons which come as a freebie with IDFC wealth.

Sorry for the long rant but I am not used to such rejections and this one from IDFC has certainly irked me a lot.

same. while applying, i got an option to get Select without any docs, or Wealth after submitting docs. i got lazy and went for Select, thinking that I can always upgrade later if i want. now they are not upgrading despite my high usage. first time seeing a bank that does not offer card upgrade to anyone. i completely stopped using this card after that.

 

[nitin007]

Now that's interesting, If you don't upgrade your one card by 31st August. IDFC bank will be issuing their wealth credit card as a replacement.

 

[Pramtesh]

Now that's interesting, If you don't upgrade your one card by 31st August. IDFC bank will be issuing their wealth credit card as a replacement.

Too bad i already took upgrade to federal Bank. With 10k rewards points. And 3 times limit

 

[BigdeBigde is verified member.]

Too bad i already took upgrade to federal Bank. With 10k rewards points. And 3 times limit

You already have IDFC Wealth don't you?

 

[BigdeBigde is verified member.]

Now that's interesting, If you don't upgrade your one card by 31st August. IDFC bank will be issuing their wealth credit card as a replacement.

A lot of folks have already switched to Federal or BOB, few caved in lieu of 10K reward points, I am sure only a handful of customers left who didn't switch to either of the banking partners. Hence IDFC rewarded them with their best card for the loyalty they have shown.

With this move, IDFC rubbed a lot of salt on the wounds of those who switched too early to other banks 😀.

 

[Pramtesh]

You already have IDFC Wealth don't you?

No.