Question: Which card is better between IndusInd Legend card and Platinum card?

[tarunsinghal38]

I have Platinum Credit Card of Indusand Bank which I had applied for from BankBazzar 2 months back. Now i am getting legend credit card from paisabazaar so should i take it. Should I close Platinum Credit Card and apply for Legend Credit Card?
My Platinum Card is Lifetime Free and Legend Card is also Lifetime Free. So what should I do whether I should take the legend card or not.

 

[bhavyegoelbhavyegoel is verified member.]

Indusind cards has lost their value so keep them only for offers. You can get better reward rates on cards like Axis Ace, SC Smart. If Legend is absolutely free then get it without thinking. If Legend is having fees then you will lose GST which is also good IMO.

 

[tarunsinghal38]

What should I do if I want to close platinum card and after that when can I apply for new card?

 

[bhavyegoelbhavyegoel is verified member.]

When you will get legend it will automatically get closed. Why you want to close it first and then apply?

 

[tarunsinghal38]

I thought it would have to be closed first, then it would apply, so I said this. I am getting this pre-approval from Paisabazaar so will it get approved or will the application itself get rejected.

 

[nirmalya]

IndusInd does not issue another card if you are holding one. Check with CC if there is any offer to upgrade to Legend LTF. I use the Platinum one occasionally, mostly for the BMS offer. From October onwards, it would be pretty much useless for me as they are discontinuing the offer. I had previously applied for the Legend card from Paisabazaar but they did not approve it. So, I am planning to close this card and apply for Legend again after 90 days.

 

[tarunsinghal38]

Thank you 😊