RBL Bank Signature+ Debit Card

[Karvanna]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌

 

[TheGambler]

Yep, I have

When do you generally get the rewards for sig+?
I haven't received for the november yet. First transaction ever on cheq.

 

[Praveen Urimi]

Hi, I could see virtual debit card in the app only today... Applied it on 4th Dec and tried to make a payment using the details, getting an error that contact details are not available and asking to contact branch or cust care in the payment page , anyone faced this ?

 

[4uziaul]

Hi, I could see virtual debit card in the app only today... Applied it on 4th Dec and tried to make a payment using the details, getting an error that contact details are not available and asking to contact branch or cust care in the payment page , anyone faced this ?

Try after 24 hours.

 

[Praveen Urimi]

Try after 24 hours.

Ok thanks 🙏

 

[4uziaul]

When do you generally get the rewards for sig+?
I haven't received for the november yet. First transaction ever on cheq.

Between 15-20th every month.

 

[Abhishek012]

Ab pakka aajayenga bada wala message 🤣
@Abhishek012 2% kaise batao Zara 🤣

2% kaise milega @Abhishek012 ...Please 🤣🤣🤣

isiliye mai kaha raha tha @Abhishek012 calculation wala post karo

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

CheQ app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice full kyc wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

 

[AlphaCAT]

Yes

If this gives 1% even on wallet loads then isn't it better to add into Paytm wallet and transfer it to bank. While using Indusind VISA Signature for credit card bill payments ?? Why majority of people then use this card for CC bill payments ??

I even get HDFC 750 RP without actually doing any spends on Platinum DC.

 

[rafzy]

If this gives 1% even on wallet loads then isn't it better to add into Paytm wallet and transfer it to bank. While using Indusind VISA Signature for credit card bill payments ?? Why majority of people then use this card for CC bill payments ??

I even get HDFC 750 RP without actually doing any spends on Platinum DC.

How do i get the hdfc 750 rp/cb without usign the platinum dc?
I have a hdfc esyshop platinum rupay dc, can i also get the 750 with cc billpay? If so, how?

 

[purush]

I tried to open RBL account in online but always get informations mis match. Any other way to open the account in my city there is no their branch

 

[realjayt]

How do i get the hdfc 750 rp/cb without usign the platinum dc?
I have a hdfc esyshop platinum rupay dc, can i also get the 750 with cc billpay? If so, how?

No you can not. Though it is written as “Easyshop Platinum” on the card, it’s not treated as such. You need to close that card and get an Easyshop Platinum Visa/MC for the CB upto 750.

 

[realjayt]

No you can not. Though it is written as “Easyshop Platinum” on the card, it’s not treated as such. You need to close that card and get an Easyshop Platinum Visa/MC for the CB upto 750.

I hold both the rupay and MC variant of the card for two different accounts.

 

[AlphaCAT]

No you can not. Though it is written as “Easyshop Platinum” on the card, it’s not treated as such. You need to close that card and get an Easyshop Platinum Visa/MC for the CB upto 750.

exactly . VISA/MC required

 

[MangoRush]

Recharge your Paytm FASTAG with overlimit amount . Amount will get debited . After few hours , it will fail . You will receive RP the next working day and refund/reversal after 2-3 working days .

This is a bug . Enjoy till it lasts . Been doing this from 3 months !!

750 points needs 75k spends 😳

 

[RasAl]

When do you get the 1000 voucher for the transactions done last month?

 

[4uziaul]

When do you get the 1000 voucher for the transactions done last month?

Between 15-20th every month.

 

[insight]

is RBL Signature+ DC available on all RBL accounts? If we open RBL prime digital savings account online can i apply for it?

Yes. All account variants have this option.

Which Accounts are people getting with or without DC Fees?

 

[4uziaul]

Which Accounts are people getting with or without DC Fees?

You have to pay debit card fees irrespective of which account variant you hold.

 

[j_s]

Which Accounts are people getting with or without DC Fees?

There is no way around the fees. Sig+ costs 5k plus 900 inr gst.
You get 5k back as vouchers .. that's as good as cash. 900 is the net outgo.

Any account variant will work for this.

 

[insight]

I had oppened the account online and got a virtual dc but I upgraded it to signature plus from the app itself.

Joining fee is 5k + gst but you get 5k worth voucher for that.

Which vouchers?

Annual fee is 1.5K + gst which can be waived off on spends of 3L.

Would CC Bill payments count towards that?

Any ways to bypass avoid these above Joining and Annual Fees?
@simplegarv

 

[simplegarv]

Which vouchers?

Would CC Bill payments count towards that?

Any ways to bypass avoid these above Joining and Annual Fees?
@simplegarv

Yes, You are charged with INR 5900 for the RBL Signature+ DC and you can get Rs. 5000 Multi-Brand Vouchers (Amazon, Flipkart, Myntra & all major brands are there) after paying the Joining Fees. (So, INR 900 get's lost in GST)

And, In an Year, If you're able to pay the CC Bills or Can do spends of 5L or More then you get 1% of 5L = 5000 + Rs. 5000 Voucher more and then you're also not charged with the Annual Fees.