RBL Bank Signature+ Debit Card

[Karvanna]

- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌

 

[MJN]

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

CheQ app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice full kyc wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Very good explanation; Where I can see the cashback in RBL App?

 

[4uziaul]

Very good explanation; Where I can see the cashback in RBL App?

You can't. When you receive the cashback or points, you will get an SMS and email with the link to redeem the points.

 

[Abhishek012]

Is Paying in cred using rbl s+ dc eligible for 1% cb ?

Yes.

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

CheQ app - cc bill repayment

mobikwik app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice full kyc wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

 

[AlphaCAT]

There is no need to pay any bills . Just add in any wallet (Amazon/Paytm) or INDIE account via Signature DC . Take 1% cb eazyyy

 

[Deleted member 23535]

There is no need to pay any bills . Just add in any wallet (Amazon/Paytm) or INDIE account via Signature DC . Take 1% cb eazyyy

Kotak 811 also?

 

[Deleted member 23535]

Paid cc bill in park+
How much time it will take?

 

[Deleted member 23535]

scanned qr code via az app in local shop
Tried to pay via az wallet balance(added money using dc)
Txn failed

@Abhishek012

 

[Abhishek012]

scanned qr code via az app in local shop
Tried to pay via az wallet balance(added money using dc)
Txn failed

@Abhishek012

when you activated Wallet UPI ?

Hope you know first time UPI activate limit is 5k for next 24-48hrs.

Also try under 2k transaction.

 

[Deleted member 23535]

when you activated Wallet UPI ?

Hope you know first time UPI activate limit is 5k for next 24-48hrs.

Also try under 2k transaction.

Activated, when i saw your post about az wallet upi launch

100 txn only

 

[Abhishek012]

Activated, when i saw your post about az wallet upi launch

100 txn only

Ok, if Wallet UPI activated then try after 24-48hrs and SIM card must be in the phone when you use Amazonpay Wallet UPI.

Remember - only Amazonpay wallet balance will work for Wallet UPI transaction. Amazon gift card balance will not work.

 

[margan]

Yes.

Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio: If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:

1. 1000 GV per month X 12 = 12K points
2. 5000 GV per year X 1 = 5K points

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

CheQ app - cc bill repayment

mobikwik app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice full kyc wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Could you please clarify on below,
So here the condition for 5L spend is ....
We need to hit 1L spend per month, for any 5 months right.... ? not a cumulative spend of 5L in a year... ?

 

[Abhishek012]

Could you please clarify on below,
So here the condition for 5L spend is ....
We need to hit 1L spend per month, for any 5 months right.... ? not a cumulative spend of 5L in a year... ?

No. you can spend any amount per month but total 5 lakhs in a year is eligible for Rs5000 extra bonus voucher.

 

[SSV]

Could you please clarify on below,
So here the condition for 5L spend is ....
We need to hit 1L spend per month, for any 5 months right.... ? not a cumulative spend of 5L in a year... ?

No. you can spend any amount per month but total 5 lakhs in a year is eligible for Rs5000 extra bonus voucher.

But don’t spend more than 1L in a month, otherwise you lose 1% CB for the amount in excess of 1L for that month..
But it would still count for 5L milestone pa

 

[SSV]

Could you please clarify on below,
So here the condition for 5L spend is ....
We need to hit 1L spend per month, for any 5 months right.... ? not a cumulative spend of 5L in a year... ?

In other words, to maximise your CB returns
1) spend between 10k and 100k per month
2) Total spends per year just over 5 L

This will give you about 2% return on your 5L spends

Note: if you total spends per year increases more than 5L, your rate of return decreases proportionately

 

[Abhishek012]

In other words, to maximise your CB returns
1) spend between 10k and 100k per month
2) Total spends per year just over 5 L

This will give you about 2% return on your 5L spends

Note: if you total spends per year increases more than 5L, your rate of return decreases proportionately

Yo.

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

 

[pgarg24]

Yo.

Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.

• Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
• Return percentage next year onwards= 17K/12L ~ 1.41%

Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%

If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

Can you also confirm when they provide joining vouchers of 5k? I got my card on 17th dec, paid 1.3L cc bills(thru paytm) but didn't recieve anything yet as joining voucher.

 

[Deleted member 23535]

In other words, to maximise your CB returns
1) spend between 10k and 100k per month
2) Total spends per year just over 5 L

This will give you about 2% return on your 5L spends

Note: if you total spends per year increases more than 5L, your rate of return decreases proportionately

yesterday i did 4 txns,1k each
today when i try to pay 6k cc bill via paytm, showing limit exhausted
already set online txn limit to more than 10k in rbl app
Is there any limit to use in first 24-48 hrs?

@Abhishek012

 

[Shubham Yadav]

@vaibhav111

Pls check this thread title it's kind of misleading

The title seems like the whole card has been devalued whereas in reality, the only International transaction part has been changed

The title should be like

RBL card devalued in a term of international transactions

or something like that which shows the true picture of its content.

 

[senasenthil]

Can you also confirm when they provide joining vouchers of 5k? I got my card on 17th dec, paid 1.3L cc bills(thru paytm) but didn't recieve anything yet as joining voucher.

You would get between 15-20 next month

 

[4uziaul]

Can you also confirm when they provide joining vouchers of 5k? I got my card on 17th dec, paid 1.3L cc bills(thru paytm) but didn't recieve anything yet as joining voucher.

Joining vouchers within 30 days of the first transaction, and cashback every month between the 15th and 20th.