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RBL Bank Signature+ Debit Card

Karvanna

TF Select
VIP Lounge
- 1000 Rs Worth Voucher Every Month Even u Spend 1Lakh in anything (Wallet ,Rent,CC Bill Also)
- No Forex Charges (Other bank Charge 4%) On POS And Online Txn Only
- 2 Domestic Lounge Access Mostly Every Airport is there in the List
- Bonus 5000 Rs Worth Voucher When You Spend 5 Lakh in a year (This is Totally Seperate)
- Joining Fees 5900 incl tax (You will get Voucher Worth 5000)
- Annual Fees Waived Off If You Spend 3L in a year
- You Can redeem As vouchers In almost 30+ Brands (Flipkart,Amazon,Myntra Is Included)
Best Debit Card CC Bill Payers✌✌✌✌👌👌👌👌
 
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Very well explained 👌👌
Just one doubt, in this era of devaluation can this be taken for such a long time frame?

Note: if not the right place for RBL S+ discussion let me know i will delete or you may add it some place else.
Many people are using RBL Signature+ debit card from last 2-3 years. It seems that RBL Banks has no plans to devalue this card.

RBL bank got many new customers every month because of this card.
 
Use RBL Signature+ debit card. Best debit card ever and get approx 2% Cashback on Wallet and Credit card bill repayment too.

Return Ratio:
If you max. out the spends, i.e. 1L per month X 12= 12L in a year, you receive:
  1. 1000 GV per month X 12 = 12K points
  2. 5000 GV per year X 1 = 5K points
Total= 17K on an effective joining fee of (5900-5000)= 900 INR. Renewal fee anyway will be Zero from next year upon spending 3L+ in previous year.
  • Return Percentage for 1st year= (17K-900)/12L ~ 1.34%
  • Return percentage next year onwards= 17K/12L ~ 1.41%
Best Value: If your spends aren’t that high, hitting 5L in a year is the sweet spot.

In 1st year You get 5K Monthly + 5K Annual benefit = (10K-900)/5L ~ 1.82%

And next year onwards you get (5K + 5K)/5L ~ 2%


If you spend more than 12L in a year, return value goes downwards. As you can see, this card holds good till annual spends of 12L max only (preferably 1L per month spend with minimum 10K in a month to earn cashbacks as GV)

GVs available: Wide range of GVs with multiple price points are available for redemption against both Welcome/ Monthly benefits. Notable ones are Amazon, Flipkart, Croma, Bigbasket etc.

If you want to know where you spend RBL Signature+ debit card -

Paytm app - direct use debit card for cc bill repayment or Paytm wallet load

mobikwik app - cc bill repayment

CheQ app - cc bill repayment

Bajaj app - cc bill repayment

Payzapp app - cc bill repayment

Cred app - cc bill repayment (pay more than Rs50,001+ or selected user 10,001+ and get debit card option)

Amazon full kyc wallet - load and spend anywhere via Amazon wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.

Slice full kyc wallet - load and spend anywhere via Slice wallet UPI for bank transfer/cc bill repayment or merchant transaction via UPI.
Isko ab thoda colorful banao
 
Little bit clarity needed.

-DC Annual Fee: INR 1,500 *waived off @ 3 lakhs spend from POS/ECOM in a year from card issuance.
As i got the card last month so fees will be waived off if i spend 3l between Dec23 to Dec24, right?

-Cash vouchers worth of INR 5,000 on spends (INR 5 lakhs per year)
5l apends before financial yr or same like card issuance date?
TIA
 
Little bit clarity needed.

-DC Annual Fee: INR 1,500 *waived off @ 3 lakhs spend from POS/ECOM in a year from card issuance.
As i got the card last month so fees will be waived off if i spend 3l between Dec23 to Dec24, right?

-Cash vouchers worth of INR 5,000 on spends (INR 5 lakhs per year)
5l apends before financial yr or same like card issuance date?
TIA
Card issuance date for both waiver and 5k milestone
 
I had oppened the account online and got a virtual dc but I upgraded it to signature plus from the app itself. Joining fee is 5k + gst but you get 5k worth voucher for that. Annual fee is 1.5K + gst which can be waived off on spends of 3L.

kotak, jiomoney, chortel, indie, indusind, all this will work..
Paytm, mobidick, scamazon, slice all wallet will work..

Cumulative tranx should be 10k to get the gv..
Can my pay 4000 and 6000 rs each or it had to be 10000 only. Pls tell
 
RBL signature + DC is not being accepted anymore for paytm wallet load, paytm CC billpay, Amazon Pay load. Does anyone have this issue? hen tried to pay CC bill via Paytm, got the below error. My DC is otherwise working fine offline and all permissions and limits are enabled.
 

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RBL signature + DC is not being accepted anymore for paytm wallet load, paytm CC billpay, Amazon Pay load. Does anyone have this issue? hen tried to pay CC bill via Paytm, got the below error. My DC is otherwise working fine offline and all permissions and limits are enabled.
Check your limits in ur dc settings
 
RBL signature + DC is not being accepted anymore for paytm wallet load, paytm CC billpay, Amazon Pay load. Does anyone have this issue? hen tried to pay CC bill via Paytm, got the below error. My DC is otherwise working fine offline and all permissions and limits are enabled.
@Abhishek012

BEST DEBIT CARD
EVER EVER EVER EVER EVER  EVER
 
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