I get 6 % return through HP Pay App for petrol payments at HP Pumps . I have recieved a RBL IOCL XTRA card which gives 7.5% as rewards for IOCL payments. The card cost is 1770 per annum . Is it worth to activate the card ? I dont see a value now. Applied it through cashkaro for a Rs 800 reward . But now it feels not worth. Can anyone put their experience here please .