Regarding icici wealth account

[CardSeeker]

recently 3days back i opened icici wealth account and debit card also issued.

i already have one icici savings account and i linked new wealth account to old account mobile number

i already asked CC abt the same they said u can use both accounts.

QUERY IS after linking wealth account still imobile showing MAROON Colour not showing the black theme ?

any one faced the same issue or it takes time to convert to wealth ( two icici accounts showing on IMOBILE APP )

 

[gunnerTH]

There is no service request for kit in SR section, just in Deliverables i can see cheque book and DC, along with bluedart details.

Also bit of topic, just saw now that my ICICI direct demat account got converted to Priority Circle, not sure what are the advantages but in RM section i can see a phone number of RM and one hotline number for no wait like in WM

 

[kochiro]

Thanks Bro, did as you said and my net banking and imobile has turned black today.

Didn't had to sync anything as the new customer id never worked and the new account automatically showed in old I'd.

DC and Cheque are dispatched and will receive tomorrow, hope i get the full kit and not just the card and cheques and as the insta kit given by branch was useless.

Just one question more, in app when I tap on Me it still shows my old account and when I click on relationship manager it shows the regular number and not the direct number of any RM.

I changed the primary account in net banking, couldn't find that option on iMobile.

Attaching screenshot for referenceView attachment 20163View attachment 20164

how many days it took?

 

[gunnerTH]

how many days it took?

For total sync and colour change it took 5 days, in between i experienced lag and error in imobile app for few times.. like i can't see my CC outstanding or reward points or fd interest certificate etc.

 

[SSV]

There is no service request for kit in SR section, just in Deliverables i can see cheque book and DC, along with bluedart details.

Also bit of topic, just saw now that my ICICI direct demat account got converted to Priority Circle, not sure what are the advantages but in RM section i can see a phone number of RM and one hotline number for no wait like in WMView attachment 20180

WM account holders get complimentary priority circle in their trading account.
Here are the features

https://www.icicidirect.com/idirectcontent/ProductService/pc_exclusive.aspx

 

[gunnerTH]

First of all Congrats!!👏👏

Check the SR in Services--> Track Request. If it shows like 'Request for HNI kit' then you will definitely get Wealth kit.
I have got Cheque book in Wealth kit and Debit Card separately.😑😑

And this is the standard number for connecting to your RM. We all can see only this number in our iMobile. Just one thing if you don't see any RM name then wait for somedays, it will come after 30-45 days as your account is recently upgraded!!

Enjoy!!👍👍

Got the Full kit today, got to say AU SFB royale account kit is way better then this, the only good thing is the courier service by BLUEDART🤣

 

[aniruddhaadhe]

Do we get discount on locker with wealth account?

Locker is already allocated few years back.

 

[gunnerTH]

Do we get discount on locker with wealth account?

Locker is already allocated few years back.

Nope...

 

[aniruddhaadhe]

Nope...

Thanks.
Any other way to get discounted locker in icici? 😜

 

[gunnerTH]

Thanks.
Any other way to get discounted locker in icici? 😜

Not sure brother, you can get in touch with the local branch.. they will give discounts only if the branch is new or something

 

[garvxgarg]

Delhi Jhandewalan offered me wealth management for 1L. It's doable, at BM Discretion.

Feel free to ask me anything! (Please make sure you're tagging me in the reply)

@saucy Please DM me the details of the Branch Manager or Person of Contact in ICICI Jhandewalan branch

 

[kshitij_0]

It's confirmed
1L me BM can open a wealth account -- ANY BRANCH, it's their discretion.

Delhi Jhandewalan offered me wealth management for 1L. It's doable, at BM Discretion.

Long story ahead

I went to my present ICICI branch (tier 2) and told BM that I'm being offered wealth account in wealth management branch of Delhi, but i want to maintain account with their branch.
She informed me that if u don't maintain amb, it will be downgraded in 2 years with heavy penalty and insisted that i don't open a new account. Me being the usual saucy self, politely helped her realise ki account khul k rahega, if not in her branch, some other.
She agreed.
Then she offered me *a lot* more of her products, and assigned me to deputy branch manager.
They opened my account, via UPI deposit of 1L. Gave me a small kit - chequebook, details etc. The other welcome kit will arrive in a few days at my permenant address.

And that's it folks! We did it!
Will update when the kit arrives.
Feel free to ask me anything! (Please make sure you're tagging me in the reply)

Bhai pahle se hi account hai ICICI me uska koi saste me scheme ho to batao wealth wala?
@saucy @pprakash11 @VISHESH_BANSAL

 

[VISHESH_BANSAL]

Bhai pahle se hi account hai ICICI me uska koi saste me scheme ho to batao wealth wala?
@saucy @pprakash11 @VISHESH_BANSAL

Close karwade.
Phir Jhandewalan branch se New Open karwa le.

May be it work.

 

[kshitij_0]

Close karwade.
Phir Jhandewalan branch se New Open karwa le.

May be it work.

Bas ye "may be" ne mujhe IRCTC pe jane se roka nahi main Delhi hota.
Ek aur samasya hai ki ICICI wala salary account hai mera purane company se juda hua tha aur 6-8 mahine ho gaye abhi tak salary hi hai to close karwana sahi rahega malum nahi

 

[VISHESH_BANSAL]

Bas ye "may be" ne mujhe IRCTC pe jane se roka nahi main Delhi hota.
Ek aur samasya hai ki ICICI wala salary account hai mera purane company se juda hua tha aur 6-8 mahine ho gaye abhi tak salary hi hai to close karwana sahi rahega malum nahi

Jo account use m nhi hai usko kyu rkha hua hai.
Close kar de.

Jhandewalan Branch m try kar wealth ka.
1 Lakh se tera bhi Open honjaaye toh bta diyo.
Ek chakkar m bhi lga aaaunga

 

[saucy]

Bhai pahle se hi account hai ICICI me uska koi saste me scheme ho to batao wealth wala?
@saucy @pprakash11 @VISHESH_BANSAL

Bhai Mera bhi salary hi tha
Ek aur khol liya. Dono wealth Hain ab.
Kya hi dikkat hai

Apne sheher me best icici me jaake ek baar pooch lo wealth account khulta hai ki nahi. BM se baat karna direct. Wo bata denge if your city has that option
If yes, then go to second best branch and ask them to open for 1L

 

[aniruddhaadhe]

Anyone wants a wealth account to be opened in 2L, DM me. I will give my RMs number
Location: Pune

 

[irohitpragya]

Don't take it personally.

If you don't have at least 5 lakhs for initial funding, you should not open icici Wealth or any HNI account.

Why?

because these accounts are only meant for Customers who can give a proper relationship value to banks. that's why they give many lucrative offers in these accounts.

If everyone gets HNI account then one day bank may reduce offers to these accounts. they may change/increase average monthly balance.

If you open HNI account and don't hold any heavy funds and manage a zero balance, what benefits of banks have?

I have a friend who also wants to open icici wealth account but he has enough funds. he is managing 1 lakh from credit cards to bank transfers.

 

[aniruddhaadhe]

Don't take it personally.

If you don't have at least 5 lakhs for initial funding, you should not open icici Wealth or any HNI account.

Why?

because these accounts are only meant for Customers who can give a proper relationship value to banks. that's why they give many lucrative offers in these accounts.

If everyone gets HNI account then one day bank may reduce offers to these accounts. they may change/increase average monthly balance.

If you open HNI account and don't hold any heavy funds and manage a zero balance, what benefits of banks have?

I have a friend who also wants to open icici wealth account but he has enough funds. he is managing 1 lakh from credit cards to bank transfers.

I defer from your point.

ICICI is getting more accounts opened by giving wealth management (or atleast IP). Possible relationship from customer, which otherwise they wouldn’t have.

Also, they can take away your wealth management status anytime, mentioned in TnC.

They have higher HNI account variants such as wealth select, Private banking.

For offers, do u really think they would offer LTF emeralde to an account with 10k MAB just because ‘wealth management’ account type. I seriously doubt.

Don’t think about ICICIs business model. They are in market since longest time.

 

[Harrypotter]

Don't take it personally.

If you don't have at least 5 lakhs for initial funding, you should not open icici Wealth or any HNI account.

Why?

because these accounts are only meant for Customers who can give a proper relationship value to banks. that's why they give many lucrative offers in these accounts.

If everyone gets HNI account then one day bank may reduce offers to these accounts. they may change/increase average monthly balance.

If you open HNI account and don't hold any heavy funds and manage a zero balance, what benefits of banks have?

I have a friend who also wants to open icici wealth account but he has enough funds. he is managing 1 lakh from credit cards to bank transfers.

lucrative offers nothing is there apart from zero MAB, and cibil refresh, if the bank feel the wealth management account holder doesn't hold enough fund they will downgrade , why you seems to be worried, bank is not doing any favours to us

 

[irohitpragya]

I defer from your point.

ICICI is getting more accounts opened by giving wealth management (or atleast IP). Possible relationship from customer, which otherwise they wouldn’t have.

Also, they can take away your wealth management status anytime, mentioned in TnC.

They have higher HNI account variants such as wealth select, Private banking.

For offers, do u really think they would offer LTF emeralde to an account with 10k MAB just because ‘wealth management’ account type. I seriously doubt.

Don’t think about ICICIs business model. They are in market since longest time.

lucrative offers nothing is there apart from zero MAB, and cibil refresh, if the bank feel the wealth management account holder doesn't hold enough fund they will downgrade , why you seems to be worried, bank is not doing any favours to us

ICICI offers zero balance account online if you do an IP of rs 95,000. on the other hand, if you do an IP of 1 Lakh ( just 5k more) you get the wealth account. do you really think, people will go for a normal account?

See, the problem is everyone likes an HNI account, a higher variant credit card, and free lounge access but doesn't see the line outside the lounge.
take this personally, you are an HNI account holder, you are getting the same benefit,s and someone who is not maintaining any balance also getting the same benefits.

wealth account is not the same as a normal account
zero balance (till now)
free ltf premium debit card
free sms, free DD
you can contact CS directly
free cibil score