Regarding icici wealth account

[CardSeeker]

recently 3days back i opened icici wealth account and debit card also issued.

i already have one icici savings account and i linked new wealth account to old account mobile number

i already asked CC abt the same they said u can use both accounts.

QUERY IS after linking wealth account still imobile showing MAROON Colour not showing the black theme ?

any one faced the same issue or it takes time to convert to wealth ( two icici accounts showing on IMOBILE APP )

 

[AritraSaha]

Kolkata Strand Road Wealth Branch

I had some 4-5L so gave cheque didn't bother much

But the person seemed negotiable

Can give his no...?

 

[pprakash11]

Can give his no...?

Sent in DM.

 

[0xfallup]

Sent in DM.

Thanks 🙂

 

[kshitij_0]

Go to a WM branch, open a WM account, with your available funds, get your much loved black theme.
About the old account, choice is yours, keep or abandon..

Can we get Wealth DC on the old account as well?
Also what are the real benefits of Wealth DC over lower variants like Titanium which I have?

 

[SSV]

Can we get Wealth DC on the old account as well?
Also what are the real benefits of Wealth DC over lower variants like Titanium which I have?

Yes, you can get ltf MasterCard World DC with your WM account.
Just call WM CC and ask for MC World DC. They will send it you.
For benefits:

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online

www.icicibank.com

 

[Sanskar]

Yes, you can get ltf MasterCard World DC with your WM account.
Just call WM CC and ask for MC World DC. They will send it you.
For benefits:

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online

www.icicibank.com

I believe this card is not so rewarding. Or am I missing something?

 

[SSV]

I believe this card is not so rewarding. Or am I missing something?

What rewards do you want from a Debit card?...
with which card you are comparing to??

 

[Sanskar]

What rewards do you want from a Debit card?...
with which card you are comparing to??

HDFC easy shop platinum, RBL signature plus and Indusind select and exclusive debit card.

 

[SSV]

HDFC easy shop platinum, RBL signature plus and Indusind select and exclusive debit card.

Do these come with 0 MAB without any further condtions??

 

[Sanskar]

Do these come with 0 MAB without any further condtions??

Yes, apart from RBL One

 

[SSV]

Yes, apart from RBL One

is this true for non - salary accounts as well?

 

[Sanskar]

Y

is this true for non - salary accounts as well?

Yes

 

[SSV]

Y

Yes

okay lets take, HDFC easy shop platinum DC, for which account this can be used for free of cost?

 

[Sanskar]

okay lets take, HDFC easy shop platinum DC, for which account this can be used for free of cost?

Classic preferred and Imperia.
One time initial deposit required

 

[SSV]

Classic preferred and Imperia.
One time initial deposit required

then if balance is not maintained what could happen according to the rules?? ( not what would happen)

 

[Sanskar]

then if balance is not maintained what could happen according to the rules?? ( not what would happen)

According to rules, they can downgrade your account, and I have not seen any downgrade account till now for not maintaining AMB.

 

[SSV]

According to rules, they can downgrade your account, and I have not seen any downgrade account till now for not maintaining AMB.

That is why I said initially ( without any condtions attached)..
The thing is, you have not seen till now , doesn't necessarily translate to you won't see in future

So, its all about what you need from the DC. Primarily if you want CB from CC payments then your mentioned cards are better..
Everything comes with cost, Banks are not here for charity, they are in business .. every service they provide has some implicit cost andthey try to recover those costs from the customers in different forms..

What rewards do you want from a Debit card?...

you did not respond to my above query, asked this for a specific purpose... if you had answered this, the solution would be far easier to achieve in the first place.

 

[Sanskar]

That is why I said initially ( without any condtions attached)..
The thing is, you have not seen till now , doesn't necessarily translate to you won't see in future

So, its all about what you need from the DC. Primarily if you want CB from CC payments then your mentioned cards are better..
Everything comes with cost, Banks are not here for charity, they are in business .. every service they provide has some implicit cost andthey try to recover those costs from the customers in different forms..



you did not respond to my above query, asked this for a specific purpose... if you had answered this, the solution would be far easier to achieve in the first place.

Agree, bank are not sitting there for charity.

We can use RBL signature plus debit card with 2500 AMB account.

With that you can spend anywhere, you want and get 1% cashback in the form of vouchers.

 

[avis_]

That is why I said initially ( without any condtions attached)..
The thing is, you have not seen till now , doesn't necessarily translate to you won't see in future

So, its all about what you need from the DC. Primarily if you want CB from CC payments then your mentioned cards are better..
Everything comes with cost, Banks are not here for charity, they are in business .. every service they provide has some implicit cost andthey try to recover those costs from the customers in different forms..



you did not respond to my above query, asked this for a specific purpose... if you had answered this, the solution would be far easier to achieve in the first place.

My hometown doesn't have any Wealth Management Branch but their Main branch in my city has a special cabin for wealth customer where the RM is present serving customers. I enquired them about opening a new wealth account he is telling Initial funding as you wish.

I already own a SAPPHIRO CC LTF, what else I can ask for while opening account. The RM told he will visit my home to open this account if needed

 

[SSV]

what else I can ask for while opening account.

You can ask for emeralde LTF, even though he won't but nothing wrong in asking