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Revision in service charges for your ICICI Savings Account w.e.f. May 1, 2024

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SSV

SSV

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Please Check your Savings account service charges changes here..by selecting your account variant..
Nothing major happened for WM account...
but some significant changes for Regular SB accounts (both +ve and -ve)

Interest Rates & Service Charges - ICICI Bank

Discover ICICI Bank's latest interest rates and service charges. Stay updated on competitive rates.
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Welath Management Account changes are like below...


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Regular Savings Account Changes...


There re significant changes both positive and negatives for Reguar SB account.. Seel Below....



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Last edited:
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Guys,
Because of overlook, I got stuffed..was charged for imps transactions . I thought there wouldn't be imps charges for wealth management account.
Done two transafers.. charged ₹17.70 for each transaction.
Upon checking , they actually mentioned that there will be imps charges even for WM account from May 1, 2024..

I had options of RTGS and NEFT but preferred imps..now I learnt my lesson..

No IMPS from ICICI ever,
only NEFT or RTGS from ICICI..

1716670833279.png
 
Last edited:
Upvote 0 Downvote
SSV said:
Guys,
Because of overlook, I got stuffed..was charged for imps transactions . I thought there wouldn't be imps charges for wealth management account.
Done two transafers.. charged ₹17.70 for each transaction.
Upon checking , they actually mentioned that there will be imps charges even for WM account from May 1, 2024..

I had options of RTGS and NEFT but preferred imps..now I learnt my lesson..

No IMPS from ICICI ever,
only NEFT or RTGS from ICICI..

View attachment 54971
Click to expand...
ICICI is a good bank
 
Upvote 0 Downvote
SSV said:
Guys,
Because of overlook, I got stuffed..was charged for imps transactions . I thought there wouldn't be imps charges for wealth management account.
Done two transafers.. charged ₹17.70 for each transaction.
Upon checking , they actually mentioned that there will be imps charges even for WM account from May 1, 2024..

I had options of RTGS and NEFT but preferred imps..now I learnt my lesson..

No IMPS from ICICI ever,
only NEFT or RTGS from ICICI..

View attachment 54971
Click to expand...
Imps charges even in WM🤡



I'm thinking of myself who has opted for 10k account🤣
 
Upvote 0 Downvote
raghu.rokda said:
ICICI is a good bank
Click to expand...
beerbatli.jpg
 
Upvote 0 Downvote
SSV said:
Guys,
Because of overlook, I got stuffed..was charged for imps transactions . I thought there wouldn't be imps charges for wealth management account.
Done two transafers.. charged ₹17.70 for each transaction.
Upon checking , they actually mentioned that there will be imps charges even for WM account from May 1, 2024..

I had options of RTGS and NEFT but preferred imps..now I learnt my lesson..

No IMPS from ICICI ever,
only NEFT or RTGS from ICICI..

View attachment 54971
Click to expand...
ICICI bank always reversed my IMPS charges automatically after few days. 😀😀
 
Upvote 0 Downvote
SSV said:
Guys,
Because of overlook, I got stuffed..was charged for imps transactions . I thought there wouldn't be imps charges for wealth management account.
Done two transafers.. charged ₹17.70 for each transaction.
Upon checking , they actually mentioned that there will be imps charges even for WM account from May 1, 2024..

I had options of RTGS and NEFT but preferred imps..now I learnt my lesson..

No IMPS from ICICI ever,
only NEFT or RTGS from ICICI..

View attachment 54971
Click to expand...
No imps charges for me.
Just checked.. I did a 5L.txn 5 days ago.
Maybe something different with your account .check with your RM.
 
Upvote 0 Downvote
#aniket said:
But in the first place, it shouldn't even get charged.

Why to charge and then reverse later, if the intention is not to charge?
Click to expand...
When the bank server is not fully operational like night time, bank holidays etc

ICICI bank always charge IMPS transaction and after few days, i guess after transaction settled. IMPS charges get reversed.

This has always been happening in my account for the last 12 years.
 
Upvote 0 Downvote
varun__goel_ said:
Imps charges even in WM🤡



I'm thinking of myself who has opted for 10k account🤣
Click to expand...
#aniket said:
But in the first place, it shouldn't even get charged.

Why to charge and then reverse later, if the intention is not to charge?
Click to expand...
Abhishek012 said:
When the bank server is not fully operational like night time, bank holidays etc

ICICI bank always charge IMPS transaction and after few days, i guess after transaction settled. IMPS charges get reversed.

This has always been happening in my account for the last 12 years.
Click to expand...



imdjay said:
No imps charges for me.
Just checked.. I did a 5L.txn 5 days ago.
Maybe something different with your account .check with your RM.
Click to expand...

Up on re re-checking, actually there are no IMPS charges for WM acount even after May1 changes.. Theses charges only aply to normal SB accout.. Please check my first post...

Now , I have a case to figth with them, if they dont reverse it...

Normally ICICI wont do these kind funny business..
But as Abhishek Bhai said, because of odd our buiness they might have done..

But again, I do odd hour business only in most of the cases...
Okay let's see what happens... WIll update once the charges are reversed...

The below is SS of WM account changes wef May1, nothing was mentioned about IMPS charges, means status quo. means no charges..

1716699771869.png
 
Last edited:
Upvote 0 Downvote
SSV said:
Guys,
Because of overlook, I got stuffed..was charged for imps transactions . I thought there wouldn't be imps charges for wealth management account.
Done two transafers.. charged ₹17.70 for each transaction.
Upon checking , they actually mentioned that there will be imps charges even for WM account from May 1, 2024..

I had options of RTGS and NEFT but preferred imps..now I learnt my lesson..

No IMPS from ICICI ever,
only NEFT or RTGS from ICICI..

View attachment 54971
Click to expand...
Damn I realised the same yesterday. I am getting charged 17.7 per imps and never was I charged this before. This is utter nonsense. Do t know why i even blindly used to do imps even when I had an option of rtgs/neft.

Thanks for pointing it out. I was just about to lash out at icici.
 
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