Rupay cc suggestions pls

[Deleted member 23535]

Hi all
Hdfc tata neu infinity( showing fyf, waiting for ltf offer)
Bob snapdeal
Kotak myntra
Or other cc
Which one is good for upi txns?

Monthly upi txns upto 15k

Thank you

 

[RishiKiDev]

lol, okay. I will try and push them after 2-3 months again for upgrade. Will update here. Let's see 🤞

HDFShit needs more than push. You need to pester them, bribe them, do shit ULIPs, complete their monthly sales targets etc. 😂

 

[gigachad]

I don't know if it's just me, for some reason I am not able to convince myself to apply for Fintechs like Slice, Unipay, FalanaPay, Dhimkha Pay. I have read in many forums that once these fin mushrooms goes out of business which they usually do, it's very hard to close these and get that closure reflected in CIBIL.
Even Flipkart BNPL's are sometimes reported weird in CIBIL, if they mess (both Fintech and BNPL) which they are bound to do at some point of time your CIBIL takes the hit.

P.S. - I am open to suggestions, criticism is even more welcome, convince me otherwise.

Yeah.. this fintech company can have bad customer support.

But i think for credit card you can take them( kiwi, scapia)..
Avoid pay later though..

 

[raghu.rokda]

Please share monthly capping also on these cards

 

[gigachad]

Please share monthly capping also on these cards

Tata neu i think its 500 coin pm (₹500)

 

[RishiKiDev]

Please share monthly capping also on these cards

Raghu Bhai 🙏 Tata Neu Infinity has capping till ₹33k per month spends for 1.5% Cashback

 

[plastikman]

Half of the time it fails..🙂

Merchant issue. I'm using since 26/6/23. Maybe 4 times it has failed for me out of a few hundred transactions 😁

 

[RishiKiDev]

Merchant issue. I'm using since 26/6/23. Maybe 4 times it has failed for me out of a few hundred transactions 😁

Apana lucky sir. Ebe tah 99% reject hauchi nua applications.

Transl: You're lucky sir. Now 99% of new applications are rejected

 

[plastikman]

Apana lucky sir. Ebe tah 99% reject hauchi nua applications.

Transl: You're lucky sir. Now 99% of new applications are rejected

Au ko card re lucky haithike bhala hai thanta 😂 Ye masa thu 2% jaga re 1% miliwa.

Transl 😅: It would have been better to have been more lucky in the case of some other card. This month onwards, this card will fetch only 1% in place of 2%.

 

[RishiKiDev]

Au ko card re lucky haithike bhala hai thanta 😂 Ye masa thu 2% jaga re 1% miliwa.

Transl 😅: It would have been better to have been more lucky in the case of some other card. This month onwards, this card will fetch only 1% in place of 2%.

Tata Neu Infinity ta nei jaithante.. Bhala Cashback pauchi mun 1.5% re. Seithire bigbasket re groceries magei dauchi free re 😂

Transl: You should have taken Tata Neu Infinity.
I'm getting 1.5% Cashback. Using that to get free groceries from big basket.

 

[plastikman]

Tata Neu Infinity ta nei jaithante.. Bhala Cashback pauchi mun 1.5% re. Seithire bigbasket re groceries magei dauchi free re 😂

Transl: You should have taken Tata Neu Infinity.
I'm getting 1.5% Cashback. Using that to get free groceries from big basket.

Ghare, already LTF Neu Infinity acchi. Au nei kaun hobo. Gote Big basket account re sabu asuchi 😁

Trans : Already have LTF Neu infinity at home. What to do with another one ? We use one BB account to buy everything 😁

 

[RkrRkr is verified member.]

want your thoughts @Rkr , @S S V @4uziaul @D₹V @plastikman @saucy @RishiKiDev @CARDBITRAGE @ashwink @VISHESH_BANSAL @vaibhav111 @NShah

If you have or any one have credit cards from main stream banks,then stay away from BNPL of any kind.

 

[plastikman]

Ye bhi thik hai, did you guys faced issues.

I had Amazon pay later and postpe which I got it closed. Took a few months to make them disappear from the CICs. Also, security is always a concern with them. No point in going for them since a myriad of CCs are available.

 

[iamabhisekagar]

Hi all
Hdfc tata neu infinity( showing fyf, waiting for ltf offer)
Bob snapdeal
Kotak myntra
Or other cc
Which one is good for upi txns?

Monthly upi txns upto 15k

Thank you

Kotak Indian Oil

 

[Deleted member 23535]

Thnx guys. My application is under verification. I

Kotak Indian Oil

Benefits?

 

[iamabhisekagar]

Thnx guys. My application is under verification. I

Benefits?

Indian Oil Fuel Credit Card: Apply & Get 60 Ltr Free Fuel

Apply Indian oil credit card online & get 60 litre free fuel annually.✓Save upto 5%* on IOCL fuel spends ✓1000 Reward points as welcome gift ✓Accident Insurance

www.kotak.com

Best Rewards with IndianOil Kotak Credit Card

Save 4% as Reward Points on IndianOil Fuel Spends. Earn 24 Reward Points on every INR 150 spent, capped at 1200 Reward Points per statement cycle
Save 2% back as Reward Points on Grocery and Dining spends. Earn 12 Reward Points on every INR 150 spent, capped at 800 Reward Points per statement cycle
On all other spends, save 0.5% back as Reward Points. Earn 3 Reward Points on every INR 150 spent
Get 1000 Reward points as welcome benefit on spending INR 500 within 30 days of card issuance
Annual Fee Waiver

Annual fee of INR 449 waived on spending INR 50,000 in the previous anniversary year

Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions between INR 100 to INR 5000 with maximum surcharge waiver of INR 100 per statement cycle only at IndianOil outlets

Personal Accident Insurance

Get a personal accident insurance cover of INR 2,00,000 on your IndianOil Kotak Credit Card.

Concierge services

You can avail personal concierge and assistance for the following:

Gift Delivery
Flower Delivery
Restaurant referral and bookings
Car rental and Limousine referral and reservation
Golf reservations
Movie ticket booking and many more
Contact 1800-26-78729 for concierge and assistance.

Add-on Card

Get a free Add-on card which will have all the benefits that you enjoy on your primary credit card
Set the spend limit on your Add-on Card as you desire
Track spends separately for each of your Add-on Card(s)

*5% savings is calculated as 4% back in the form of Reward points and 1% back as Fuel Surcharge waiver
**2% back on Dining & Groceries is valid only on select merchant categories - 5812, 5814, 5813, 5411, 5311, 5399, 5422, 5451, 5499 & 5441
***Applicable only on Credit Card with Joining Fees
#Valid on a single transaction of INR 500 or above to be eligible for joining benefit

 

[Deleted member 23535]

Indian Oil Fuel Credit Card: Apply & Get 60 Ltr Free Fuel

Apply Indian oil credit card online & get 60 litre free fuel annually.✓Save upto 5%* on IOCL fuel spends ✓1000 Reward points as welcome gift ✓Accident Insurance

www.kotak.com

Best Rewards with IndianOil Kotak Credit Card

Save 4% as Reward Points on IndianOil Fuel Spends. Earn 24 Reward Points on every INR 150 spent, capped at 1200 Reward Points per statement cycle
Save 2% back as Reward Points on Grocery and Dining spends. Earn 12 Reward Points on every INR 150 spent, capped at 800 Reward Points per statement cycle
On all other spends, save 0.5% back as Reward Points. Earn 3 Reward Points on every INR 150 spent
Get 1000 Reward points as welcome benefit on spending INR 500 within 30 days of card issuance
Annual Fee Waiver

Annual fee of INR 449 waived on spending INR 50,000 in the previous anniversary year

Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions between INR 100 to INR 5000 with maximum surcharge waiver of INR 100 per statement cycle only at IndianOil outlets

Personal Accident Insurance

Get a personal accident insurance cover of INR 2,00,000 on your IndianOil Kotak Credit Card.

Concierge services

You can avail personal concierge and assistance for the following:

Gift Delivery
Flower Delivery
Restaurant referral and bookings
Car rental and Limousine referral and reservation
Golf reservations
Movie ticket booking and many more
Contact 1800-26-78729 for concierge and assistance.

Add-on Card

Get a free Add-on card which will have all the benefits that you enjoy on your primary credit card
Set the spend limit on your Add-on Card as you desire
Track spends separately for each of your Add-on Card(s)

*5% savings is calculated as 4% back in the form of Reward points and 1% back as Fuel Surcharge waiver
**2% back on Dining & Groceries is valid only on select merchant categories - 5812, 5814, 5813, 5411, 5311, 5399, 5422, 5451, 5499 & 5441
***Applicable only on Credit Card with Joining Fees
#Valid on a single transaction of INR 500 or above to be eligible for joining benefit

Tq. Pls reply
For upi txns, how much % ?
Min spend upi txn to get rp?
Cap ?
How to redeem rp?
Are there any rp redemtions charges?

 

[Pack_of_Cards]

If you have or any one have credit cards from main stream banks,then stay away from BNPL of any kind.

Yup have CC from major bank including, Stan C ultimate, Amex, Millenia, SBI elite, HSBC cashback, Zenith to name a few

 

[iamabhisekagar]

Tq. Pls reply
For upi txns, how much % ?
Min spend upi txn to get rp?
Cap ?
How to redeem rp?
Are there any rp redemtions charges?

Reward Points on UPI Depends upon merchant category...if merchant is registered as grocery or dining then 2% as Rp
Min txn Rs 150
No capping afaik
Redemption...GVs, recharge
No redemption charges

 

[hellobois]

Neu infinity > BOB Snapdeal > Myntra > Kiwi

I have first and last

 

[D₹V]

I have first and last

Serves the purpose.