Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

[lostwords]

Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

Apr 4, 2023

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...

• TechnoFino
• Replies: 1,188
• Forum: Informative Threads

• 
• 

 

[alwayswin69]

Websites of PSBs are often outdated or no info at all. I visited Bank of India last week to apply for the Rupay Select DC confirmed with the branch manager about the ₹50000 monthly average balance requirement for annual charges waiver.

Thanks a lot man, will get to this asap!

 

[fradela]

where is this mentioned? can you share link?

Please check my previous post. It has link and screenshot.

 

[fradela]

Go to below link in PNB website . You should maintain 50,000 and 500 for Issuance and 750 for AMC.

PNB ATM Debit Card | PNB ATM Cards| PNB Cards | PNB Cards | PNB

PNB provides variety of ATM debit card and credit card such as Global Credit Card, World Travel Card verified by visa, Master and Rupay that not only let you withdraw cash from ATM but also let you shop cashless and tension free Apply for PNB debit and credit cards online PNB provides various...

www.pnbindia.in

View attachment 71221
View attachment 71219

View attachment 71220

@quino PNB details

 

[quino]

@quino PNB details

in that entire page, there's no mention of elite account anywhere.

 

[fradela]

in that entire page, there's no mention of elite account anywhere.

I shared the screenshot from Grievance Team. You should maintain 50 K and pay fees. If you don't believe me go and open a account and share your free card here.😀

 

[fradela]

Can you please provide a list of banks that offer quarterly benefits to their customers?

 

[saurzx]

Can you please provide a list of banks that offer quarterly benefits to their customers?

I am having RSDC from BOB, Canara and Jana. I can confirm Except OTT, all other benefits are refreshed quarterly.

 

[fradela]

I am having RSDC from BOB, Canara and Jana. I can confirm Except OTT, all other benefits are refreshed quarterly.

I think you will get 12 months Gym, Spa. Superb.
Can you please provide details like Which account variant Canara providing RSDC? What is the MAB and Card fees?
BOB: Professional account: 25,000 MAB, 500+GST year fees, or any other lower variant available?

 

[fradela]

RSDC quarterly benefits:
Any idea about Union Bank, Bank of Maha, IOB, PNB?
Union Bank : 10k free; Bank of Maha: 25k free.
IOB and PNB both are costly.

 

[its_karan]

I am having RSDC from BOB, Canara and Jana. I can confirm Except OTT, all other benefits are refreshed quarterly.

Add Union to the list of quarterly refresh.

Your Target accounts should be:

• Union Udaan: 10kMAB. 1 FYF Physical RSDC, 1 LTF Virtual RSDC

 

[lightwaves]

Add Union to the list of quarterly refresh.

Your Target accounts should be:

• Union Udaan: 10kMAB. 1 FYF Physical RSDC, 1 LTF Virtual RSDC

How to get the virtual card from UBI?

 

[saurzx]

I think you will get 12 months Gym, Spa. Superb.
Can you please provide details like Which account variant Canara providing RSDC? What is the MAB and Card fees?
BOB: Professional account: 25,000 MAB, 500+GST year fees, or any other lower variant available?

Canara bank : 2000 MAB (Annual fee 1180/-)
Bob : 2000 MAB (Annual fee 590/-)
Jana : 25k MAB Legend Savings Account for Senior Citizen (LTF Free) [min. MAB for JANA is 5k for Metro Savings Account with issuance fee of 590/- and annual fee of 590/-, therefore first year fee will be 1180/- and second year onwards 590/-]

 

[fradela]

Add Union to the list of quarterly refresh.

Your Target accounts should be:

• Union Udaan: 10kMAB. 1 FYF Physical RSDC, 1 LTF Virtual RSDC

Union Udaan RSDC not life time free? How to get Virtual one?

 

[another]

I am having RSDC from BOB, Canara and Jana. I can confirm Except OTT, all other benefits are refreshed quarterly.

Only Cab and Health benefits are refreshed quarterly. Spa and OTT are yearly. Golf and Gym not used, so no idea.

 

[its_karan]

Union Udaan RSDC not life time free? How to get Virtual one?

How to get the virtual card from UBI?

 

[fradela]

Recommendation for Salary account for RuPay select Debit card.

View attachment 71831
View attachment 71833

So will get double benefits? Can we get two OTT per year? Amazon from Physical card. Sony from Virtual Card.

 

[saurzx]

Only Cab and Health benefits are refreshed quarterly. Spa and OTT are yearly. Golf and Gym not used, so no idea.

I haven't redeemed Spa yet. Did you redeem the SPA voucher and it didn't refreshed in new quarter?

 

[fradela]

Suggestion needed for Salary account:

I want to switch PSU for salary account. Main motto is RSDC.
Two options in my company:
Bob: Visa Sapphire and RSDC LTF cards. No Eterna CC for free. Only Premier CC is LTF.
Any benefits of having Visa Sapphire and Premier LTF from them.

PNB: RSDC and RS Millennial Credit card LTF.
In this website mentioned, RSDC refresh quarterly. But I would need clarification.
Does RuPay Select Millennial Credit has all these benefits like RSDC?

SBI also there. No use. They refresh yearly. Credit card also not free. Only joining fee is NIL.

 

[another]

I haven't redeemed Spa yet. Did you redeem the SPA voucher and it didn't refreshed in new quarter?

SPA is yearly.

 

[fradela]

Add Union to the list of quarterly refresh.

Your Target accounts should be:

• Union Udaan: 10kMAB. 1 FYF Physical RSDC, 1 LTF Virtual RSDC

What is the AMC for Union Udaan?