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Rupay Select Debit Card Issuing Bank Charges & Eligibility Criteria

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TF Select
Data compiled as per Rupay website and issuing banks websites
(As of October 14, 2024)

Public Sector Banks

Bank of Baroda
Eligibility: Savings account with ₹25000 MAB
Issuance Charge: FYF
AMC Charge: ₹500+GST
Benefits: All including OTTs

Bank of India
Eligibility: All savings account (as per website)
Issuance Charge: ₹800+GST // Free for ₹50,000 MAB account
AMC Charge: ₹800+GST // Free for ₹50,000 MAB account
Benefits: All including OTTs

Bank of Maharashtra
Eligibility: BSS-25 (AQB ₹25000)
Issuance Charge: ₹400+GST // Free for AQB accounts
AMC Charge: ₹400+GST // Free for AQB accounts
Benefits: All including OTTs

Canara Bank
Eligibility: All savings (other than PMJDY, BSBD & Small value) & current Accounts
Diamond (₹1,00,000 to ₹1,50,000) & Platinum (≥₹1,50,000) Salary Accounts
Platinum Pension Account (≥₹50,000)
Issuance Charge: NIL // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits: All including OTTs

Central Bank of India
Eligibility: Savings Account with ₹2000 MAB (as per TF Community thread credit to @master99)
Issuance Charge: ₹950+GST
AMC Charge: ₹950+GST
Benefits: All including OTTs

Indian Bank
Eligibility: Not explicitly mentioned
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

Indian Overseas Bank
Eligibility: All savings & current accounts with minimum daily Balance of ₹1,00,000 (As per website) or SB-HNI (QAB ₹50,000)
Existing account holders can Upgrade to Rupay Select card through IOB Mobile app even if they don't maintain minimum daily Balance of ₹1,00,000. There's currently NO check in place.
Issuance Charge: ₹800+GST // Free for MAB accounts
AMC Charge: ₹800+GST // Free for MAB accounts
Benefits: All including OTTs

Punjab National Bank
Eligibility: PNB Elite Saving Account (QAB ₹50,000)
Platinum 200 (₹1,00,001 to ₹2,00,000), Titanium Salary Accounts (≥₹2,00,000)
Issuance Charge: ₹500+GST // Free for QAB & Salary accounts
AMC Charge: ₹750+GST // Free for QAB & Salary accounts
Benefits: All including OTTs

State Bank of India
Eligibility: Wealth Account (TRV ≥ ₹50 lakhs)
Issuance Charge: Free for wealth account holders
AMC Charge: Free for wealth account holders
Benefits: All including OTTs

UCO Bank
Eligibility: All savings accounts (as per details mentioned by @ritwik2000)
UCSSA (≥₹50,000) salary account
Issuance Charge: ₹1000+GST // Free for UCSSA
AMC Charge: ₹900+GST // Free for UCSSA
Benefits:

Union Bank
Eligibility: SBHNI (QAB ₹1,00,000) savings account,
USSA 2 (₹25,000 to ₹74,999) and USSA 3 (≥₹75,000) salary accounts,
CDFFD (MAB ₹5,00,000) current account
Issuance Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
AMC Charge: ₹400+GST // Free for SBHNI, USSA 2, USSA 3
Benefits: All including OTTs


Private Sector Banks

City Union Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Karnataka Bank
Eligibility: All savings accounts,
Ruby (MAB ₹1,00,000) and Platinum (MAB ₹3,00,000) savings accounts,
KBL Sal Ultimate (≥₹1,00,000) and KBL Sal Delite (≥₹50,000 to ₹1,00,000) and SB-Executive (≥ ₹1,00,000) salary accounts
Issuance Charge: ₹1000+GST // Free for MAB accounts
AMC Charge: ₹1000+GST // Free for MAB accounts
Benefits:

Tamilnad Mercantile Bank
Eligibility: All savings accounts (except basic savings account and current account)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits:

CSB Bank (Not mentioned in Rupay website)
Eligibility: Normal savings accounts & HNI salary account (as per details mentioned by @adi654)
Issuance Charge: ₹900+GST // Free for HNI salary account
AMC Charge: ₹900+GST // Free for HNI salary account
Benefits:


Small Finance Banks

Jana SF Bank
Eligibility: All savings accounts
Legend (MAB ₹25,000), Silver Premium (₹75,000 Non-Metro & ₹1,50,000 Metro), Premium (₹1,00,000 Non-Metro & ₹2,00,000 Metro)
Issuance Charge: ₹499+GST // Free for MAB accounts
AMC Charge: ₹499+GST // Free for MAB accounts
Benefits: All including OTTs

Suryoday SF Bank
Eligibility:
Issuance Charge:
AMC Charge:
Benefits:

Ujjivan SF Bank
Eligibility: Maxima savings account (MAB ₹1,00,000)
Privilege & Maxima current accounts
Issuance Charge: Free for MAB accounts
AMC Charge: Free for MAB accounts
Benefits: All except OTTs & Gym (as per @huzaifa10's comment)

Utkarsh SF Bank
Eligibility: Premium segment accounts (MAB ₹50,000)
Issuance Charge: ₹1000+GST
AMC Charge: ₹1000+GST
Benefits: All including OTTs

Above data are based on Rupay & Issuing bank info, if anyone has any extra info, kindly share that in this thread.
If anything changes, I will try to update the list so that it remains dynamic.

For detailed review and benefits, refer to this thread by @TechnoFino

TechnoFino

Thread 'RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges'

If you are a RuPay Select debit card user, you can enjoy some amazing benefits just by registering on rupay select portal.
Make sure you have eligable RuPay select debit card. There are many banks that offer RuPay Select debit cards which are eligible for those wellness benefits.
Let's talk about benefits first, and then I'll tell you from which bank you can get a RuPay Select debit card.
Portal Link - https://www.rupay.co.in/select-booking
Benefits -

1. Spa Services -
Indulge in Spa Therapies at Luxury Spa Centres
The RuPay Select...
  • Like
  • Lovely
 
Last edited by ramkumar_yramkumar_y is verified member.:
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fradela said:
RSDC is not life time free for Salary account holders?
Click to expand...

its_karan said:
BOB SB176 or Salary Premium account list of benefits I'm availing:
  1. 40% off on yearly locker rent
  2. LTF BOB Premier Visa which ahs to be applied manually through the branch post conversion. Take BM in control if needed
  3. FYF RSDC- BOBWORLD
  4. LTF Virtual RPDC- BOBWORLD
  5. LTF BOB Visa Sapphire - Branch request, Again Take bm in control if needed
  6. 0 amb
  7. Free DD with no limits, helps when you have to apply for plot/home etc etc
  8. SMS/Chequebook/alerts all free by default, no tuning needed in BOBWorld
Some benefits which I don't bother taking from BOB but are available
  • BOBCAPS ka demat account
Click to expand...
For locker, my account, it shows 50% off. What is the actual fees? Should I open any FD for locker?
 
Upvote 0 Downvote
Abhishek012 said:
BOB Premier is credit card na ? You will get same benefit on RuPay variant + one extra benefit about Paytm movie offer only on RuPay BOB Premier.

A

Thread 'BOB Premier RuPay Credit Card - 100% off upto 250 on Paytm Movies'

BOB Premier RuPay Credit Card - 100% off upto 250 on 2nd Paytm movie ticket booking:

Coupon code: BOBMOVIES

Note - offer is not eligible for BOB Premier Visa or Mastercard Credit Card holders

Offer -

100% off upto 250 on 2nd Paytm Movie ticket booking.

Offer valid once per user per card per month.

How to apply the offer -

Visit Paytm movie tickets option through paytm website or paytm app and choose/apply BOB Eterna Credit Card offer

Enter your BOB Premier RuPay Credit Card details and pay

How ?

Because BOB Premier RuPay Credit Card and BOB Eterna RuPay...
  • Like
Click to expand...
Yes. Which one is best? Visa Signature or RuPay?
 
Upvote 0 Downvote
its_karan said:
BOB SB176 or Salary Premium account list of benefits I'm availing:
  1. 40% off on yearly locker rent
  2. LTF BOB Premier Visa which ahs to be applied manually through the branch post conversion. Take BM in control if needed
  3. FYF RSDC- BOBWORLD
  4. LTF Virtual RPDC- BOBWORLD
  5. LTF BOB Visa Sapphire - Branch request, Again Take bm in control if needed
  6. 0 amb
  7. Free DD with no limits, helps when you have to apply for plot/home etc etc
  8. SMS/Chequebook/alerts all free by default, no tuning needed in BOBWorld
Some benefits which I don't bother taking from BOB but are available
  • BOBCAPS ka demat account
Click to expand...
@its_karan , Can you please clarify my doubts. Sorry to bother you. Thanks for your information.
 
Upvote 0 Downvote
fradela said:
Yes. Which one is best? Visa Signature or RuPay?
Click to expand...
If you want for international transaction then apply Visa variant or already have other Visa cards then

Apply BOB Premier RuPay variant. RuPay variant also support international transaction, sometimes RuPay offer 40% or 25% cashback on international transaction but not accepted on all countries.

RuPay sometimes also offer UPI spend based offers etc.
 
Upvote 0 Downvote
Abhishek012 said:
If you want for international transaction then apply Visa variant or already have other Visa cards then

Apply BOB Premier RuPay variant. RuPay variant also support international transaction, sometimes RuPay offer 40% or 25% cashback on international transaction but not accepted on all countries.

RuPay sometimes also offer UPI spend based offers etc.
Click to expand...
I already have VISA Infinite and Master Card World Credit cards. Can we use this RuPay variant Credit cards UPI Payments?
 
Upvote 0 Downvote
fradela said:
For locker, my account, it shows 50% off. What is the actual fees?
Click to expand...

Ballpark figure
fradela said:
Should I open any FD for locker?
Click to expand...
No, not required by Bank, Mail BOB post opening SB176 on what BS Branch is pulling if this is the case
fradela said:
RSDC is not life time free for Salary account holders?
Click to expand...
FYF for Salary Premium.
Only Visa Sapphire is LTF
fradela said:
What about LTF BOB Visa Sapphire? Share the benefits?
Click to expand...
Karvanna

Thread 'Hidden Gem For Travellers (bob World VISA Sapphire Debit Card)'

bob World VISA Sapphire Debit Card (Best Debit Card For Travellers)

- One Airport Transfer Per Quarter (4 Times/Year)
- Both Pickup And Drop From / To Airport (You Can Avail Either Drop Or Pickup)
- Domestic Lounge Access As Well
- Charges 750+ tax Per Year
- 750 Rs Life Style Coupon As Joining Benefit
- Service Distance should Be Around 40 Kms And Total 3 People Can Use This Service With the Card Holder
- You Should Book this Service Prior 72 Hours By Calling 0008004420011
- You Should Maintain 20k per Quarter To Hold...
  • Like
  • Hehe


🙏
 
Upvote 0 Downvote
its_karan said:

Ballpark figure

No, not required by Bank, Mail BOB post opening SB176 on what BS Branch is pulling if this is the case

FYF for Salary Premium.
Only Visa Sapphire is LTF

Karvanna

Thread 'Hidden Gem For Travellers (bob World VISA Sapphire Debit Card)'

bob World VISA Sapphire Debit Card (Best Debit Card For Travellers)

- One Airport Transfer Per Quarter (4 Times/Year)
- Both Pickup And Drop From / To Airport (You Can Avail Either Drop Or Pickup)
- Domestic Lounge Access As Well
- Charges 750+ tax Per Year
- 750 Rs Life Style Coupon As Joining Benefit
- Service Distance should Be Around 40 Kms And Total 3 People Can Use This Service With the Card Holder
- You Should Book this Service Prior 72 Hours By Calling 0008004420011
- You Should Maintain 20k per Quarter To Hold...
  • Like
  • Hehe


🙏
Click to expand...
@its_karan , Thank you so much for your information. One last question, what is the AMC for RSDC for salary accounts?
 
Upvote 0 Downvote
lightwaves said:
I tried this and it says "Incorrect details entered" while signing up on Rupay Golfz
Click to expand...
  • Use separate IDs for both the accounts
  • Incase you have entered your second card in the first Rupay Golfz account create a second Rupay Golfz account separately for the second one Only, Have a look below
Rupay Golfz ID 1:​
1728895377375.webp
1728895290379.webp
(Crete second account for the second union Added)
Rupay Golfz 2:​
1728895443062.webp


  • Now for the second account use your second card details and First card details in the first Rupay Golfz account which is obvious
 
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Upvote 0 Downvote
its_karan said:
  • Use separate IDs for both the accounts
  • Incase you have entered your second card in the first Rupay Golfz account create a second Rupay Golfz account separately for the second one Only, Have a look below
Rupay Golfz ID 1:​
View attachment 72094
View attachment 72092
(Crete second account for the second union Added)
Rupay Golfz 2:​
View attachment 72095


  • Now for the second account use your second card details and First card details in the first Rupay Golfz account which is obvious
Click to expand...
Yes, tried to signup using a new email id and got this error:

1728899801877.webp

Am I missing something?

Thanks
 
Upvote 0 Downvote
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